XCEL Chapter 4 Exam Questions and
Answers with Verified Solutions | Latest
Updated 2026
In an employer-sponsored group d. employer
accident and health plan, a master
contract is issued to the
a. TPA
b. employees
c. Administrative Services
Organization
d. employer
Which of the following would be b. Employer
considered a possible applicant
and
contract policyholder for group
health benefits?
a. Human resource department
b. Employer
c. Insured employee
d. Insurance company
, A person covered with an a. is issued a policy
individual
health plan
a. is issued a policy
b. is issued a certificate of medical
costs
c. does not contract directly with
the
insurance company
d. is not subject to medical
underwriting
According to HIPAA, when an a. is eligible for coverage upon hire
insured individual leaves an
employer and immediately begins
working for a new company that
offers group health insurance, the
individual
a. is eligible for coverage upon
hire
b. must wait 360 days to be
eligible
for coverage
c. must continue coverage with the
previous employer
d. is eligible for only health
insurance, not life or dental
insurance
Answers with Verified Solutions | Latest
Updated 2026
In an employer-sponsored group d. employer
accident and health plan, a master
contract is issued to the
a. TPA
b. employees
c. Administrative Services
Organization
d. employer
Which of the following would be b. Employer
considered a possible applicant
and
contract policyholder for group
health benefits?
a. Human resource department
b. Employer
c. Insured employee
d. Insurance company
, A person covered with an a. is issued a policy
individual
health plan
a. is issued a policy
b. is issued a certificate of medical
costs
c. does not contract directly with
the
insurance company
d. is not subject to medical
underwriting
According to HIPAA, when an a. is eligible for coverage upon hire
insured individual leaves an
employer and immediately begins
working for a new company that
offers group health insurance, the
individual
a. is eligible for coverage upon
hire
b. must wait 360 days to be
eligible
for coverage
c. must continue coverage with the
previous employer
d. is eligible for only health
insurance, not life or dental
insurance
