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AHIP MEDICARE MODULE 6 PRACTICE EXAM Medigap / Medicare Supplement Insurance, Standardized
Plans, Guaranteed Issue, and Compliance 50 SURE Questions | Answers & Rationales
1. Medigap is also known as:
A. Medicare Advantage
B. Medicare Supplement Insurance
C. Medicare Part D
D. Original Medicare Part C
Answer: B
Rationale: Medigap is Medicare Supplement Insurance sold by
private insurers to help cover some out-of-pocket costs under
Original Medicare.
2. Medigap policies are designed to:
A. Replace Original Medicare
B. Fill gaps in Original Medicare, such as deductibles,
coinsurance, and copayments
C. Provide prescription drug coverage
D. Cover long-term custodial care
Answer: B
Rationale: Medigap supplements Original Medicare by helping
pay some deductibles, coinsurance, and copayments.
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3. A person must have which coverage to buy a Medigap
policy?
A. Medicare Part C only
B. Original Medicare Part A and Part B
C. Medicare Part D only
D. Medicaid only
Answer: B
Rationale: Medigap works with Original Medicare and requires
enrollment in both Part A and Part B.
4. Which of the following is TRUE about Medigap and
Medicare Advantage?
A. You can use Medigap to pay costs in a Medicare Advantage
plan
B. Medigap and Medicare Advantage cannot be used together
C. Medigap replaces Medicare Advantage
D. Medigap includes Part D drug coverage
Answer: B
Rationale: Medigap cannot be used with Medicare Advantage;
it is only for beneficiaries in Original Medicare.
5. Medigap policies generally do NOT cover:
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A. Part A coinsurance
B. Part B excess charges
C. Long-term custodial care, dental, vision, or prescription drugs
D. Part B coinsurance
Answer: C
Rationale: Medigap does not cover custodial care, dental,
vision, or outpatient prescription drugs.
6. Standard Medigap plans are identified by:
A. Numbers only
B. Letters such as Plan A, B, C, D, F, G, K, L, M, N
C. Colors
D. State names
Answer: B
Rationale: Medigap plans are standardized by letters in most
states.
7. Which Medigap plans are generally NOT available to people
newly eligible for Medicare after January 1, 2020?
A. Plans A and B
B. Plans C and F
C. Plans G and N
D. Plans K and L
AHIP MEDICARE MODULE 6 PRACTICE EXAM Medigap / Medicare Supplement Insurance, Standardized
Plans, Guaranteed Issue, and Compliance 50 SURE Questions | Answers & Rationales
1. Medigap is also known as:
A. Medicare Advantage
B. Medicare Supplement Insurance
C. Medicare Part D
D. Original Medicare Part C
Answer: B
Rationale: Medigap is Medicare Supplement Insurance sold by
private insurers to help cover some out-of-pocket costs under
Original Medicare.
2. Medigap policies are designed to:
A. Replace Original Medicare
B. Fill gaps in Original Medicare, such as deductibles,
coinsurance, and copayments
C. Provide prescription drug coverage
D. Cover long-term custodial care
Answer: B
Rationale: Medigap supplements Original Medicare by helping
pay some deductibles, coinsurance, and copayments.
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3. A person must have which coverage to buy a Medigap
policy?
A. Medicare Part C only
B. Original Medicare Part A and Part B
C. Medicare Part D only
D. Medicaid only
Answer: B
Rationale: Medigap works with Original Medicare and requires
enrollment in both Part A and Part B.
4. Which of the following is TRUE about Medigap and
Medicare Advantage?
A. You can use Medigap to pay costs in a Medicare Advantage
plan
B. Medigap and Medicare Advantage cannot be used together
C. Medigap replaces Medicare Advantage
D. Medigap includes Part D drug coverage
Answer: B
Rationale: Medigap cannot be used with Medicare Advantage;
it is only for beneficiaries in Original Medicare.
5. Medigap policies generally do NOT cover:
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A. Part A coinsurance
B. Part B excess charges
C. Long-term custodial care, dental, vision, or prescription drugs
D. Part B coinsurance
Answer: C
Rationale: Medigap does not cover custodial care, dental,
vision, or outpatient prescription drugs.
6. Standard Medigap plans are identified by:
A. Numbers only
B. Letters such as Plan A, B, C, D, F, G, K, L, M, N
C. Colors
D. State names
Answer: B
Rationale: Medigap plans are standardized by letters in most
states.
7. Which Medigap plans are generally NOT available to people
newly eligible for Medicare after January 1, 2020?
A. Plans A and B
B. Plans C and F
C. Plans G and N
D. Plans K and L
