MEDICARE SUPPLEMENT LONG TERM
CARE COMPREHENSIVE TEST PAPER 2026
FULL QUESTIONS WITH CORRECT
ANSWERS
●● A patient has 20 day stay in Medicare covered SNF. All of these
services are covered EXCEPT
A. Medications
B. Home Health Care
C. Meals
D. Skilled Nursing Care. Answer: Home Health Care
EXPLANATION: HHC may be covered when the patient is at home but
does not apply in a skilled nursing facility
●● In LTC policies, as the benefit period lengthens, the premium ...
A. Increases
B. Remains unchanged
C. LTC premiums are not based on benefit periods
D. Decreases. Answer: Increases
EXPLANATION: The longer benefit period, the high the will be.
, ●● An insured receives health care through both Medicare and
Medicaid. She currently has prescription drug coverage through
Medicaid. Does the insured need to enroll in Medicare Part D?. Answer:
Yes, she must begin receiving her prescription drug coverage through
Part D
EXPLANATION: Anyone enrolled in both Medicare and Medicaid, and
who receives prescription drug coverage through Medicaid should enroll
in Medicare Part D for prescription drug coverage.
●● How often does Medicare send out a Medicare Summary Notice to
people who receive services covered by the Original Medicare?.
Answer: Every 3 months
EXPLANATION: MSN are usually mailed 4 times a year (every 3
months) and contain information about charges billed to medicare
●● A 55 year old insured is receiving Medicare Part A and B because of
a disability. What are the insured's options for the purchase of a Medigap
policy?. Answer: The insured can purchase Plans A, D, or G
EXPLANATION: Every insurer must make standardized Medicare
Supplement Plans A, D or G.
●● Supportive services provided by qualified paraprofessionals who are
trained, equipped, assigned and supervised by professionals. Help
maintain, strengthen and safeguard the care of the elderly in their own
homes is called. Answer: Homemaker services
CARE COMPREHENSIVE TEST PAPER 2026
FULL QUESTIONS WITH CORRECT
ANSWERS
●● A patient has 20 day stay in Medicare covered SNF. All of these
services are covered EXCEPT
A. Medications
B. Home Health Care
C. Meals
D. Skilled Nursing Care. Answer: Home Health Care
EXPLANATION: HHC may be covered when the patient is at home but
does not apply in a skilled nursing facility
●● In LTC policies, as the benefit period lengthens, the premium ...
A. Increases
B. Remains unchanged
C. LTC premiums are not based on benefit periods
D. Decreases. Answer: Increases
EXPLANATION: The longer benefit period, the high the will be.
, ●● An insured receives health care through both Medicare and
Medicaid. She currently has prescription drug coverage through
Medicaid. Does the insured need to enroll in Medicare Part D?. Answer:
Yes, she must begin receiving her prescription drug coverage through
Part D
EXPLANATION: Anyone enrolled in both Medicare and Medicaid, and
who receives prescription drug coverage through Medicaid should enroll
in Medicare Part D for prescription drug coverage.
●● How often does Medicare send out a Medicare Summary Notice to
people who receive services covered by the Original Medicare?.
Answer: Every 3 months
EXPLANATION: MSN are usually mailed 4 times a year (every 3
months) and contain information about charges billed to medicare
●● A 55 year old insured is receiving Medicare Part A and B because of
a disability. What are the insured's options for the purchase of a Medigap
policy?. Answer: The insured can purchase Plans A, D, or G
EXPLANATION: Every insurer must make standardized Medicare
Supplement Plans A, D or G.
●● Supportive services provided by qualified paraprofessionals who are
trained, equipped, assigned and supervised by professionals. Help
maintain, strengthen and safeguard the care of the elderly in their own
homes is called. Answer: Homemaker services
