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MEDICARE STUDY GUIDE PRACTICE QUESTIONS WITH DETAILED EXPLANATIONS 2026

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MEDICARE STUDY GUIDE PRACTICE QUESTIONS WITH DETAILED EXPLANATIONS 2026

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MEDICARE STUDY GUIDE PRACTICE
QUESTIONS WITH DETAILED EXPLANATIONS
2026

◉ A Medicare beneficiary needs outpatient laboratory services.
Which Medicare part applies?
Answer: Part B


◉ A client wants prescription drug coverage through private insurer.
Which Medicare part applies?
Answer: Part D


◉ A client enrolls in private Medicare replacement plan. Which
Medicare part applies?
Answer: Part C


◉ A producer recommends replacing Medigap policy without
benefit improvement. What issue exists?
Answer: Unsuitable replacement


◉ A producer fails to provide replacement notice during Medigap
replacement. What regulation violated?

, Answer: Replacement regulations


◉ A client asks what Medigap policies are designed to cover. What
answer is correct?
Answer: Gaps in Original Medicare


◉ A producer recommends Medicare Advantage without explaining
provider restrictions. What ethical issue exists?
Answer: Failure to disclose material facts


◉ A Medicare beneficiary asks which part generally requires
monthly premium. What answer is correct?
Answer: Part B


◉ A client asks which Medicare part is usually premium free for
eligible individuals. What answer is correct?
Answer: Part A


◉ A producer advertises Medicare plan using misleading claims.
What violation occurred?
Answer: False advertising

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