LOUISIANA P&C INSURANCE EXAMS
WITH CORRECT SOLUTIONS
2026/2027/UPDATED /GRADED A+
"Other than collision" is included on what policy? - ANSWER-
Personal Auto Policy (PAP)
5 "Object" definitions for a Boiler & Machinery policy - ANSWER-
Pressure and Refrigeration, Mechanical, Electrical, Turbines,
Comprehensive (all objects)
Age to apply for producer's license - ANSWER-18 years old
Aggregate fine for unintentional violations of Insurance Code -
ANSWER-$100,000
Any "auto" symbol - ANSWER-1
BAP covered perils (TWELVE FFH) - ANSWER-Theft
Windstorm
Explosion
Lightning
Vandalism
Earthquake
Fire
, Flood
Hail
Boiler and Machinery endorsement covers - ANSWER-Breakdown or
disintegration
BOP's inflation guard applies to which coverage - ANSWER-Buildings
CE required for insurance producers every 2 years - ANSWER-24
hours
CE that must be about ethics - ANSWER-3 hours
Commercial Package Policy (PKG) allows any combination of these
coverages - ANSWER-Property, CGL, Crime, BAP, Boiler & Machinery,
Professional Liability, IM, Farm, EPL
Commissioner's term of office - ANSWER-4 years
Commissioners will examine each insurer - ANSWER-5 years
Comprehensive auto coverage perils include: - ANSWER-Theft
Vandalism
Fire
Natural disasters like a hurricane, tornado, flood
Falling objects (missiles)
Animal damage
A civil disturbance or Riot
WITH CORRECT SOLUTIONS
2026/2027/UPDATED /GRADED A+
"Other than collision" is included on what policy? - ANSWER-
Personal Auto Policy (PAP)
5 "Object" definitions for a Boiler & Machinery policy - ANSWER-
Pressure and Refrigeration, Mechanical, Electrical, Turbines,
Comprehensive (all objects)
Age to apply for producer's license - ANSWER-18 years old
Aggregate fine for unintentional violations of Insurance Code -
ANSWER-$100,000
Any "auto" symbol - ANSWER-1
BAP covered perils (TWELVE FFH) - ANSWER-Theft
Windstorm
Explosion
Lightning
Vandalism
Earthquake
Fire
, Flood
Hail
Boiler and Machinery endorsement covers - ANSWER-Breakdown or
disintegration
BOP's inflation guard applies to which coverage - ANSWER-Buildings
CE required for insurance producers every 2 years - ANSWER-24
hours
CE that must be about ethics - ANSWER-3 hours
Commercial Package Policy (PKG) allows any combination of these
coverages - ANSWER-Property, CGL, Crime, BAP, Boiler & Machinery,
Professional Liability, IM, Farm, EPL
Commissioner's term of office - ANSWER-4 years
Commissioners will examine each insurer - ANSWER-5 years
Comprehensive auto coverage perils include: - ANSWER-Theft
Vandalism
Fire
Natural disasters like a hurricane, tornado, flood
Falling objects (missiles)
Animal damage
A civil disturbance or Riot
