AHIP Medicare Training Module 1 Final
Review
Anita Magri will flip age 65 in August 2020. Anita intends to enroll in Original Medicare Part A
and Part B. She would additionally like to join a Medicare Supplement (Medigap) plan. Anita's
older neighbor Mel has advised her about the Medigap Part F plan in which he is enrolled. It not
simplest affords overseas journey emergency blessings however also covers his Medicare Part
B deductible. Anita comes to you for recommendation. What should you inform her?
A. You could be satisfied to help Anita join in a Medigap Part F plan that will provide foreign
travel blessings as well as cover her Part B deductible.
B. You are sorry to disappoint Anita but a Medigap Part F plan is not available to those who flip
age sixty five after January 1, 2020. Anita would possibly as a substitute do not forget different
Medigap plans that provide foreign tour advantages but do no longer cowl the Part B deductible.
C. You are sorry to disappoint Anita but Medigap plans are no longer to be had to thos - ANS-B.
You are sorry to disappoint Anita but a Medigap Part F plan is no longer to be had to folks that
turn age 65 after January 1, 2020. Anita might alternatively keep in mind different Medigap plans
that offer foreign tour blessings however do not cover the Part B deductible.
Explanation: Individuals who reap age sixty five on or after January 1, 2020 can't buy a Medigap
plan that can pay the Part B deductible. Generally, these are plans C, F, or high deductible F.
Anita can nonetheless purchase a Medigap plan that provides foreign journey emergency
advantages consisting of plan G.
Madeline Martinez become widowed numerous years in the past. Her husband worked for many
years and contributed into the Medicare gadget. He additionally left a full-size estate which
presents Madeline with an annual income of approximately $a hundred thirty,000. Madeline,
who has most effective labored part-time for the closing three years, will soon turn age sixty five
and hopes to sign up for Original Medicare. She comes to you for advice. What should you
inform her?
A. You have to inform Madeline that she might be capable of enroll in both Medicare Part A and
Part B without paying monthly rates because of her husband's long work document and
participation within the Medicare system.
B. You should inform Madeline that she can need to pay charges for Part A because of her
quick paintings records. You must additionally tell Madeline that she will pay component B
premiums at the very best rate because her income during the last numerous years has passed
$100,000.
C. You need to tell Madeline that she can b - ANS-C. You should inform Madeline that she can
be able to enroll in Medicare Part A with out paying monthly rates due to her husband's lengthy
work document and participation inside the Medicare machine. You have to additionally inform
, Madeline that she can pay Part B rates at greater than the standard lowest rate however much
less than the highest fee due to her big income.
Explanation: Madeline will be capable of join in top rate-unfastened Part A because of her
husband's paintings file. She pays a premium for Part B insurance based on her profits degree
(her profits-related monthly adjustment amount [IRMMA]). An earnings level of $100,000 might
mean Mrs. Martinez would pay a top rate more than the usual (lowest) quantity but now not the
very best degree which looks at incomes above $500,000 for those filing character earnings tax
returns.
Mr. Alonso gets some help purchasing his well-known pharmaceuticals from his enterprise's
retiree coverage, however he wants to compare it to a Part D prescription drug plan. He asks
you what expenses he could usually count on to come upon when enrolling right into a preferred
Medicare Part D prescription drug plan. What should you inform him?
A. He typically could pay simplest a monthly premium. Medicare covers all different prices.
B. He normally could pay handiest a monthly top class and deductible. Medicare covers all other
prices.
C. He generally might pay a monthly top class, annual deductible, and according to-prescription
price-sharing.
D. He usually would pay best a in step with-prescription co-fee. Medicare covers all other
charges. - ANS-C. He commonly could pay a month-to-month premium, annual deductible, and
in keeping with-prescription fee-sharing.
Explanation: Costs for Part D beneficiaries typically encompass a month-to-month top class,
annual deductible, and consistent with-prescription fee-sharing.
Mr. Buck has several own family members who died from extraordinary cancers. He desires to
understand if Medicare covers cancer screening. What have to you inform him?
A. Medicare covers treatments for existing ailment, damage, and malformed limbs or body
elements. As such, it does not cowl any screening checks and those ought to be paid for by
using the beneficiary out-of-pocket.
B. Medicare covers all screening tests that have been authorised by means of the FDA on a
frequency decided by way of the treating health practitioner.
C. Medicare covers the periodic performance of more than a few screening tests which are
intended to provide early detection of ailment. Mr. Buck will want to check particular checks
before acquiring them to peer if they'll be covered.
D. Medicare covers a few screening exams that have to be performed in the first 12 months
after enrollment. Beyond that point expenses for screening assessments are the duty of the
beneficiary. - ANS-C. Medicare covers the periodic performance of a number of screening
checks which can be intended to provide early detection of ailment. Mr. Buck will need to test
precise exams earlier than obtaining them to peer if they may be protected.
Review
Anita Magri will flip age 65 in August 2020. Anita intends to enroll in Original Medicare Part A
and Part B. She would additionally like to join a Medicare Supplement (Medigap) plan. Anita's
older neighbor Mel has advised her about the Medigap Part F plan in which he is enrolled. It not
simplest affords overseas journey emergency blessings however also covers his Medicare Part
B deductible. Anita comes to you for recommendation. What should you inform her?
A. You could be satisfied to help Anita join in a Medigap Part F plan that will provide foreign
travel blessings as well as cover her Part B deductible.
B. You are sorry to disappoint Anita but a Medigap Part F plan is not available to those who flip
age sixty five after January 1, 2020. Anita would possibly as a substitute do not forget different
Medigap plans that provide foreign tour advantages but do no longer cowl the Part B deductible.
C. You are sorry to disappoint Anita but Medigap plans are no longer to be had to thos - ANS-B.
You are sorry to disappoint Anita but a Medigap Part F plan is no longer to be had to folks that
turn age 65 after January 1, 2020. Anita might alternatively keep in mind different Medigap plans
that offer foreign tour blessings however do not cover the Part B deductible.
Explanation: Individuals who reap age sixty five on or after January 1, 2020 can't buy a Medigap
plan that can pay the Part B deductible. Generally, these are plans C, F, or high deductible F.
Anita can nonetheless purchase a Medigap plan that provides foreign journey emergency
advantages consisting of plan G.
Madeline Martinez become widowed numerous years in the past. Her husband worked for many
years and contributed into the Medicare gadget. He additionally left a full-size estate which
presents Madeline with an annual income of approximately $a hundred thirty,000. Madeline,
who has most effective labored part-time for the closing three years, will soon turn age sixty five
and hopes to sign up for Original Medicare. She comes to you for advice. What should you
inform her?
A. You have to inform Madeline that she might be capable of enroll in both Medicare Part A and
Part B without paying monthly rates because of her husband's long work document and
participation within the Medicare system.
B. You should inform Madeline that she can need to pay charges for Part A because of her
quick paintings records. You must additionally tell Madeline that she will pay component B
premiums at the very best rate because her income during the last numerous years has passed
$100,000.
C. You need to tell Madeline that she can b - ANS-C. You should inform Madeline that she can
be able to enroll in Medicare Part A with out paying monthly rates due to her husband's lengthy
work document and participation inside the Medicare machine. You have to additionally inform
, Madeline that she can pay Part B rates at greater than the standard lowest rate however much
less than the highest fee due to her big income.
Explanation: Madeline will be capable of join in top rate-unfastened Part A because of her
husband's paintings file. She pays a premium for Part B insurance based on her profits degree
(her profits-related monthly adjustment amount [IRMMA]). An earnings level of $100,000 might
mean Mrs. Martinez would pay a top rate more than the usual (lowest) quantity but now not the
very best degree which looks at incomes above $500,000 for those filing character earnings tax
returns.
Mr. Alonso gets some help purchasing his well-known pharmaceuticals from his enterprise's
retiree coverage, however he wants to compare it to a Part D prescription drug plan. He asks
you what expenses he could usually count on to come upon when enrolling right into a preferred
Medicare Part D prescription drug plan. What should you inform him?
A. He typically could pay simplest a monthly premium. Medicare covers all different prices.
B. He normally could pay handiest a monthly top class and deductible. Medicare covers all other
prices.
C. He generally might pay a monthly top class, annual deductible, and according to-prescription
price-sharing.
D. He usually would pay best a in step with-prescription co-fee. Medicare covers all other
charges. - ANS-C. He commonly could pay a month-to-month premium, annual deductible, and
in keeping with-prescription fee-sharing.
Explanation: Costs for Part D beneficiaries typically encompass a month-to-month top class,
annual deductible, and consistent with-prescription fee-sharing.
Mr. Buck has several own family members who died from extraordinary cancers. He desires to
understand if Medicare covers cancer screening. What have to you inform him?
A. Medicare covers treatments for existing ailment, damage, and malformed limbs or body
elements. As such, it does not cowl any screening checks and those ought to be paid for by
using the beneficiary out-of-pocket.
B. Medicare covers all screening tests that have been authorised by means of the FDA on a
frequency decided by way of the treating health practitioner.
C. Medicare covers the periodic performance of more than a few screening tests which are
intended to provide early detection of ailment. Mr. Buck will want to check particular checks
before acquiring them to peer if they'll be covered.
D. Medicare covers a few screening exams that have to be performed in the first 12 months
after enrollment. Beyond that point expenses for screening assessments are the duty of the
beneficiary. - ANS-C. Medicare covers the periodic performance of a number of screening
checks which can be intended to provide early detection of ailment. Mr. Buck will need to test
precise exams earlier than obtaining them to peer if they may be protected.
