New York State Auto Damage and
2027 (Graded A+)
Ace your licensing exam with this complete guide for the New York State Auto Damage and Theft
quiz (17-71). It features 163 real exam questions and verified answers to help you study fast and
pass on your first try.
Product Highlights
• 163 Questions: Every important topic from the official syllabus.
• Verified Answers: Clear and correct answers for each question.
• Format: Instant digital download for easy study on any device.
• Use Case: Ideal for insurance students and adjusters in New York.
Topics Covered
• Auto damage appraisal rules.
• Theft investigation basics.
• NYS insurance laws and codes.
• Claim settlement procedures.
1
, Quiz_________________?
Jim Smith is involved in a collision claim and is no longer able to use the vehicle to go to
work. This "loss of use" is referred to as a:
Direct loss
Indirect loss
Loss evaluation
Consequential loss -
Answers✅
Consequential loss
Quiz_________________?
When the rear of the vehicle is damaged and there is a gap between the trunk lid and the
quarter panel, what else on the vehicle should the appraiser check?
The center pillar
The trunk floor
The quarter panels
The frame rails -
Answers✅
The frame rails
Quiz_________________?
In auto physical damage insurance, an insured peril cause of loss is known as:
Direct loss
Indirect loss
2
, Loss evaluation
Consequential loss -
Answers✅
Direct loss
Quiz_________________?
If an appraiser has to forfeit his bond in New York. The amount of the bond is:
$500
$1000
$2000
$5000 -
Answers✅
$1000
Quiz_________________?
Which of the following is NOT a true statement regarding auto appraisers?
Each appraiser, while engaged in appraisal duties, must carry the license issued to him by the
Insurance Department and display it, upon request, to an owner whose vehicle is being
inspected, to the repair shop representative involved.
The appraiser must leave a legible copy of his appraisal with that of the repair shop selected
by the consumer to make the repairs and also furnish a copy to the owner of the vehicle.
No appraiser is permitted secure or use repair estimates that have been obtained by the use
of photographs, telephone calls or in any manner other than a personal inspection.
The appraiser is permitted to traffic in automobile salvage if such salvage is obtained in any
way as a result of appraisal services rendered by him for his own benefit. -
Answers✅
3
, The appraiser is permitted to traffic in automobile salvage if such salvage is obtained in any
way as a result of appraisal services rendered by him for his own benefit.
Quiz_________________?
The burden of proof that a covered loss has occurred is normally a duty of:
The insurance company
The adjuster
The appraiser
The insured -
Answers✅
The insured
Quiz_________________?
Before revoking or suspending a license, the Superintendent must first send _____ notice
and give the accused an opportunity for a hearing.
3 months
45 days.
10 days.
60 days. -
Answers✅
1o days
Quiz_________________?
The linkage between the camshaft and the valves is commonly known as the:
4
2027 (Graded A+)
Ace your licensing exam with this complete guide for the New York State Auto Damage and Theft
quiz (17-71). It features 163 real exam questions and verified answers to help you study fast and
pass on your first try.
Product Highlights
• 163 Questions: Every important topic from the official syllabus.
• Verified Answers: Clear and correct answers for each question.
• Format: Instant digital download for easy study on any device.
• Use Case: Ideal for insurance students and adjusters in New York.
Topics Covered
• Auto damage appraisal rules.
• Theft investigation basics.
• NYS insurance laws and codes.
• Claim settlement procedures.
1
, Quiz_________________?
Jim Smith is involved in a collision claim and is no longer able to use the vehicle to go to
work. This "loss of use" is referred to as a:
Direct loss
Indirect loss
Loss evaluation
Consequential loss -
Answers✅
Consequential loss
Quiz_________________?
When the rear of the vehicle is damaged and there is a gap between the trunk lid and the
quarter panel, what else on the vehicle should the appraiser check?
The center pillar
The trunk floor
The quarter panels
The frame rails -
Answers✅
The frame rails
Quiz_________________?
In auto physical damage insurance, an insured peril cause of loss is known as:
Direct loss
Indirect loss
2
, Loss evaluation
Consequential loss -
Answers✅
Direct loss
Quiz_________________?
If an appraiser has to forfeit his bond in New York. The amount of the bond is:
$500
$1000
$2000
$5000 -
Answers✅
$1000
Quiz_________________?
Which of the following is NOT a true statement regarding auto appraisers?
Each appraiser, while engaged in appraisal duties, must carry the license issued to him by the
Insurance Department and display it, upon request, to an owner whose vehicle is being
inspected, to the repair shop representative involved.
The appraiser must leave a legible copy of his appraisal with that of the repair shop selected
by the consumer to make the repairs and also furnish a copy to the owner of the vehicle.
No appraiser is permitted secure or use repair estimates that have been obtained by the use
of photographs, telephone calls or in any manner other than a personal inspection.
The appraiser is permitted to traffic in automobile salvage if such salvage is obtained in any
way as a result of appraisal services rendered by him for his own benefit. -
Answers✅
3
, The appraiser is permitted to traffic in automobile salvage if such salvage is obtained in any
way as a result of appraisal services rendered by him for his own benefit.
Quiz_________________?
The burden of proof that a covered loss has occurred is normally a duty of:
The insurance company
The adjuster
The appraiser
The insured -
Answers✅
The insured
Quiz_________________?
Before revoking or suspending a license, the Superintendent must first send _____ notice
and give the accused an opportunity for a hearing.
3 months
45 days.
10 days.
60 days. -
Answers✅
1o days
Quiz_________________?
The linkage between the camshaft and the valves is commonly known as the:
4
