CMCA M100 CERTIFICATION EVALUATION
2026 QUESTIONS WITH ANSWERS GRADED
A+
●● What are the three defining characteristics of a community
association?.
Answer: 1. Membership in the community association is mandatory and
automatic for all owners.
2. Certain association governing documents bind the owner and the
association to each other through mandated actions.
3. Mandatory lien-based assessments (maintenance fees) are levied on
each owner in order to operate and maintain the community association.
●● What is a lien?.
Answer: A legal claim by one party (community association) on the
property of another (deliquent owner) to obtain the payment of a debt or
the satisfaction of an obligation.
●● What is the purpose of a community association?.
Answer: The primary purpose of a community association is to provide
for the community, business, and governance aspects of the association.
●● What are the types of community associations?.
,Answer: 1. Planned community
2. Condominiums
3. Cooperative
●● Planned Community.
Answer: An owner owns:
- Their lot and/or living unit
- The community owns any common areas, such as tennis courts and
roads for the use and benefit of the lot owners.
●● What are other names used for Planned community?.
Answer: - Homeowner Association (HOA)
- Owner Association
- Townhouse Association
- Property Owners Association (POA)
- Planned Unit Development (PUD)
●● Condominium.
Answer: An owner owns:
- Their living unit
- An undivided interest in the common elements of the community
, Each owner owns a percentage of the common elements.
●● Cooperative.
Answer: An owner owns:
- Stock or membership in the cooperative
- Holds a proprietary lease or occupancy agreement for their living unit
A proprietary lease or occupancy agreement defines the member or
stockholder's rights and obligations in relation to the living unit.
●● What are the other types of communities?.
Answer: 1. Master (Umbrella) Association
2. Mixed-Use Development
3. 55 and older communities
●● Master (Umbrella) Association.
Answer: More than one residential community association
●● Mixed-Use Development.
Answer: Mixture of residential and commercial and/or industrial use
grouped together
●● "55 and Older" Communities.
2026 QUESTIONS WITH ANSWERS GRADED
A+
●● What are the three defining characteristics of a community
association?.
Answer: 1. Membership in the community association is mandatory and
automatic for all owners.
2. Certain association governing documents bind the owner and the
association to each other through mandated actions.
3. Mandatory lien-based assessments (maintenance fees) are levied on
each owner in order to operate and maintain the community association.
●● What is a lien?.
Answer: A legal claim by one party (community association) on the
property of another (deliquent owner) to obtain the payment of a debt or
the satisfaction of an obligation.
●● What is the purpose of a community association?.
Answer: The primary purpose of a community association is to provide
for the community, business, and governance aspects of the association.
●● What are the types of community associations?.
,Answer: 1. Planned community
2. Condominiums
3. Cooperative
●● Planned Community.
Answer: An owner owns:
- Their lot and/or living unit
- The community owns any common areas, such as tennis courts and
roads for the use and benefit of the lot owners.
●● What are other names used for Planned community?.
Answer: - Homeowner Association (HOA)
- Owner Association
- Townhouse Association
- Property Owners Association (POA)
- Planned Unit Development (PUD)
●● Condominium.
Answer: An owner owns:
- Their living unit
- An undivided interest in the common elements of the community
, Each owner owns a percentage of the common elements.
●● Cooperative.
Answer: An owner owns:
- Stock or membership in the cooperative
- Holds a proprietary lease or occupancy agreement for their living unit
A proprietary lease or occupancy agreement defines the member or
stockholder's rights and obligations in relation to the living unit.
●● What are the other types of communities?.
Answer: 1. Master (Umbrella) Association
2. Mixed-Use Development
3. 55 and older communities
●● Master (Umbrella) Association.
Answer: More than one residential community association
●● Mixed-Use Development.
Answer: Mixture of residential and commercial and/or industrial use
grouped together
●● "55 and Older" Communities.
