FLORIDA HEALTH AND LIFE INSURANCE
STATE EXAM PRACTICE PART 1 | PRACTICE
QUESTIONS, CORRECT ANSWERS AND
STUDY GUIDE
| GRADED A+ | GUARANTEED SUCCESS
Updated 2026 Questions and Answers
100% Verified Exam Prep
, An incomplete life insurance application submitted to an Application will be returned to the writting agent
insurer will result in which of these actions?
The waiting period for a pre-existing condition under a 6 Months
Medicare Supplement policy may NOT go beyond
Which of these statements is INCORRECT regarding the Entire cash surrender value is taxable
federal income tax treatment of life insurance?
Which of these is considered a mandatory provision? Payment of Claims
Which of the following actions will an insurance company Issue the policy with an altered Time of Payment of Claims provision
most likely NOT take if an applicant, who has diabetes, applies
for a Disability Income policy?
Which of the following phrases refers to the fees charged by a Usual, customary, and reasonable expenses
healthcare professional?
D was actively serving in the Marines when he was killed in an The full face amount
automobile accident while on leave. His $100,000 Whole life
policy contains a War Exclusion clause. How much will D's
beneficiary's receive?
N is covered under an individual Disability policy with a 30- $1,250
day Elimination period and a monthly benefit of $500. N is
totally disabled for 3 1/2 months. N's total benefit received on No benefits are available during the elimination period.
this claim is:
Who does an agent represent during the solicitation or The insurance company
insurance?
Which of the following costs would a Basic Hospital/Surgical Sugically removing a facial birthmark
policy likely cover?
STATE EXAM PRACTICE PART 1 | PRACTICE
QUESTIONS, CORRECT ANSWERS AND
STUDY GUIDE
| GRADED A+ | GUARANTEED SUCCESS
Updated 2026 Questions and Answers
100% Verified Exam Prep
, An incomplete life insurance application submitted to an Application will be returned to the writting agent
insurer will result in which of these actions?
The waiting period for a pre-existing condition under a 6 Months
Medicare Supplement policy may NOT go beyond
Which of these statements is INCORRECT regarding the Entire cash surrender value is taxable
federal income tax treatment of life insurance?
Which of these is considered a mandatory provision? Payment of Claims
Which of the following actions will an insurance company Issue the policy with an altered Time of Payment of Claims provision
most likely NOT take if an applicant, who has diabetes, applies
for a Disability Income policy?
Which of the following phrases refers to the fees charged by a Usual, customary, and reasonable expenses
healthcare professional?
D was actively serving in the Marines when he was killed in an The full face amount
automobile accident while on leave. His $100,000 Whole life
policy contains a War Exclusion clause. How much will D's
beneficiary's receive?
N is covered under an individual Disability policy with a 30- $1,250
day Elimination period and a monthly benefit of $500. N is
totally disabled for 3 1/2 months. N's total benefit received on No benefits are available during the elimination period.
this claim is:
Who does an agent represent during the solicitation or The insurance company
insurance?
Which of the following costs would a Basic Hospital/Surgical Sugically removing a facial birthmark
policy likely cover?
