8/20/26, 11:40 AM PY 2025 Pennie Individual Marketplace Training for New Agents and Brokers 2026/2027 Flashcards | Quizlet
PY 2025 Pennie Individual Marketplace Training for
New Agents and Brokers 2026/2027
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Terms in this set (84)
What were the main goals of Act 42 of d ) all of the above
2019, the legislation which allowed the
creation of an insurance marketplace
for the state of Pennsyvanina?
a) Transaction from the federal
exchange (Healthcare.gov) and set up
a state-based exchange b) Reduce
service and operational costs c)
Launch a reinsurance program to
increase savings for families d ) all of
the above
https://quizlet.com/1200613758/py-2025-pennie-individual-marketplace-training-for-new-agents-and-brokers-20262027-flash-cards?new 1/24
,8/20/26, 11:40 AM PY 2025 Pennie Individual Marketplace Training for New Agents and Brokers 2026/2027 Flashcards | Quizlet
Deductibles, copayments, coinsurance, c) cost sharing
and out-of-pocket limits are all
examples of:
a) penalties b) essential health benefits
c) cost sharing d) all of the above
What were some of the goals of the d) all of the above
Affordable Care Act (ACA) healthcare
reform law enacted in 2010?
a) make heallth insurance more
affordable for more people b) ensure
people cannot be denied coverage
because of - or charged more for -
pre-existing conditions c) establish a
list of essential health benefits (EHB)
insurers must cover d) all of the above
All medical plans offered thru Pennie True
constitute Minimum Essential Coverage
(MEC)
True or False
https://quizlet.com/1200613758/py-2025-pennie-individual-marketplace-training-for-new-agents-and-brokers-20262027-flash-cards?new 2/24
, 8/20/26, 11:40 AM PY 2025 Pennie Individual Marketplace Training for New Agents and Brokers 2026/2027 Flashcards | Quizlet
The Inflation Reduction Act (IRA) c) 2025
signed into law in 2022, extends the
premium subsidies created by the
American Rescue Plan Act (ARPA)
from 2022 through what year? a) 2023
b) 2024 c) 2025 d) 2026
Both Exchange Assisters and Brokers b) false
can help a customer complete an
application through Pennie and
recommend a plan that would best fit
their personal needs.
a) true b) false
To meet the requirements of the b) maintain appointments with all insurers on the
Pennsylvania Navigator and Exchange Exchange
Assister Accessibility and Regulation
Act, an Assister must adhere to all of
the following except a) reside in the
Commonwealth b) maintain
appointments with all insurers on the
Exchange c) register with the
Pennsylvania Insurance Department
(PID) d) avoid engaging in activities
which could be considered conflicts of
interest
customers seeking assistance can use d) all of the above
which of the following methods to be
connected to a broker or assister? a)
pennie customer service 844-844-
8040 b) pennie chat feature c) pennie
"get help" tool d) all of the above
https://quizlet.com/1200613758/py-2025-pennie-individual-marketplace-training-for-new-agents-and-brokers-20262027-flash-cards?new 3/24
PY 2025 Pennie Individual Marketplace Training for
New Agents and Brokers 2026/2027
Add to calendar
Play your way to mastery with fun games
Match Blocks Charms NEW
Terms in this set (84)
What were the main goals of Act 42 of d ) all of the above
2019, the legislation which allowed the
creation of an insurance marketplace
for the state of Pennsyvanina?
a) Transaction from the federal
exchange (Healthcare.gov) and set up
a state-based exchange b) Reduce
service and operational costs c)
Launch a reinsurance program to
increase savings for families d ) all of
the above
https://quizlet.com/1200613758/py-2025-pennie-individual-marketplace-training-for-new-agents-and-brokers-20262027-flash-cards?new 1/24
,8/20/26, 11:40 AM PY 2025 Pennie Individual Marketplace Training for New Agents and Brokers 2026/2027 Flashcards | Quizlet
Deductibles, copayments, coinsurance, c) cost sharing
and out-of-pocket limits are all
examples of:
a) penalties b) essential health benefits
c) cost sharing d) all of the above
What were some of the goals of the d) all of the above
Affordable Care Act (ACA) healthcare
reform law enacted in 2010?
a) make heallth insurance more
affordable for more people b) ensure
people cannot be denied coverage
because of - or charged more for -
pre-existing conditions c) establish a
list of essential health benefits (EHB)
insurers must cover d) all of the above
All medical plans offered thru Pennie True
constitute Minimum Essential Coverage
(MEC)
True or False
https://quizlet.com/1200613758/py-2025-pennie-individual-marketplace-training-for-new-agents-and-brokers-20262027-flash-cards?new 2/24
, 8/20/26, 11:40 AM PY 2025 Pennie Individual Marketplace Training for New Agents and Brokers 2026/2027 Flashcards | Quizlet
The Inflation Reduction Act (IRA) c) 2025
signed into law in 2022, extends the
premium subsidies created by the
American Rescue Plan Act (ARPA)
from 2022 through what year? a) 2023
b) 2024 c) 2025 d) 2026
Both Exchange Assisters and Brokers b) false
can help a customer complete an
application through Pennie and
recommend a plan that would best fit
their personal needs.
a) true b) false
To meet the requirements of the b) maintain appointments with all insurers on the
Pennsylvania Navigator and Exchange Exchange
Assister Accessibility and Regulation
Act, an Assister must adhere to all of
the following except a) reside in the
Commonwealth b) maintain
appointments with all insurers on the
Exchange c) register with the
Pennsylvania Insurance Department
(PID) d) avoid engaging in activities
which could be considered conflicts of
interest
customers seeking assistance can use d) all of the above
which of the following methods to be
connected to a broker or assister? a)
pennie customer service 844-844-
8040 b) pennie chat feature c) pennie
"get help" tool d) all of the above
https://quizlet.com/1200613758/py-2025-pennie-individual-marketplace-training-for-new-agents-and-brokers-20262027-flash-cards?new 3/24
