AU61 - UNDERWRITING LATEST
ORGANIZATIONS
PROPERTY RISKS EXAM
QUESTIONS AND
ANSWERS 2026 - 2027
An electrical fire might best be extinguished with which one of the
following fire extinguishers? - ANSWERS-Class C
Which one of the four COPE elements commonly evaluated by property
underwriters is most difficult to analyze? - ANSWERS-External
exposure
The primary concern of merchant police as part of a watch service
system is control of losses from - ANSWERS-Burglary and robbery
Underwriters need to recognize when covered property is in a location
susceptible to flooding. The most widely distributed flood product
produced by the U.S. Corps of Engineers is the - ANSWERS-Flood
Insurance Rate Map (FIRM)
Which one of the following is the most common cause of ignition in
wildfires? - ANSWERS-Lightning strikes
END OF
PAGE
1
, AU61 - UNDERWRITING LATEST
ORGANIZATIONS
PROPERTY RISKS EXAM
QUESTIONS AND
ANSWERS 2026 - 2027
Wildfire studies have demonstrated the importance of three factors as
the primary means of predicting catastrophic wildfire losses. The three
factors are fuel sources, slope of the land, and - ANSWERS-Road access
The Building Code Effectiveness Grading Schedule evaluates a
community's - ANSWERS-Building code and mitigation of losses from
natural hazards.
Hail exposure is a complicated cause of loss. One of the following
factors that must be considered by the underwriter when assessing the
potential of the hail loss exposure, which one is generally the first factor
for consideration? - ANSWERS-The geographical location
The extend of damage from an earthquake is of utmost importance to an
underwriter. Seismologists use various scales to measure the magnitude,
intensity and energy released by an earthquake. The damage caused to
END OF
PAGE
2
, AU61 - UNDERWRITING LATEST
ORGANIZATIONS
PROPERTY RISKS EXAM
QUESTIONS AND
ANSWERS 2026 - 2027
people and property is measured by the - ANSWERS-Modified Mercalli
Intensity Scale
For full protection of sensitive electrical devices, including data
processing equipment and electrical motors, which one of the following
precautions should generally be taken? - ANSWERS-The addition of
interior surge protectors
When an underwriter is considering providing flood coverage they must
determine the extent of coverage they are willing to provide and the
price as which they ill offer it. Which one of the following is true
regarding the coverage or price an underwriter will provide for flood
coverage? - ANSWERS-Insurers can use NFIP rates as a starting point
to price flood insurance for their own coverage.
Which one of the following often causes destruction or damage to
random structures a long distance away from the blaze of a wildfire? -
ANSWERS-Wind-driven embers
END OF
PAGE
3
, AU61 - UNDERWRITING LATEST
ORGANIZATIONS
PROPERTY RISKS EXAM
QUESTIONS AND
ANSWERS 2026 - 2027
There are many methods of controlling flood losses. The most effective
method of control is which one of the following risk control measures? -
ANSWERS-Not building in a flood plain
Underwriters have difficulty predicting both the frequency and severity
of earthquake with any degree of accuracy. A key underwriting
consideration for evaluating a commercial property account for
earthquake loss exposure would be - ANSWERS-Areas of earthquake
activity
The terrain of the land contributes significantly to the spread of wildfire.
Wildfires spread more rapidly in terrains with which one of the
following? - ANSWERS-Steep slopes
Underwriters have several risk assessment tools available to evaluate
flood loss exposures. As a risk assessment tool, the Flood Insurance Rate
END OF
PAGE
4
ORGANIZATIONS
PROPERTY RISKS EXAM
QUESTIONS AND
ANSWERS 2026 - 2027
An electrical fire might best be extinguished with which one of the
following fire extinguishers? - ANSWERS-Class C
Which one of the four COPE elements commonly evaluated by property
underwriters is most difficult to analyze? - ANSWERS-External
exposure
The primary concern of merchant police as part of a watch service
system is control of losses from - ANSWERS-Burglary and robbery
Underwriters need to recognize when covered property is in a location
susceptible to flooding. The most widely distributed flood product
produced by the U.S. Corps of Engineers is the - ANSWERS-Flood
Insurance Rate Map (FIRM)
Which one of the following is the most common cause of ignition in
wildfires? - ANSWERS-Lightning strikes
END OF
PAGE
1
, AU61 - UNDERWRITING LATEST
ORGANIZATIONS
PROPERTY RISKS EXAM
QUESTIONS AND
ANSWERS 2026 - 2027
Wildfire studies have demonstrated the importance of three factors as
the primary means of predicting catastrophic wildfire losses. The three
factors are fuel sources, slope of the land, and - ANSWERS-Road access
The Building Code Effectiveness Grading Schedule evaluates a
community's - ANSWERS-Building code and mitigation of losses from
natural hazards.
Hail exposure is a complicated cause of loss. One of the following
factors that must be considered by the underwriter when assessing the
potential of the hail loss exposure, which one is generally the first factor
for consideration? - ANSWERS-The geographical location
The extend of damage from an earthquake is of utmost importance to an
underwriter. Seismologists use various scales to measure the magnitude,
intensity and energy released by an earthquake. The damage caused to
END OF
PAGE
2
, AU61 - UNDERWRITING LATEST
ORGANIZATIONS
PROPERTY RISKS EXAM
QUESTIONS AND
ANSWERS 2026 - 2027
people and property is measured by the - ANSWERS-Modified Mercalli
Intensity Scale
For full protection of sensitive electrical devices, including data
processing equipment and electrical motors, which one of the following
precautions should generally be taken? - ANSWERS-The addition of
interior surge protectors
When an underwriter is considering providing flood coverage they must
determine the extent of coverage they are willing to provide and the
price as which they ill offer it. Which one of the following is true
regarding the coverage or price an underwriter will provide for flood
coverage? - ANSWERS-Insurers can use NFIP rates as a starting point
to price flood insurance for their own coverage.
Which one of the following often causes destruction or damage to
random structures a long distance away from the blaze of a wildfire? -
ANSWERS-Wind-driven embers
END OF
PAGE
3
, AU61 - UNDERWRITING LATEST
ORGANIZATIONS
PROPERTY RISKS EXAM
QUESTIONS AND
ANSWERS 2026 - 2027
There are many methods of controlling flood losses. The most effective
method of control is which one of the following risk control measures? -
ANSWERS-Not building in a flood plain
Underwriters have difficulty predicting both the frequency and severity
of earthquake with any degree of accuracy. A key underwriting
consideration for evaluating a commercial property account for
earthquake loss exposure would be - ANSWERS-Areas of earthquake
activity
The terrain of the land contributes significantly to the spread of wildfire.
Wildfires spread more rapidly in terrains with which one of the
following? - ANSWERS-Steep slopes
Underwriters have several risk assessment tools available to evaluate
flood loss exposures. As a risk assessment tool, the Flood Insurance Rate
END OF
PAGE
4
