AU 61 EXAM QUESTIONS LATEST
AND ANSWERS 2026 -
2027
A wedding photographer uses his camera equipment at several dozen
different locations each year. In insurance terminology, the camera
equipment is considered to be - ANSWERS-contents
Which one of the following housekeeping efforts would help reduce the
fuel loading? - ANSWERS-Removal of overgrown weeds and brush
outdoors
Business income insurance covers which one of the following types of
losses that could result from a fire? - ANSWERS-The extra expenses for
renting a temporary office
Underwriters should look for techniques an account may have in place to
minimize damage from explosions that may occur. Which one of the
following is an example of one of these techniques? - ANSWERS-
Separating operations
Underestimating a business income loss exposure can have serious
consequences for an insured. Which one of the following methods is
often used by underwriters to safeguard against underestimates? -
END OF
PAGE
1
, AU 61 EXAM QUESTIONS LATEST
AND ANSWERS 2026 -
2027
ANSWERS-Increase the business income probable maximum loss by a
selected percentage
Most vandalism losses are low-severity claims. For those accounts with
a high frequency of vandalism but with relatively predictable low levels
of loss severity, underwriters often - ANSWERS-Use deductibles to
manage the loss exposure.
Atmospheric scientists have identified which one of the following places
as the populated area of the planet subject to the most severe weather? -
ANSWERS-north america
Robert, an underwriter, is reviewing a commercial property submission
for a large real estate holding company. The company has a large
portfolio of properties in areas prone to wind and flood damage, and
Robert is concerned about the account's loss experience. Which one of
the following sources will Robert most likely look to for this
information? - ANSWERS-Risk control survey and report
END OF
PAGE
2
, AU 61 EXAM QUESTIONS LATEST
AND ANSWERS 2026 -
2027
The proper way to determine how much business income coverage an
insured needs is to start with a probable maximum loss expressed as -
ANSWERS-A dollar amount.
The point on the fault line at which movement of the earthen plates
begins is an earthquake's - ANSWERS-focus
The Hinchman Corporation has its primary location in an older building.
The municipality where the building is located recently revised its
building codes to require that any building suffering more than minor
damage will need to be brought up to current building code standards
when it is rebuilt. The corporation's management is concerned that this
will prolong the time it will take them to return to normal operations and
increase any business income loss and extra expenses. What, if anything,
should the management do to address this concern? - ANSWERS-Add
the Ordinance or Law—Increased Period of Restoration endorsement to
their business income policy.
The use of oxygen and gases, as in a hospital, is a serious hazard. All of
the following statements regarding this hazard are true, EXCEPT: -
ANSWERS-Gases, anesthetics, oxygen, and acetylene must be properly
stored in approved non-metal cylinders.
END OF
PAGE
3
, AU 61 EXAM QUESTIONS LATEST
AND ANSWERS 2026 -
2027
Insurance Services Office (ISO) uses which one of the following items
to evaluate the fire protection services of communities? - ANSWERS-
Fire suppression system quality
Which one of the following statements regarding office occupancies is
true? - ANSWERS-Employee cafeterias often have the characteristics of
a full-scale restaurant.
Which one of the following statements about the rate at which business
income losses tend to occur is true? - ANSWERS-Standard business
income forms express this as actual loss sustained, and it includes lost
income as well as continuing operating expenses when a business is
closed.
Direct property losses are limited to ________ the policy places on the
insured property. - ANSWERS-100 percent of the value
When working with a valuation guidebook or computer software,
underwriters use several factors to determine a property's value. Which
END OF
PAGE
4
AND ANSWERS 2026 -
2027
A wedding photographer uses his camera equipment at several dozen
different locations each year. In insurance terminology, the camera
equipment is considered to be - ANSWERS-contents
Which one of the following housekeeping efforts would help reduce the
fuel loading? - ANSWERS-Removal of overgrown weeds and brush
outdoors
Business income insurance covers which one of the following types of
losses that could result from a fire? - ANSWERS-The extra expenses for
renting a temporary office
Underwriters should look for techniques an account may have in place to
minimize damage from explosions that may occur. Which one of the
following is an example of one of these techniques? - ANSWERS-
Separating operations
Underestimating a business income loss exposure can have serious
consequences for an insured. Which one of the following methods is
often used by underwriters to safeguard against underestimates? -
END OF
PAGE
1
, AU 61 EXAM QUESTIONS LATEST
AND ANSWERS 2026 -
2027
ANSWERS-Increase the business income probable maximum loss by a
selected percentage
Most vandalism losses are low-severity claims. For those accounts with
a high frequency of vandalism but with relatively predictable low levels
of loss severity, underwriters often - ANSWERS-Use deductibles to
manage the loss exposure.
Atmospheric scientists have identified which one of the following places
as the populated area of the planet subject to the most severe weather? -
ANSWERS-north america
Robert, an underwriter, is reviewing a commercial property submission
for a large real estate holding company. The company has a large
portfolio of properties in areas prone to wind and flood damage, and
Robert is concerned about the account's loss experience. Which one of
the following sources will Robert most likely look to for this
information? - ANSWERS-Risk control survey and report
END OF
PAGE
2
, AU 61 EXAM QUESTIONS LATEST
AND ANSWERS 2026 -
2027
The proper way to determine how much business income coverage an
insured needs is to start with a probable maximum loss expressed as -
ANSWERS-A dollar amount.
The point on the fault line at which movement of the earthen plates
begins is an earthquake's - ANSWERS-focus
The Hinchman Corporation has its primary location in an older building.
The municipality where the building is located recently revised its
building codes to require that any building suffering more than minor
damage will need to be brought up to current building code standards
when it is rebuilt. The corporation's management is concerned that this
will prolong the time it will take them to return to normal operations and
increase any business income loss and extra expenses. What, if anything,
should the management do to address this concern? - ANSWERS-Add
the Ordinance or Law—Increased Period of Restoration endorsement to
their business income policy.
The use of oxygen and gases, as in a hospital, is a serious hazard. All of
the following statements regarding this hazard are true, EXCEPT: -
ANSWERS-Gases, anesthetics, oxygen, and acetylene must be properly
stored in approved non-metal cylinders.
END OF
PAGE
3
, AU 61 EXAM QUESTIONS LATEST
AND ANSWERS 2026 -
2027
Insurance Services Office (ISO) uses which one of the following items
to evaluate the fire protection services of communities? - ANSWERS-
Fire suppression system quality
Which one of the following statements regarding office occupancies is
true? - ANSWERS-Employee cafeterias often have the characteristics of
a full-scale restaurant.
Which one of the following statements about the rate at which business
income losses tend to occur is true? - ANSWERS-Standard business
income forms express this as actual loss sustained, and it includes lost
income as well as continuing operating expenses when a business is
closed.
Direct property losses are limited to ________ the policy places on the
insured property. - ANSWERS-100 percent of the value
When working with a valuation guidebook or computer software,
underwriters use several factors to determine a property's value. Which
END OF
PAGE
4
