6-20 FLORIDA INSURANCE ADJUSTER EXAM
QUESTIONS WITH UPDATED VERIFIED ANSWERS .
Auto Insurance for a driver who doesn't own a car - correct Answers -name non owned
Punishment for not having PIP in Florids - correct Answers -SR-22 Coverage. More expensive and you
must carry for 3 years
the death benefit from PIP - correct Answers -$5,000
what will basic PIP pay for? - correct Answers -medical bills, lost wages, replacement services
(80%,60%,100%)
what vehicles are required to have PIP - correct Answers -4 or more wheels licensed for road use incl
trailers and semis
Does PIP follow the person or the vehicle? - correct Answers -follow the person
What actions are not covered under PIP - correct Answers -self inflicted injury, injury from illegal action,
inj in uninsured vehicle are not covered
When does PIP apply outside of Florida? - correct Answers -In insured car and the insured driver is
driving
Who is required to have PIP? - correct Answers -Title owners, debtors in possession, leases longer than 6
months, non residents in Florida for 90 days in the precious 365
What autos are covered under a policy? - correct Answers -listed vehicles, newly acquired vehicles,
trailers, temporary replacement
1
, Personal Auto Insurance Policy Part A - correct Answers -This section covers incidents due to Liability in
an auto claim
What is excluded from Part A liability coverage? - correct Answers -illegal acts, intentional acts, property
of insured
What is covered under Personal Auto Part B - correct Answers -MedPay
Does Medpay apply to the insured under own policy? - correct Answers -Yes
When will MedPay not be applied? - correct Answers -Less than 4 wheels, if workers comp is available,
non-permissive users, furnished for regular use
What is covered in Personal Auto Part C - correct Answers -Uninsured motorist is covered under this
part for Personal Auto
What is covered under uninsured motorist Personal Auto Part C - correct Answers -The uninsured, the
underinsured, insolvency in insurance, hit & run, refusal to pay from insurance are covered under Part C.
What form must be turned in to reject or lower UM coverage - correct Answers -selection/rejection
form
what is covered under Part D personal auto policy? - correct Answers -Physical Damage
What are - correct Answers -Collision and Comprehensive (other than collision)
what is described in Part E of personal auto? - correct Answers -Duties
what is described in Part F - correct Answers -General Provisions
2
QUESTIONS WITH UPDATED VERIFIED ANSWERS .
Auto Insurance for a driver who doesn't own a car - correct Answers -name non owned
Punishment for not having PIP in Florids - correct Answers -SR-22 Coverage. More expensive and you
must carry for 3 years
the death benefit from PIP - correct Answers -$5,000
what will basic PIP pay for? - correct Answers -medical bills, lost wages, replacement services
(80%,60%,100%)
what vehicles are required to have PIP - correct Answers -4 or more wheels licensed for road use incl
trailers and semis
Does PIP follow the person or the vehicle? - correct Answers -follow the person
What actions are not covered under PIP - correct Answers -self inflicted injury, injury from illegal action,
inj in uninsured vehicle are not covered
When does PIP apply outside of Florida? - correct Answers -In insured car and the insured driver is
driving
Who is required to have PIP? - correct Answers -Title owners, debtors in possession, leases longer than 6
months, non residents in Florida for 90 days in the precious 365
What autos are covered under a policy? - correct Answers -listed vehicles, newly acquired vehicles,
trailers, temporary replacement
1
, Personal Auto Insurance Policy Part A - correct Answers -This section covers incidents due to Liability in
an auto claim
What is excluded from Part A liability coverage? - correct Answers -illegal acts, intentional acts, property
of insured
What is covered under Personal Auto Part B - correct Answers -MedPay
Does Medpay apply to the insured under own policy? - correct Answers -Yes
When will MedPay not be applied? - correct Answers -Less than 4 wheels, if workers comp is available,
non-permissive users, furnished for regular use
What is covered in Personal Auto Part C - correct Answers -Uninsured motorist is covered under this
part for Personal Auto
What is covered under uninsured motorist Personal Auto Part C - correct Answers -The uninsured, the
underinsured, insolvency in insurance, hit & run, refusal to pay from insurance are covered under Part C.
What form must be turned in to reject or lower UM coverage - correct Answers -selection/rejection
form
what is covered under Part D personal auto policy? - correct Answers -Physical Damage
What are - correct Answers -Collision and Comprehensive (other than collision)
what is described in Part E of personal auto? - correct Answers -Duties
what is described in Part F - correct Answers -General Provisions
2
