DSST Human Resource Management (New
2026/ 2027 Update) Questions & Answers
{Grade A} 100% Correct (Verified
Solutions)
Pay equity - correct answer How an employee perceives his compensation relative to
others within the organization.
Pay secrecy - correct answer Breeds mistrust in the workplace; fairly excepted
practice in private industry.
Hourly pay - correct answer Pay by the hour.
Piecework pay - correct answer Pay according to the number of units produced.
Salary pay - correct answer Pay is the same each pay period regardless of hours
worked.
,Cafeteria plans - correct answer A flexible benefit plan for the employee, letting them
choose the benefits best suited to their personal needs and situation.
Consolidated Omnibus Budget Reconciliation Act (COBRA) - correct answer Act that
provides individuals and dependents who may lose medical coverage with opportunity
to pay to continue coverage.
Older Workers Benefit Protection Act (OWBPA) - correct answer Act that amended age
discrimination in employment to include all employee benefits; also provided
terminated employees with time to consider group termination or retirement programs
and consult an attorney.
Health Maintenance Organization (HMO) - correct answer Organization of healthcare
professionals that provide services on a prepaid basis; seen as lower quality to the
employee.
,Preferred Provider Organization (PPO) - correct answer Group of healthcare providers
that guarantee lower healthcare costs to the employer; seen as a higher quality to the
employee.
Medical savings account (MSA) - correct answer A medical insurance plan that the
employer contributes to meet the needs of the individual's medical needs.
Health Insurance Portability and Accountability Act (HIPAA) - correct answer When
twelve months have been worked at an employer with health insurance, a worker can
transfer to another employer with no regard to preexisting conditions.
Long-term disability (LTD) insurance - correct answer Insurance that pays for nursing
homes and medical-related costs to old age and illness.
Supplemental unemployment benefits (SUBS) - correct answer An employer-created
fund for laid off employees to draw from on top of unemployment benefits.
, Employee assistance programs (EAP) - correct answer Services provided for workers
to deal with problems that interfere with how they do their jobs.
Vesting - correct answer Guarantee of benefits, especially in pension plans.
Contributory pension plan - correct answer A pension plan in which both employer and
employee fund pensions.
Noncontributory pension plan - correct answer A pension plan in which only the
employer funds pensions.
Defined benefit plan - correct answer A pension plan in which the amount is specific.
Defined contribution plan - correct answer A pension plan in which amount of benefits
are based on how much is in their account at time of retirement.
2026/ 2027 Update) Questions & Answers
{Grade A} 100% Correct (Verified
Solutions)
Pay equity - correct answer How an employee perceives his compensation relative to
others within the organization.
Pay secrecy - correct answer Breeds mistrust in the workplace; fairly excepted
practice in private industry.
Hourly pay - correct answer Pay by the hour.
Piecework pay - correct answer Pay according to the number of units produced.
Salary pay - correct answer Pay is the same each pay period regardless of hours
worked.
,Cafeteria plans - correct answer A flexible benefit plan for the employee, letting them
choose the benefits best suited to their personal needs and situation.
Consolidated Omnibus Budget Reconciliation Act (COBRA) - correct answer Act that
provides individuals and dependents who may lose medical coverage with opportunity
to pay to continue coverage.
Older Workers Benefit Protection Act (OWBPA) - correct answer Act that amended age
discrimination in employment to include all employee benefits; also provided
terminated employees with time to consider group termination or retirement programs
and consult an attorney.
Health Maintenance Organization (HMO) - correct answer Organization of healthcare
professionals that provide services on a prepaid basis; seen as lower quality to the
employee.
,Preferred Provider Organization (PPO) - correct answer Group of healthcare providers
that guarantee lower healthcare costs to the employer; seen as a higher quality to the
employee.
Medical savings account (MSA) - correct answer A medical insurance plan that the
employer contributes to meet the needs of the individual's medical needs.
Health Insurance Portability and Accountability Act (HIPAA) - correct answer When
twelve months have been worked at an employer with health insurance, a worker can
transfer to another employer with no regard to preexisting conditions.
Long-term disability (LTD) insurance - correct answer Insurance that pays for nursing
homes and medical-related costs to old age and illness.
Supplemental unemployment benefits (SUBS) - correct answer An employer-created
fund for laid off employees to draw from on top of unemployment benefits.
, Employee assistance programs (EAP) - correct answer Services provided for workers
to deal with problems that interfere with how they do their jobs.
Vesting - correct answer Guarantee of benefits, especially in pension plans.
Contributory pension plan - correct answer A pension plan in which both employer and
employee fund pensions.
Noncontributory pension plan - correct answer A pension plan in which only the
employer funds pensions.
Defined benefit plan - correct answer A pension plan in which the amount is specific.
Defined contribution plan - correct answer A pension plan in which amount of benefits
are based on how much is in their account at time of retirement.
