UHC Medicare – Medicare Basics, Parts A, B, C, and D Test Actual Questions & Answers with Rationales (2026/2027)

UHC Medicare – Medicare Basics, Parts A, B, C, and D Test
Actual Questions & Answers with Rationales (2026/2027)
1. What is Medicare?
A. A federal health insurance program primarily serving people age 65
and older and certain younger people with qualifying disabilities or
conditions
B. A private insurance company
C. A state-only program
D. An employer-sponsored plan
Answer: A
Rationale: Medicare is a federal health insurance program with
eligibility based on age and certain qualifying circumstances.
2. Which Medicare part is commonly called Hospital Insurance?
A. Part A
B. Part B
C. Part C
D. Part D
Answer: A
Rationale: Medicare Part A is Hospital Insurance.
3. Which Medicare part is commonly called Medical Insurance?
A. Part A
B. Part B
C. Part C
D. Part D
Answer: B
Rationale: Medicare Part B covers physician and other medically
necessary outpatient services.

,4. Which Medicare part is Medicare Advantage?
A. Part A
B. Part B
C. Part C
D. Part D
Answer: C
Rationale: Medicare Advantage is Medicare Part C.
5. Which Medicare part provides outpatient prescription drug
coverage?
A. Part A
B. Part B
C. Part C
D. Part D
Answer: D
Rationale: Medicare Part D provides prescription drug coverage
through private Medicare-approved plans.
6. What does Original Medicare consist of?
A. Part A and Part B
B. Part C only
C. Part B and Part D
D. Part C and Part D only
Answer: A
Rationale: Original Medicare is the federal fee-for-service program
consisting of Part A and Part B.
7. Who administers Medicare at the federal level?
A. CMS
B. The Department of Labor only

,C. Individual hospitals
D. Private Medicare Advantage companies
Answer: A
Rationale: The Centers for Medicare & Medicaid Services (CMS)
administers Medicare.
8. What does CMS stand for?
A. Centers for Medicare & Medicaid Services
B. Council for Medical Services
C. Central Medicare System
D. Center for Member Services
Answer: A
Rationale: CMS is the federal agency responsible for administering
Medicare and Medicaid programs.
9. Which group is generally eligible for Medicare based on age?
A. People age 65 or older who meet applicable eligibility requirements
B. Everyone age 50 or older
C. Everyone age 55 or older
D. Only people age 70 or older
Answer: A
Rationale: Medicare eligibility commonly begins at age 65, subject to
applicable entitlement requirements.
10. Can some people under age 65 qualify for Medicare?
A. Yes
B. No
C. Only through an employer
D. Only through Part D

, Answer: A
Rationale: Certain people under 65 can qualify through disability or
specified medical conditions.
11. Which federal program provides health coverage to certain people
with limited income and resources?
A. Medicaid
B. Medicare Part B
C. Medigap
D. Part D
Answer: A
Rationale: Medicaid is jointly funded by federal and state governments
and assists eligible low-income individuals.
12. Is Medicare the same as Medicaid?
A. No
B. Yes
C. Only for people over 65
D. Only in Medicare Advantage
Answer: A
Rationale: Medicare and Medicaid are distinct programs with different
eligibility and coverage rules.
13. What is a Medicare beneficiary?
A. A person entitled to or enrolled in Medicare
B. A Medicare employee
C. A hospital administrator
D. A private insurer
Answer: A
Rationale: A beneficiary is an individual covered by Medicare.