Maryland Concrete Contractor License
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1. What license is required to legally perform concrete contracting work
in Maryland for residential projects?
A. Maryland Concrete Contractor License
B. Maryland General Construction License
C. Maryland Home Improvement Contractor (MHIC) License
D. Maryland Structural Engineering License
Correct answer: C
Maryland does not issue a standalone concrete contractor license.
Instead, residential concrete work such as driveways, patios,
sidewalks, and foundations falls under the Maryland Home
Improvement Commission (MHIC) licensing system, which regulates
home improvement contractors performing work for homeowners.
2. Which Maryland agency regulates contractor licensing for residential
home improvement work including concrete projects?
A. Maryland Department of Transportation
B. Maryland Home Improvement Commission (MHIC) under the
Department of Labor
C. Maryland Department of Environment
, D. Maryland State Fire Marshal Office
Correct answer: B
The MHIC, operating under the Maryland Department of Labor, is the
primary authority responsible for licensing contractors who perform
residential home improvement work, including concrete-related
services.
3. What is the minimum experience requirement for obtaining an MHIC
contractor license in Maryland?
A. 6 months of construction experience
B. 1 year of apprenticeship only
C. 2 years of trade or construction-related experience
D. No experience required if insured
Correct answer: C
Maryland law requires applicants for a contractor license to
demonstrate at least two years of qualifying trade or construction
experience or equivalent education accepted by the commission.
4. What type of exam is required for an MHIC contractor license?
A. Practical field demonstration only
B. PSI-administered written exam covering law and business practices
C. Oral interview with county officials
D. No exam is required
Correct answer: B
Applicants must pass a standardized written exam administered
through PSI Services LLC covering Maryland home improvement laws,
contracts, and business regulations.
5. Which statement best describes Maryland’s licensing approach for
general contracting?
A. All general contractors must hold a statewide GC license
B. Only commercial contractors require state licensing
, C. Maryland has no statewide general contractor license system
D. All contractors must hold federal certification
Correct answer: C
Maryland does not issue a single statewide general contractor
license; instead, residential contracting is regulated through MHIC,
while commercial construction is largely governed at the local
jurisdiction level.
6. A contractor installing a concrete driveway for a homeowner in
Maryland typically needs:
A. Only a city business permit
B. MHIC contractor license
C. Engineering certification
D. No licensing requirement
Correct answer: B
Because driveway installation is considered residential home
improvement work, it falls under MHIC jurisdiction and requires
proper licensing to legally contract with homeowners.
7. What is the primary purpose of Maryland’s MHIC Guaranty Fund?
A. To fund highway construction projects
B. To compensate homeowners for losses due to contractor issues
C. To pay contractor licensing fees
D. To replace insurance requirements
Correct answer: B
The Guaranty Fund provides financial compensation to homeowners
who suffer losses caused by licensed contractors’ violations or
failures to perform properly.
8. Which of the following is generally required before an MHIC license is
issued?
A. Proof of federal tax exemption
, B. Proof of insurance compliance
C. College degree in engineering
D. Membership in a trade union
Correct answer: B
Applicants must demonstrate compliance with insurance
requirements, typically including general liability coverage, as part of
the licensing process before issuance.
9. What best describes MHIC coverage for concrete contractors?
A. It applies only to public infrastructure projects
B. It applies only to commercial bridges
C. It applies to residential concrete work such as patios and driveways
D. It applies only to imported construction firms
Correct answer: C
MHIC licensing applies to residential construction and improvement
projects, which includes common concrete work such as patios,
sidewalks, and driveways.
10. Which entity typically issues local permits that may still be
required alongside MHIC licensing?
A. Federal Highway Administration
B. Local county or municipal authorities
C. International Building Council
D. Private insurance companies
Correct answer: B
Even with an MHIC license, contractors must still comply with local
county or municipal permit requirements for specific construction
activities.
11. What is a common financial requirement for obtaining an MHIC
contractor license in Maryland?
A. Payment of a federal construction tax
Exam Practice Questions And Correct
Answers (Verified Answers) Plus
Rationale 2026 Q&A| Instant Download
1. What license is required to legally perform concrete contracting work
in Maryland for residential projects?
A. Maryland Concrete Contractor License
B. Maryland General Construction License
C. Maryland Home Improvement Contractor (MHIC) License
D. Maryland Structural Engineering License
Correct answer: C
Maryland does not issue a standalone concrete contractor license.
Instead, residential concrete work such as driveways, patios,
sidewalks, and foundations falls under the Maryland Home
Improvement Commission (MHIC) licensing system, which regulates
home improvement contractors performing work for homeowners.
2. Which Maryland agency regulates contractor licensing for residential
home improvement work including concrete projects?
A. Maryland Department of Transportation
B. Maryland Home Improvement Commission (MHIC) under the
Department of Labor
C. Maryland Department of Environment
, D. Maryland State Fire Marshal Office
Correct answer: B
The MHIC, operating under the Maryland Department of Labor, is the
primary authority responsible for licensing contractors who perform
residential home improvement work, including concrete-related
services.
3. What is the minimum experience requirement for obtaining an MHIC
contractor license in Maryland?
A. 6 months of construction experience
B. 1 year of apprenticeship only
C. 2 years of trade or construction-related experience
D. No experience required if insured
Correct answer: C
Maryland law requires applicants for a contractor license to
demonstrate at least two years of qualifying trade or construction
experience or equivalent education accepted by the commission.
4. What type of exam is required for an MHIC contractor license?
A. Practical field demonstration only
B. PSI-administered written exam covering law and business practices
C. Oral interview with county officials
D. No exam is required
Correct answer: B
Applicants must pass a standardized written exam administered
through PSI Services LLC covering Maryland home improvement laws,
contracts, and business regulations.
5. Which statement best describes Maryland’s licensing approach for
general contracting?
A. All general contractors must hold a statewide GC license
B. Only commercial contractors require state licensing
, C. Maryland has no statewide general contractor license system
D. All contractors must hold federal certification
Correct answer: C
Maryland does not issue a single statewide general contractor
license; instead, residential contracting is regulated through MHIC,
while commercial construction is largely governed at the local
jurisdiction level.
6. A contractor installing a concrete driveway for a homeowner in
Maryland typically needs:
A. Only a city business permit
B. MHIC contractor license
C. Engineering certification
D. No licensing requirement
Correct answer: B
Because driveway installation is considered residential home
improvement work, it falls under MHIC jurisdiction and requires
proper licensing to legally contract with homeowners.
7. What is the primary purpose of Maryland’s MHIC Guaranty Fund?
A. To fund highway construction projects
B. To compensate homeowners for losses due to contractor issues
C. To pay contractor licensing fees
D. To replace insurance requirements
Correct answer: B
The Guaranty Fund provides financial compensation to homeowners
who suffer losses caused by licensed contractors’ violations or
failures to perform properly.
8. Which of the following is generally required before an MHIC license is
issued?
A. Proof of federal tax exemption
, B. Proof of insurance compliance
C. College degree in engineering
D. Membership in a trade union
Correct answer: B
Applicants must demonstrate compliance with insurance
requirements, typically including general liability coverage, as part of
the licensing process before issuance.
9. What best describes MHIC coverage for concrete contractors?
A. It applies only to public infrastructure projects
B. It applies only to commercial bridges
C. It applies to residential concrete work such as patios and driveways
D. It applies only to imported construction firms
Correct answer: C
MHIC licensing applies to residential construction and improvement
projects, which includes common concrete work such as patios,
sidewalks, and driveways.
10. Which entity typically issues local permits that may still be
required alongside MHIC licensing?
A. Federal Highway Administration
B. Local county or municipal authorities
C. International Building Council
D. Private insurance companies
Correct answer: B
Even with an MHIC license, contractors must still comply with local
county or municipal permit requirements for specific construction
activities.
11. What is a common financial requirement for obtaining an MHIC
contractor license in Maryland?
A. Payment of a federal construction tax
