FLORIDA COMMUNITY ASSOCIATION MANAGER
(CAM) LICENSING EXAM QUESTIONS AND
CORRECT ANSWERS (VERIFIED ANSWERS) PLUS
RATIONALES 2026 STUDY GUIDE
INTRODUCTION
Master the Florida Community Association Manager (CAM) licensing exam
with this definitive, 200-question practice test and study guide. Each
question is verified up-to-date with current Florida Statutes (Chapters
718, 719, and 720) and features bold italicised answers alongside
comprehensive explanations. Perfect for students and professionals
looking to pass on their first attempt, this document is meticulously
structured for seamless integration into online digital study
marketplaces.
Question 1
According to Florida Statute 718, what is the minimum percentage of the
voting interests required to be present at a meeting, either in person or
by proxy, to constitute a quorum for a condominium association
membership meeting unless a lower percentage is provided in the
bylaws?
,A) 25%
B) 33-1/3%
C) 50% plus one vote
D) 60%
Answer: B) 33-1/3%
Explanation: Pursuant to Section 718.112, Florida Statutes, unless a
lower percentage is specifically provided in the condominium
association's original bylaws, a quorum for a meeting of the
members consists of at least 33-1/3 percent of the total voting
interests of the association.
Question 2
A community association manager (CAM) receives an official written
request by certified mail from a unit owner to inspect the association's
financial records. Under Florida law, within how many business days must
the association make the records available to avoid statutory damages?
A) 5 business days
B) 10 business days
C) 14 business days
D) 30 calendar days
Answer: B) 10 business days
Explanation: Florida Statutes for Condominiums (718.111),
Cooperatives (719.104), and Homeowners' Associations (720.303)
,dictate that official records must be made available to an owner
within 10 business days after receipt of a written request. Failure to
provide access within this timeframe creates a rebuttable
presumption that the association willfully failed to comply, exposing
them to actual or statutory damages.
Question 3
Which of the following components is NOT strictly required by Florida law
to be included in a condominium association's statutory reserve budget if
the replacement cost exceeds the statutory threshold?
A) Roof replacement
B) Building painting
C) Pavement resurfacing
D) Clubhouse interior decoration
Answer: D) Clubhouse interior decoration
Explanation: Section 718.112(2)(f), Florida Statutes, explicitly
mandates that the budget include reserve accounts for roof
replacement, building painting, and pavement resurfacing, alongside
any other item for which the deferred maintenance expense or
replacement cost exceeds $10,000. Clubhouse interior decoration
does not automatically qualify unless its specific structural cost hits
that financial ceiling.
, Question 4
An association wants to waive or reduce the funding of the statutory
reserve accounts for the upcoming fiscal year. In a condominium
association, what vote of the membership is required to approve this
action?
A) A majority vote of the entire Board of Directors
B) A majority vote of the total voting interests of the association
C) A majority vote of the voting interests present at a duly called meeting
of the association
D) A two-thirds vote of the voting interests present at a duly called
meeting of the association
Answer: C) A majority vote of the voting interests present at a duly
called meeting of the association
Explanation: Under Chapter 718, statutory reserves are mandatory
unless a vote is held. Waiving or reducing reserves requires the
approval of a majority of the voting interests present and voting at a
duly called membership meeting where a quorum has been
established.
Question 5
A homeowners' association (HOA) board wishes to levy a fine against a
parcel owner for a violation of the governing documents. Before the fine
can become monetary and enforceable, it must be approved by a
(CAM) LICENSING EXAM QUESTIONS AND
CORRECT ANSWERS (VERIFIED ANSWERS) PLUS
RATIONALES 2026 STUDY GUIDE
INTRODUCTION
Master the Florida Community Association Manager (CAM) licensing exam
with this definitive, 200-question practice test and study guide. Each
question is verified up-to-date with current Florida Statutes (Chapters
718, 719, and 720) and features bold italicised answers alongside
comprehensive explanations. Perfect for students and professionals
looking to pass on their first attempt, this document is meticulously
structured for seamless integration into online digital study
marketplaces.
Question 1
According to Florida Statute 718, what is the minimum percentage of the
voting interests required to be present at a meeting, either in person or
by proxy, to constitute a quorum for a condominium association
membership meeting unless a lower percentage is provided in the
bylaws?
,A) 25%
B) 33-1/3%
C) 50% plus one vote
D) 60%
Answer: B) 33-1/3%
Explanation: Pursuant to Section 718.112, Florida Statutes, unless a
lower percentage is specifically provided in the condominium
association's original bylaws, a quorum for a meeting of the
members consists of at least 33-1/3 percent of the total voting
interests of the association.
Question 2
A community association manager (CAM) receives an official written
request by certified mail from a unit owner to inspect the association's
financial records. Under Florida law, within how many business days must
the association make the records available to avoid statutory damages?
A) 5 business days
B) 10 business days
C) 14 business days
D) 30 calendar days
Answer: B) 10 business days
Explanation: Florida Statutes for Condominiums (718.111),
Cooperatives (719.104), and Homeowners' Associations (720.303)
,dictate that official records must be made available to an owner
within 10 business days after receipt of a written request. Failure to
provide access within this timeframe creates a rebuttable
presumption that the association willfully failed to comply, exposing
them to actual or statutory damages.
Question 3
Which of the following components is NOT strictly required by Florida law
to be included in a condominium association's statutory reserve budget if
the replacement cost exceeds the statutory threshold?
A) Roof replacement
B) Building painting
C) Pavement resurfacing
D) Clubhouse interior decoration
Answer: D) Clubhouse interior decoration
Explanation: Section 718.112(2)(f), Florida Statutes, explicitly
mandates that the budget include reserve accounts for roof
replacement, building painting, and pavement resurfacing, alongside
any other item for which the deferred maintenance expense or
replacement cost exceeds $10,000. Clubhouse interior decoration
does not automatically qualify unless its specific structural cost hits
that financial ceiling.
, Question 4
An association wants to waive or reduce the funding of the statutory
reserve accounts for the upcoming fiscal year. In a condominium
association, what vote of the membership is required to approve this
action?
A) A majority vote of the entire Board of Directors
B) A majority vote of the total voting interests of the association
C) A majority vote of the voting interests present at a duly called meeting
of the association
D) A two-thirds vote of the voting interests present at a duly called
meeting of the association
Answer: C) A majority vote of the voting interests present at a duly
called meeting of the association
Explanation: Under Chapter 718, statutory reserves are mandatory
unless a vote is held. Waiving or reducing reserves requires the
approval of a majority of the voting interests present and voting at a
duly called membership meeting where a quorum has been
established.
Question 5
A homeowners' association (HOA) board wishes to levy a fine against a
parcel owner for a violation of the governing documents. Before the fine
can become monetary and enforceable, it must be approved by a
