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PA Title License Practice Exam
Questions And Answers 2026
Insureds may be able to have risks insured which are not covered by the standard
form policy. These risks would be covered by:
A) Endorsements
B) Exceptions
C) Claims
D) An additional policy - correct-answer - Endorsements
When a debtor in bankruptcy is involved in liquidation of assets, it is called a:
A) Chapter 11 proceeding
B) Judicial Foreclosure
C) Chapter 13 proceeding
D) Chapter 7 proceeding - correct-answer - Chapter 7 proceeding
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Under Pa law, an examination of title is required. For a sale, how far back must a
search go?
A) To the last owner of record if there is a prior owner's policy to rely upon
B) Sixty (60) years
C) No time period. A reasonable examination of title is required
D) Forty (40) years for a residential property - correct-answer - No time period. A
reasonable examination of title is required.
If title is held by John Jones and Mary Jones, husband and wife, then they hold
title as:
A) Tenants in Common
B) Tenants by the Entireties
C) Joint Tenants
D) Tenants with full rights of survivorship - correct-answer - Tenants by the
Entireties
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RESPA stands for:
A) Real Estimate Settlement Provisions Act
B) Real Estate Services Procedures Act
C) Real Estate Settlement Procedures Act
D) Real Estate Settlement Practices Act - correct-answer - Real Estate Settlement
Procedures Act
A person or entity who holds funds in an escrow account is:
A) Escrow Agent
B) Escrow Officer
C) Insurer
D) Title Agent - correct-answer - Escrow Agent
An agent who collects money from an Insured and holds it for payment to the
insurer is:
A) Commingling funds
B) Wrongfully withholding funds
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C) Acting in a fiduciary capacity
D) Providing coverage - correct-answer - Acting in a fiduciary capacity
Making a false statement which is critical of an insurer with the intent to injure
the insurer is considered?
A) A Felon
B) An assault
C) A Crime
D) Defamation - correct-answer - Defamation
Which one of the below transactions would be covered by "Know Before You
Owe" [formerly known as "TRID"]?
A) Reverse Mortgage
B) Loan made by party making 5 or fewer mortgage loans in one year
C) Home Equity Line of Credit
D) Closed End Consumer Loan - correct-answer - Closed End Consumer Loan
PA Title License Practice Exam
Questions And Answers 2026
Insureds may be able to have risks insured which are not covered by the standard
form policy. These risks would be covered by:
A) Endorsements
B) Exceptions
C) Claims
D) An additional policy - correct-answer - Endorsements
When a debtor in bankruptcy is involved in liquidation of assets, it is called a:
A) Chapter 11 proceeding
B) Judicial Foreclosure
C) Chapter 13 proceeding
D) Chapter 7 proceeding - correct-answer - Chapter 7 proceeding
,2|Page
Under Pa law, an examination of title is required. For a sale, how far back must a
search go?
A) To the last owner of record if there is a prior owner's policy to rely upon
B) Sixty (60) years
C) No time period. A reasonable examination of title is required
D) Forty (40) years for a residential property - correct-answer - No time period. A
reasonable examination of title is required.
If title is held by John Jones and Mary Jones, husband and wife, then they hold
title as:
A) Tenants in Common
B) Tenants by the Entireties
C) Joint Tenants
D) Tenants with full rights of survivorship - correct-answer - Tenants by the
Entireties
,3|Page
RESPA stands for:
A) Real Estimate Settlement Provisions Act
B) Real Estate Services Procedures Act
C) Real Estate Settlement Procedures Act
D) Real Estate Settlement Practices Act - correct-answer - Real Estate Settlement
Procedures Act
A person or entity who holds funds in an escrow account is:
A) Escrow Agent
B) Escrow Officer
C) Insurer
D) Title Agent - correct-answer - Escrow Agent
An agent who collects money from an Insured and holds it for payment to the
insurer is:
A) Commingling funds
B) Wrongfully withholding funds
, 4|Page
C) Acting in a fiduciary capacity
D) Providing coverage - correct-answer - Acting in a fiduciary capacity
Making a false statement which is critical of an insurer with the intent to injure
the insurer is considered?
A) A Felon
B) An assault
C) A Crime
D) Defamation - correct-answer - Defamation
Which one of the below transactions would be covered by "Know Before You
Owe" [formerly known as "TRID"]?
A) Reverse Mortgage
B) Loan made by party making 5 or fewer mortgage loans in one year
C) Home Equity Line of Credit
D) Closed End Consumer Loan - correct-answer - Closed End Consumer Loan
