STATE FARM AUTO EXTERNAL CLAIM
RESOURCE CERTIFICATION EXAM, CLAIMS
HANDLING, AND INSURANCE PROCEDURES
STUDY GUIDE 2025/ 2026 | 100% VERIFIED
WITH CORRECT QUESTIONS AND ANSWERS |
COMPLETE AUTO CLAIMS CERTIFICATION
EXAM PREP STUDY RESOURCE WITH
SOLUTION
Special Limits of Liability for
1. money - CORRECT ANSWER -$200 for money or coins
whats covered under dwelling - CORRECT ANSWER -
1.structures attached to dwelling
2.materials/supplies on or adjacent to residence premises for
construction use or alteration of the premises.
3.foundation, footings, floor slabs supporting dwelling
-wall to wall carpeting
,other structures separated by clear space are.... such
as - CORRECT ANSWER -covered. Structures
connected to the dwelling by only a fence, utility
line, or similar connection are considered to be other
structures.
We do not cover other structures: - CORRECT ANSWER -
1.not permanently attached to or otherwise forming a part of
the realty;
2.used in whole or in part for
business purposes; or 3.rented or
held for rental to a person not a
tenant of the dwelling, unless used
solely as a private garage.
land, costs to replace/stabilize or store lands are ____ covered
- CORRECT ANSWER -not
Cov A
,1.At your request, we will cover
personal property owned by others
while____
2.we will also cover personal property owned by a guest or a
residence employee, while_____ - CORRECT
ANSWER -the property is on the part of the
residence premises occupied exclusively by an
insured.
2.the property is in any
other residence
occupied by an insured.
Cov B
We cover personal property usually
situated at an in- sured's residence,
other than the residence premises,
for up to ___or ____of the Coverage ____ limit, whichever is
greater. - CORRECT ANSWER -$1,000 or 10%, B limit.
, Additional Living Expense is for up to (time) -
CORRECT ANSWER -for up to 24 months.
Our payment is limited to incurred costs for the
shortest of: (a) the time required to repair or
replace the premises; (b) the time required for
your household to settle elsewhere; or (c) 24
months.
Fair Rental Value. up to - CORRECT ANSWER -12 months
Prohibited Use coverage - CORRECT ANSWER -
Insured, we will cover any resulting Additional Living
Expense and Fair Rental for a period not exceeding two
weeks while use is prohibited.
Debris Removal terms - CORRECT ANSWER -When the
amount payable for the property damage plus the debris
removal exceeds the limit for the damaged property, an
additional 5% of that limit is available for debris removal
RESOURCE CERTIFICATION EXAM, CLAIMS
HANDLING, AND INSURANCE PROCEDURES
STUDY GUIDE 2025/ 2026 | 100% VERIFIED
WITH CORRECT QUESTIONS AND ANSWERS |
COMPLETE AUTO CLAIMS CERTIFICATION
EXAM PREP STUDY RESOURCE WITH
SOLUTION
Special Limits of Liability for
1. money - CORRECT ANSWER -$200 for money or coins
whats covered under dwelling - CORRECT ANSWER -
1.structures attached to dwelling
2.materials/supplies on or adjacent to residence premises for
construction use or alteration of the premises.
3.foundation, footings, floor slabs supporting dwelling
-wall to wall carpeting
,other structures separated by clear space are.... such
as - CORRECT ANSWER -covered. Structures
connected to the dwelling by only a fence, utility
line, or similar connection are considered to be other
structures.
We do not cover other structures: - CORRECT ANSWER -
1.not permanently attached to or otherwise forming a part of
the realty;
2.used in whole or in part for
business purposes; or 3.rented or
held for rental to a person not a
tenant of the dwelling, unless used
solely as a private garage.
land, costs to replace/stabilize or store lands are ____ covered
- CORRECT ANSWER -not
Cov A
,1.At your request, we will cover
personal property owned by others
while____
2.we will also cover personal property owned by a guest or a
residence employee, while_____ - CORRECT
ANSWER -the property is on the part of the
residence premises occupied exclusively by an
insured.
2.the property is in any
other residence
occupied by an insured.
Cov B
We cover personal property usually
situated at an in- sured's residence,
other than the residence premises,
for up to ___or ____of the Coverage ____ limit, whichever is
greater. - CORRECT ANSWER -$1,000 or 10%, B limit.
, Additional Living Expense is for up to (time) -
CORRECT ANSWER -for up to 24 months.
Our payment is limited to incurred costs for the
shortest of: (a) the time required to repair or
replace the premises; (b) the time required for
your household to settle elsewhere; or (c) 24
months.
Fair Rental Value. up to - CORRECT ANSWER -12 months
Prohibited Use coverage - CORRECT ANSWER -
Insured, we will cover any resulting Additional Living
Expense and Fair Rental for a period not exceeding two
weeks while use is prohibited.
Debris Removal terms - CORRECT ANSWER -When the
amount payable for the property damage plus the debris
removal exceeds the limit for the damaged property, an
additional 5% of that limit is available for debris removal
