Florida Community Association Manager (CAM)
Prelicensure Course Questions and Answers 2026
Here is a comprehensive set of practice questions for the Florida
Community Association Manager (CAM) Prelicensure Course and Licensing
Exam. Each question includes the correct answer in bold italics and a
detailed rationale in italics, based on Florida Statutes Chapters 718
(Condominiums), 719 (Cooperatives), 720 (HOAs), and Part VIII of Chapter
468 (CAM Licensing), as well as DBPR administrative rules.
Question 1
Under Florida law, which chapters grant specific authority to condominium and
cooperative associations to acquire title to property?
A. FS & 719
B. FS & 708
C. FS & 719
D. FS & 719
*Correct Answer: D. FS & 719. *
Rationale: FS 607 is the General Corporate Law under which community associations have
the right to buy, sell, or lease real property. FS 718 (Condominiums) and FS 719
(Cooperatives) provide the specific authority for these associations to acquire title .
Question 2
When a condominium is terminated, restrictive covenants that "run with the land":
A. Remain effective indefinitely
B. Are effective until the condominium is terminated
,C. Must be extended by a court order
D. Automatically renew
*Correct Answer: B. Are effective until the condominium is terminated. *
Rationale: Restrictive covenants that "run with the land" are effective until the
condominium is terminated. When you purchase a condominium, you know these
covenants exist and will continue for the life of the condominium or parcel, and upon
resale, the next owner inherits the same covenants .
Question 3
A person providing which of the following services for compensation must hold a CAM
license?
A. Disbursing association funds
B. Preparing budgets and financial reports
C. Supervising maintenance
D. All of the above
*Correct Answer: D. All of the above. *
Rationale: A person who provides the following services for compensation must be licensed
by DBPR: disbursing funds, preparing budgets and financial reports, and supervising
maintenance. These activities constitute the practice of community association
management .
Question 4
Which document creates the association, and which document creates the
condominium?
A. Declaration of Condominium / Articles of Incorporation
B. By-Laws / Declaration
C. Articles of Incorporation / Declaration
D. Articles of Incorporation / Bylaws
*Correct Answer: C. Articles of Incorporation / Declaration. *
,Rationale: The Articles of Incorporation (Corporate Charter) create the association. The
condominium is established when the developer records the Declaration of Condominium
with the county clerk in the county seat where the condominium is to be built .
Question 5
What defines the membership and voting rights of the Association?
A. Corporate Charter
B. Declaration of Condominium
C. By-Laws
D. Rules and Regulations
*Correct Answer: A. Corporate Charter. *
Rationale: The Corporate Charter (Articles of Incorporation) defines the membership and
voting rights of the Association .
Question 6
What is the correct hierarchy of governing documents from highest to lowest authority?
A. By-laws, Declaration, Articles of Incorporation, Board Rules and Regulations
B. Declaration, Articles of Incorporation, By-laws, Board Rules & Regulations
C. Articles of Incorporation, Declaration, By-laws, Board Rules and Regulations
D. Declaration, Board-approved Rules, Articles of Incorporation, By-laws
*Correct Answer: B. Declaration, Articles of Incorporation, By-laws, Board Rules &
Regulations. *
Rationale: All documents should be consistent with each other. Their order of priority is:
Declaration of Condominium, Articles of Incorporation, By-Laws, and then Rules and
Regulations .
, Question 7
If an association's governing documents provide for amendment but do not state the
percentage of owners required, what percentage is needed to amend the document?
A. Majority of owners
B. 50% of owners
C. 66 2/3% of owners
D. 75% of owners
*Correct Answer: C. 66 2/3% of owners. *
Rationale: If the documents provide for amendment but do not state the percentage
necessary, then two-thirds of the owners must agree to the amendment. If no proviso for
amendment exists, 100% of owners must agree. If a proviso is made and a percentage is
stated, that stated percentage controls .
Question 8
In a cooperative, unit occupants hold title to:
A. Real estate directly via warranty deed
B. Shares of stock in a corporation and a proprietary lease
C. An undivided share in common elements only
D. A land lease with local municipality
*Correct Answer: B. Shares of stock in a corporation and a proprietary lease. *
Rationale: In a cooperative, owners hold shares in the cooperative corporation and a
proprietary lease granting them the right to occupy a specific unit .
Question 9
Which Florida statute governs Florida Not-For-Profit Corporations?
A. Chapter 607
B. Chapter 617
C. Chapter 468
D. Chapter 718
Prelicensure Course Questions and Answers 2026
Here is a comprehensive set of practice questions for the Florida
Community Association Manager (CAM) Prelicensure Course and Licensing
Exam. Each question includes the correct answer in bold italics and a
detailed rationale in italics, based on Florida Statutes Chapters 718
(Condominiums), 719 (Cooperatives), 720 (HOAs), and Part VIII of Chapter
468 (CAM Licensing), as well as DBPR administrative rules.
Question 1
Under Florida law, which chapters grant specific authority to condominium and
cooperative associations to acquire title to property?
A. FS & 719
B. FS & 708
C. FS & 719
D. FS & 719
*Correct Answer: D. FS & 719. *
Rationale: FS 607 is the General Corporate Law under which community associations have
the right to buy, sell, or lease real property. FS 718 (Condominiums) and FS 719
(Cooperatives) provide the specific authority for these associations to acquire title .
Question 2
When a condominium is terminated, restrictive covenants that "run with the land":
A. Remain effective indefinitely
B. Are effective until the condominium is terminated
,C. Must be extended by a court order
D. Automatically renew
*Correct Answer: B. Are effective until the condominium is terminated. *
Rationale: Restrictive covenants that "run with the land" are effective until the
condominium is terminated. When you purchase a condominium, you know these
covenants exist and will continue for the life of the condominium or parcel, and upon
resale, the next owner inherits the same covenants .
Question 3
A person providing which of the following services for compensation must hold a CAM
license?
A. Disbursing association funds
B. Preparing budgets and financial reports
C. Supervising maintenance
D. All of the above
*Correct Answer: D. All of the above. *
Rationale: A person who provides the following services for compensation must be licensed
by DBPR: disbursing funds, preparing budgets and financial reports, and supervising
maintenance. These activities constitute the practice of community association
management .
Question 4
Which document creates the association, and which document creates the
condominium?
A. Declaration of Condominium / Articles of Incorporation
B. By-Laws / Declaration
C. Articles of Incorporation / Declaration
D. Articles of Incorporation / Bylaws
*Correct Answer: C. Articles of Incorporation / Declaration. *
,Rationale: The Articles of Incorporation (Corporate Charter) create the association. The
condominium is established when the developer records the Declaration of Condominium
with the county clerk in the county seat where the condominium is to be built .
Question 5
What defines the membership and voting rights of the Association?
A. Corporate Charter
B. Declaration of Condominium
C. By-Laws
D. Rules and Regulations
*Correct Answer: A. Corporate Charter. *
Rationale: The Corporate Charter (Articles of Incorporation) defines the membership and
voting rights of the Association .
Question 6
What is the correct hierarchy of governing documents from highest to lowest authority?
A. By-laws, Declaration, Articles of Incorporation, Board Rules and Regulations
B. Declaration, Articles of Incorporation, By-laws, Board Rules & Regulations
C. Articles of Incorporation, Declaration, By-laws, Board Rules and Regulations
D. Declaration, Board-approved Rules, Articles of Incorporation, By-laws
*Correct Answer: B. Declaration, Articles of Incorporation, By-laws, Board Rules &
Regulations. *
Rationale: All documents should be consistent with each other. Their order of priority is:
Declaration of Condominium, Articles of Incorporation, By-Laws, and then Rules and
Regulations .
, Question 7
If an association's governing documents provide for amendment but do not state the
percentage of owners required, what percentage is needed to amend the document?
A. Majority of owners
B. 50% of owners
C. 66 2/3% of owners
D. 75% of owners
*Correct Answer: C. 66 2/3% of owners. *
Rationale: If the documents provide for amendment but do not state the percentage
necessary, then two-thirds of the owners must agree to the amendment. If no proviso for
amendment exists, 100% of owners must agree. If a proviso is made and a percentage is
stated, that stated percentage controls .
Question 8
In a cooperative, unit occupants hold title to:
A. Real estate directly via warranty deed
B. Shares of stock in a corporation and a proprietary lease
C. An undivided share in common elements only
D. A land lease with local municipality
*Correct Answer: B. Shares of stock in a corporation and a proprietary lease. *
Rationale: In a cooperative, owners hold shares in the cooperative corporation and a
proprietary lease granting them the right to occupy a specific unit .
Question 9
Which Florida statute governs Florida Not-For-Profit Corporations?
A. Chapter 607
B. Chapter 617
C. Chapter 468
D. Chapter 718
