Florida Community Association Manager (CAM) Exam Prep 2026 | 150 Practice Questions | Chapters 718, 719, 720 & 721 | DBPR Licensing Test Bank

Florida Community Association Manager (CAM)
Exam Prep | 150 Practice Questions Covering
Chapter 718, 719, 720, 721 | DBPR Licensing Test
Bank | Guaranteed Pass
This comprehensive study resource covers all essential topics required for the DBPR C
AM examination:


✅ CAM Licensing & Regulatory Framework (Chapter 468 Part VIII)
✅ Florida Statutes:
- Chapter 718 – Condominium Act
- Chapter 719 – Cooperative Act
- Chapter 720 – Homeowners' Association Act
- Chapter 721 – Timeshare Act
- Chapter 617 – Nonprofit Corporations
✅ Financial Management & Budgeting
- Reserve studies and reserve funds
- Special assessments
- Operating vs. reserve budgets
- Financial statement requirements
✅ Board Governance & Meetings
- Sunshine Law/open meeting requirements
- Notice requirements (48 hours, 14 days)
- Executive sessions
- Quorum requirements
- Board member conflicts of interest
- Recall procedures
✅ Operations, Insurance & Risk Management
- Fidelity bonds
- D&O liability insurance
- General liability insurance
- Transfer fees and estoppel certificates
- Lien enforcement
✅ Professional Standards & Ethics
- Fiduciary duties (loyalty, care, good faith)
- Unlicensed Practice of Law (UPL)

, - Kickbacks and self-dealing
- Trust accounts
- Continuing education requirements




📚 Section 1: CAM Licensing & Regulatory Framework
(Questions 1–15)
1. Under what authority does the Department of Business and Professional
Regulation (DBPR) license community association managers in Florida?

 A) Chapter 720, Florida Statutes (Homeowners' Association Act)
 B) Part VIII of Chapter 468, Florida Statutes
 C) Chapter 718, Florida Statutes (Condominium Act)
 D) Chapter 617, Florida Statutes (Corporations)

Answer: B
Explanation: The DBPR licenses and regulates community association managers under
Part VIII of Chapter 468, Florida Statutes (F.S. 468.431–468.4337). This is the primary
statutory authority for CAM licensure, not the individual community association statutes .




2. What is the minimum age requirement to apply for a CAM license in Florida?

 A) 18 years old
 B) 21 years old
 C) 25 years old
 D) No age requirement

Answer: A
Explanation: The DBPR requires all CAM applicants to be at least 18 years of age per F.S.
468.433(2) and the DBPR licensing checklist .

, 3. How many hours of pre-licensure education must a CAM applicant complete,
and within what time frame?

 A) 8 hours, completed within 6 months
 B) 16 hours, completed within 12 months
 C) 24 hours, completed within 18 months
 D) 40 hours, completed within 24 months

Answer: B
Explanation: F.S. 468.433(2)(d) requires applicants to complete a minimum of 16 hours of
in-person instruction from a department-approved provider within 12 months prior to the
date of examination. DBPR Rule 61E14-1.001 confirms this 16-hour pre-licensure
requirement .




4. A CAM applicant has a criminal record. What standard will be applied to
determine if the applicant meets the "good moral character" requirement?

 A) Only convictions are considered
 B) Only felonies are considered
 C) A substantial connection between the lack of good moral character and professional
responsibilities; clear and convincing evidence standard
 D) No background check is required for CAM applicants

Answer: C
Explanation: F.S. 468.433(2)(b) specifies that the department may refuse certification only
if (1) there is a substantial connection between the lack of good moral character and the
professional responsibilities of a CAM, and (2) the finding is supported by clear and
convincing evidence. A criminal history records check is required for all applicants .




5. A person who provides community association management services without a
license may:

 A) Be fined but not criminally charged
 B) Have the application denied for lack of good moral character
 C) Receive a warning letter from DBPR

,  D) Face no consequences if services were provided to family members

Answer: B
Explanation: F.S. 468.433(2)(b)(3) states that an applicant found to have provided
management services requiring licensure without the requisite license may be found
unqualified. The department may refuse to certify an applicant based on this conduct as it
relates to good moral character .




6. Which of the following is NOT required to be submitted with a CAM license
application?

 A) Complete set of fingerprints
 B) Proof of completing pre-licensure education
 C) Proof of passing the CAM examination
 D) Financial statement or credit report

Answer: D
Explanation: The DBPR requires applicants to be at least 18, complete pre-licensure
education, submit fingerprints for a background check, pass the examination, and pay the
required fee. A financial statement or credit report is not part of the licensing
requirements .




7. If the DBPR finds that an applicant lacks good moral character, what must the
department provide to the applicant?

 A) A warning letter
 B) A statement containing findings, a complete record of the evidence, and notice of the
rights to rehearing and appeal
 C) A referral to a rehabilitation program
 D) An opportunity to reapply in 6 months

Answer: B
Explanation: F.S. 468.433(2)(c) requires that when an applicant is found unqualified due to
lack of good moral character, the department must furnish the applicant with a statement