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Michigan Personal Lines Insurance
Exam Prep 2026/2027 | Complete Study
Guide | Practice Questions, Answer
Explanations & Insurance Producer
Licensing
Termination of Insurance for auto and home must be sent to last know address no later than
30 days before cancellation
Termination of casualty insurance cannot take place until- from the mailing date
10 days
PIP in auto insurance covers individual care from a family member for
a limit of $20 a day for three years
limited collision
shall pay for collision damage to the insured vehicle without a deductible amount when the
operator of the vehicle is not substantially at fault in the accident from which the damage arose.
, /////…/.//,.,./.,./.,..,..//…,,…..,,,,,..////.,.,.,[]][‘;@@@2../././/…../////…/;;;.//
Broad from collision
shall pay for collision damage to the insured vehicle regardless of fault, the deductibles shall be
waived if the operator of the vehicle is not at fault in the accident
Standard Collision
which has a deductible for at-fault and non-fault accidents.
Personal Protection Insurance (PPI) benefits
pay up to $1 million per accident for damage done to property arising from the ownership,
operation or maintenance, or use of motor vehicle
20/40/10
Michigan limits of auto insurance $20,000 for bodily injury or death for one accident..$40,000
for bodily injury or death of more than one person for any one accident...$10,000 for damage
property of others for any one accident.
Notice of canellation of auto insurance must be mailed out
20 days prior to the cancellation date
non OEM parts
can be requested by the insurer only if the insured receives a written estimate of repairs that
clearly identifies each non-OEM aftermarket crash part
Michigan Personal Lines Insurance
Exam Prep 2026/2027 | Complete Study
Guide | Practice Questions, Answer
Explanations & Insurance Producer
Licensing
Termination of Insurance for auto and home must be sent to last know address no later than
30 days before cancellation
Termination of casualty insurance cannot take place until- from the mailing date
10 days
PIP in auto insurance covers individual care from a family member for
a limit of $20 a day for three years
limited collision
shall pay for collision damage to the insured vehicle without a deductible amount when the
operator of the vehicle is not substantially at fault in the accident from which the damage arose.
, /////…/.//,.,./.,./.,..,..//…,,…..,,,,,..////.,.,.,[]][‘;@@@2../././/…../////…/;;;.//
Broad from collision
shall pay for collision damage to the insured vehicle regardless of fault, the deductibles shall be
waived if the operator of the vehicle is not at fault in the accident
Standard Collision
which has a deductible for at-fault and non-fault accidents.
Personal Protection Insurance (PPI) benefits
pay up to $1 million per accident for damage done to property arising from the ownership,
operation or maintenance, or use of motor vehicle
20/40/10
Michigan limits of auto insurance $20,000 for bodily injury or death for one accident..$40,000
for bodily injury or death of more than one person for any one accident...$10,000 for damage
property of others for any one accident.
Notice of canellation of auto insurance must be mailed out
20 days prior to the cancellation date
non OEM parts
can be requested by the insurer only if the insured receives a written estimate of repairs that
clearly identifies each non-OEM aftermarket crash part
