MHA 708 EXAM C QUESTIONS AND ANSWERS
1. What proportion of insured Americans have private health
insurance versus public insurance?: 62% - private
28% public
2. What were the four major impacts of the recent healthcare
reform?: a. 26 yo and younger -parent ins plan
b. ACA marketplace introduced
c. preexisting cond eliminated
d. uninsured was less than 9%
3. Stats on NHE as part of GDP and what are per Capita
Spending on USA HC?: 18.5 % GDP
HC Capita in 2020 -12,530 19.2% inflation due to Covid
4. US Health Spending Distribution: Personal
Health Exp 85% Public Health Exp 10%
Investments Exp 5%
5. What % of money for HC comes from private insurance? OOP?
Govt?: Priv Ins = 32%
OOP - 11%
Govt =40%
6. What money % in HC goes to hosp, drs, rx, nh/hh, and dental?:
1/9
, hospitals 31%, Doctors 20%
Rx - 10%, RN Homes/HH -
9% Dental 5%
7. What factors drive high HC costs in USA?: curing disease over
prevention (reactive) extensive technology use
ineflcient 3rd party payor
system aging population
(demographic shift) waste
and abuse
Inflation
Defensive medicine
8. What is the number one driver of HC costs?: PRICE
2/9
1. What proportion of insured Americans have private health
insurance versus public insurance?: 62% - private
28% public
2. What were the four major impacts of the recent healthcare
reform?: a. 26 yo and younger -parent ins plan
b. ACA marketplace introduced
c. preexisting cond eliminated
d. uninsured was less than 9%
3. Stats on NHE as part of GDP and what are per Capita
Spending on USA HC?: 18.5 % GDP
HC Capita in 2020 -12,530 19.2% inflation due to Covid
4. US Health Spending Distribution: Personal
Health Exp 85% Public Health Exp 10%
Investments Exp 5%
5. What % of money for HC comes from private insurance? OOP?
Govt?: Priv Ins = 32%
OOP - 11%
Govt =40%
6. What money % in HC goes to hosp, drs, rx, nh/hh, and dental?:
1/9
, hospitals 31%, Doctors 20%
Rx - 10%, RN Homes/HH -
9% Dental 5%
7. What factors drive high HC costs in USA?: curing disease over
prevention (reactive) extensive technology use
ineflcient 3rd party payor
system aging population
(demographic shift) waste
and abuse
Inflation
Defensive medicine
8. What is the number one driver of HC costs?: PRICE
2/9
