VERIFIED QUESTIONS AND ANSWERS 2026/2027
HIGHLY TOP-RATED
Archer works as a representative focused on the senior marketplace. What would be
considered prohibited activity by Archer? - ANSWER-Implying that only seniors can enroll in a
Medicare Advantage plan when meeting with Mr. Lynn, who is 58 but qualifies for Medicare
because he is disabled.
Ms. Moss decided to remain in Original Medicare (Parts A and B) and Part D during the Annual
Enrollment Period (AEP). At the beginning of January, her neighbor told her about the Medicare
Advantage (MA) plan he selected. He also told her there was an open enrollment period that
she might be able to use to enroll in an MA plan. Ms. Moss comes to you for advice shortly after
speaking to her neighbor. What should you tell her? - ANSWER-There is an MA Open
Enrollment Period (OEP) that takes place between January 1 and March 31, but Ms. Moss
cannot use it because eligibility to use the OEP is available only to MA enrollees.
You are doing a sales presentation for Mrs. Mayo. You know that Medicare marketing
guidelines prohibit certain types of statements. Apply those guidelines to the following
statements and identify which would be prohibited. - ANSWER-"If you're not in very good
health, you will probably do better with a different product."
Mrs. Pearson is newly eligible to enroll in a Medicare Advantage plan and her MA Initial
Coverage Election Period (ICEP) has just begun. Which of the following can she not do during
the ICEP? - ANSWER-She can enroll in a Medigap plan to supplement the benefits of the MA
plan that she's also enrolling in.
Mrs. Silva is in her Medicare initial coverage election period (ICEP) and the date of her
entitlement to Part A and B has already occurred. Mrs. Silva has just signed up for a Medicare
Advantage plan on the second of the month. She is leaving for vacation in two weeks and wants
to know if her new coverage will start before she leaves. What should you tell her? - ANSWER-
Typically, her coverage would begin on the first day of the next month, so she should not
expect her coverage to begin before she leaves.
Miles is a licensed agent who represents Colgate Health and its Medicare Advantage (MA)
plans. Miles has several clients who have recently come to him for help. They are in their initial
coverage periods) (ICEP) and are interested in enrolling in one of Colgate Health's MA plans.
Adam will soon turn 68 and has decided to retire. Betty is about to turn 65 and has also decided
to retire. Adam and Betty both currently have coverage through Colgate Health. Charles had
health coverage through Colgate but dropped the coverage when he retired early to travel to
Europe. Charles has just turned age 65 and is now back in the United States. Diedre, who will