AHIP EXAM LATEST (2025/2026) |
COMPLETE 320 ACTUAL EXAM
QUESTIONS AND CORRECT DETAILED
ANSWERS (VERIFIED ANSWERS) ALREADY
GRADED A+ | BRAND NEW!!
Question 1 of 320
Mrs. Turner is comparing her employer's retiree insurance to Original Medicare
and would like to know which of the following services Original Medicare will
cover if the appropriate criteria are met. What could you tell her?
A. Dental services
B. Routine vision exams
C. Ambulance services
D. Hearing aids
Correct Answer: C. Ambulance services
Question 2 of 320
Under Original Medicare, what is the inpatient hospital co-payment structure?
A. A single deductible for the first 60 days, then a per-day coinsurance through day
90
B. No deductible for the first 30 days
C. A flat rate for the entire stay
D. No co-payment for any stay
Correct Answer: A. A single deductible for the first 60 days, then a per-day
coinsurance through day 90
Question 3 of 320
,Mr. Rainey is covered by Original Medicare. How many inpatient hospital stays is
he entitled to?
A. One stay per year
B. Three stays per year
C. As many stays as are needed, as long as no single stay exceeds 190 days
D. Unlimited stays with no restrictions
Correct Answer: C. As many stays as are needed, as long as no single stay
exceeds 190 days
Question 4 of 320
Medicare is a program for:
A. People age 65 or older only
B. People under age 65 with certain disabilities
C. People of any age with end-stage renal disease
D. All of the above
Correct Answer: D. All of the above
Question 5 of 320
Mrs. Shields is covered by Original Medicare. She sustained a hip fracture and
needs a month or two of nursing and rehabilitative care. What should you tell her
about Original Medicare's coverage of care in a skilled nursing facility?
A. Medicare will not cover any skilled nursing facility care
B. Medicare will cover the first 20 days of care, after which she would have a
copay until day 100
C. Medicare will cover all costs for up to 6 months
D. Medicare will cover care only if she has a Medigap plan
Correct Answer: B. Medicare will cover the first 20 days of care, after which
she would have a copay until day 100
Question 6 of 320
,Which of the following is NOT covered by Original Medicare?
A. Inpatient hospital care
B. Skilled nursing facility care
C. Routine dental care
D. Home health services
Correct Answer: C. Routine dental care
Question 7 of 320
What is the Medicare Part A deductible structure for inpatient hospital stays?
A. A single deductible for the first 60 days
B. A separate deductible for each day of the stay
C. No deductible for inpatient stays
D. A deductible that varies by hospital
Correct Answer: A. A single deductible for the first 60 days
Question 8 of 320
Original Medicare Part B covers which of the following?
A. Inpatient hospital stays
B. Physician services
C. Prescription drugs
D. Long-term care
Correct Answer: B. Physician services
Question 9 of 320
A beneficiary enrolled in Original Medicare Parts A and B receives a Medicare
Summary Notice (MSN). What is the purpose of this notice?
A. To bill the beneficiary for all services received
B. To summarize services received and payments made by Medicare
C. To enroll the beneficiary in a Medicare Advantage plan
D. To provide information about prescription drug coverage
, Correct Answer: B. To summarize services received and payments made by
Medicare
Question 10 of 320
Mr. Capadona would like to purchase a Medicare Advantage (MA) plan and a
Medigap plan. What should you tell him?
A. He can enroll in both plans simultaneously
B. He cannot enroll in both a Medicare Advantage plan and a Medigap plan
C. He can enroll in both but must pay full premiums for both
D. He can enroll in both only during the Annual Enrollment Period
Correct Answer: B. He cannot enroll in both a Medicare Advantage plan and
a Medigap plan
Question 11 of 320
Which of the following is true about Medicare Part A?
A. It requires a monthly premium for all beneficiaries
B. It is premium-free for most beneficiaries who have paid Medicare taxes
C. It covers prescription drugs
D. It covers routine vision and dental care
Correct Answer: B. It is premium-free for most beneficiaries who have paid
Medicare taxes
Question 12 of 320
Medicare Part B coverage includes all of the following EXCEPT:
A. Outpatient hospital services
B. Physician services
C. Durable medical equipment
D. Long-term custodial care
Correct Answer: D. Long-term custodial care
COMPLETE 320 ACTUAL EXAM
QUESTIONS AND CORRECT DETAILED
ANSWERS (VERIFIED ANSWERS) ALREADY
GRADED A+ | BRAND NEW!!
Question 1 of 320
Mrs. Turner is comparing her employer's retiree insurance to Original Medicare
and would like to know which of the following services Original Medicare will
cover if the appropriate criteria are met. What could you tell her?
A. Dental services
B. Routine vision exams
C. Ambulance services
D. Hearing aids
Correct Answer: C. Ambulance services
Question 2 of 320
Under Original Medicare, what is the inpatient hospital co-payment structure?
A. A single deductible for the first 60 days, then a per-day coinsurance through day
90
B. No deductible for the first 30 days
C. A flat rate for the entire stay
D. No co-payment for any stay
Correct Answer: A. A single deductible for the first 60 days, then a per-day
coinsurance through day 90
Question 3 of 320
,Mr. Rainey is covered by Original Medicare. How many inpatient hospital stays is
he entitled to?
A. One stay per year
B. Three stays per year
C. As many stays as are needed, as long as no single stay exceeds 190 days
D. Unlimited stays with no restrictions
Correct Answer: C. As many stays as are needed, as long as no single stay
exceeds 190 days
Question 4 of 320
Medicare is a program for:
A. People age 65 or older only
B. People under age 65 with certain disabilities
C. People of any age with end-stage renal disease
D. All of the above
Correct Answer: D. All of the above
Question 5 of 320
Mrs. Shields is covered by Original Medicare. She sustained a hip fracture and
needs a month or two of nursing and rehabilitative care. What should you tell her
about Original Medicare's coverage of care in a skilled nursing facility?
A. Medicare will not cover any skilled nursing facility care
B. Medicare will cover the first 20 days of care, after which she would have a
copay until day 100
C. Medicare will cover all costs for up to 6 months
D. Medicare will cover care only if she has a Medigap plan
Correct Answer: B. Medicare will cover the first 20 days of care, after which
she would have a copay until day 100
Question 6 of 320
,Which of the following is NOT covered by Original Medicare?
A. Inpatient hospital care
B. Skilled nursing facility care
C. Routine dental care
D. Home health services
Correct Answer: C. Routine dental care
Question 7 of 320
What is the Medicare Part A deductible structure for inpatient hospital stays?
A. A single deductible for the first 60 days
B. A separate deductible for each day of the stay
C. No deductible for inpatient stays
D. A deductible that varies by hospital
Correct Answer: A. A single deductible for the first 60 days
Question 8 of 320
Original Medicare Part B covers which of the following?
A. Inpatient hospital stays
B. Physician services
C. Prescription drugs
D. Long-term care
Correct Answer: B. Physician services
Question 9 of 320
A beneficiary enrolled in Original Medicare Parts A and B receives a Medicare
Summary Notice (MSN). What is the purpose of this notice?
A. To bill the beneficiary for all services received
B. To summarize services received and payments made by Medicare
C. To enroll the beneficiary in a Medicare Advantage plan
D. To provide information about prescription drug coverage
, Correct Answer: B. To summarize services received and payments made by
Medicare
Question 10 of 320
Mr. Capadona would like to purchase a Medicare Advantage (MA) plan and a
Medigap plan. What should you tell him?
A. He can enroll in both plans simultaneously
B. He cannot enroll in both a Medicare Advantage plan and a Medigap plan
C. He can enroll in both but must pay full premiums for both
D. He can enroll in both only during the Annual Enrollment Period
Correct Answer: B. He cannot enroll in both a Medicare Advantage plan and
a Medigap plan
Question 11 of 320
Which of the following is true about Medicare Part A?
A. It requires a monthly premium for all beneficiaries
B. It is premium-free for most beneficiaries who have paid Medicare taxes
C. It covers prescription drugs
D. It covers routine vision and dental care
Correct Answer: B. It is premium-free for most beneficiaries who have paid
Medicare taxes
Question 12 of 320
Medicare Part B coverage includes all of the following EXCEPT:
A. Outpatient hospital services
B. Physician services
C. Durable medical equipment
D. Long-term custodial care
Correct Answer: D. Long-term custodial care
