PHPM 310 Final Review exaM latest UPdate 2025|
QUestions and CoRReCt answeRs | GRade a | 100%
CoRReCt
Medical malpractice "crises" are best explained by:
(Crises: when the doctors premiums get ridiculously expensive for a while, nothing to do with
malpractice but rather economic cycles - DETAILED ANSWER -Competitions amongst
insurance
The need for malpractice reform is driven by - DETAILED ANSWER -physician dissatisfaction
with malpractice premiums
-> tort reform: making it harder to sue physicians
Tort reforms are likely to reduce consumer spending on healthcare (lower healthcare insurance
premiums)
T or F - DETAILED ANSWER -False: tort reforms are good for doctors but not good for doctors
Which statement regarding negligent injury and malpractice claims is true?
-Most patients who are negligently injured sue
-Most suits are brought by patients who have been negligently injured - DETAILED ANSWER
Neither
Which tort reform is most likely to improve the efficiency and fairness of the medical
malpractice system and be politically feasible in the US? - DETAILED ANSWER -holding
organizations, not individual physicians, liable
Goals of the medical malpractice system include:
,-Deter medical negligence
-Remunerate patients for injuries suffered due to negligence
-Both
-Neither - DETAILED ANSWER -Both
Medical malpractice claims involved both civil and criminal penalties
T or F - DETAILED ANSWER -False: most civil penalties
The direct costs associated with malpractice (ex: awards, legal defense, court costs, etc.) exceed
10% of total health spending
T or F - DETAILED ANSWER -False: because there it not that many cases and spend so much
on healthcare
Most injuries return a verdict favoring got plaintiff (patient)
T or F - DETAILED ANSWER -False
Plaintiffs more likely to win a malpractice case when evidence of negligence is higher
T or F - DETAILED ANSWER -True
In Dr. Gerald's opinion, which is a more important problem? - DETAILED ANSWER -Medical
errors
What is the most important problem with our current medical malpractice system -Accuracy
-Cost - DETAILED ANSWER -Accuracy
Over the past 10-15 years, the number of medical malpractice suits has been increasing
T or F - DETAILED ANSWER -False
, The largest absolute reduction in the percent of Americans without health insurance occurred
among this income group - DETAILED ANSWER -<138% of the FPL
After the ACA, there was a significant increase in the number of Americans who obtained health
insurance from this source:
-Employers
-Government: Medicaid expansion
-Both
-Neither - DETAILED ANSWER -Government: Medicaid expansion
After the ACA, this income group was more likely to have total medical expenditures that
exceeded 19.5% of their income
-<138% of the FPL
-138-250% of the FPL
-250-400% of the FPL
-all of the above were less likely to have total medical expenditures that exceeded 19.5% of their
income - DETAILED ANSWER -250-400% of the FPL
Because they fell into the gap; not rich enough to have private insurance and not poor enough
to have ACA
Today, which income group has the greatest risk of being uninsured?
-<138% of the FPL
-138-250% of the FPL
-250-400% of the FPL
->400% of the FPL - DETAILED ANSWER -<138% of the FPL: not all states expanded Medicaid
QUestions and CoRReCt answeRs | GRade a | 100%
CoRReCt
Medical malpractice "crises" are best explained by:
(Crises: when the doctors premiums get ridiculously expensive for a while, nothing to do with
malpractice but rather economic cycles - DETAILED ANSWER -Competitions amongst
insurance
The need for malpractice reform is driven by - DETAILED ANSWER -physician dissatisfaction
with malpractice premiums
-> tort reform: making it harder to sue physicians
Tort reforms are likely to reduce consumer spending on healthcare (lower healthcare insurance
premiums)
T or F - DETAILED ANSWER -False: tort reforms are good for doctors but not good for doctors
Which statement regarding negligent injury and malpractice claims is true?
-Most patients who are negligently injured sue
-Most suits are brought by patients who have been negligently injured - DETAILED ANSWER
Neither
Which tort reform is most likely to improve the efficiency and fairness of the medical
malpractice system and be politically feasible in the US? - DETAILED ANSWER -holding
organizations, not individual physicians, liable
Goals of the medical malpractice system include:
,-Deter medical negligence
-Remunerate patients for injuries suffered due to negligence
-Both
-Neither - DETAILED ANSWER -Both
Medical malpractice claims involved both civil and criminal penalties
T or F - DETAILED ANSWER -False: most civil penalties
The direct costs associated with malpractice (ex: awards, legal defense, court costs, etc.) exceed
10% of total health spending
T or F - DETAILED ANSWER -False: because there it not that many cases and spend so much
on healthcare
Most injuries return a verdict favoring got plaintiff (patient)
T or F - DETAILED ANSWER -False
Plaintiffs more likely to win a malpractice case when evidence of negligence is higher
T or F - DETAILED ANSWER -True
In Dr. Gerald's opinion, which is a more important problem? - DETAILED ANSWER -Medical
errors
What is the most important problem with our current medical malpractice system -Accuracy
-Cost - DETAILED ANSWER -Accuracy
Over the past 10-15 years, the number of medical malpractice suits has been increasing
T or F - DETAILED ANSWER -False
, The largest absolute reduction in the percent of Americans without health insurance occurred
among this income group - DETAILED ANSWER -<138% of the FPL
After the ACA, there was a significant increase in the number of Americans who obtained health
insurance from this source:
-Employers
-Government: Medicaid expansion
-Both
-Neither - DETAILED ANSWER -Government: Medicaid expansion
After the ACA, this income group was more likely to have total medical expenditures that
exceeded 19.5% of their income
-<138% of the FPL
-138-250% of the FPL
-250-400% of the FPL
-all of the above were less likely to have total medical expenditures that exceeded 19.5% of their
income - DETAILED ANSWER -250-400% of the FPL
Because they fell into the gap; not rich enough to have private insurance and not poor enough
to have ACA
Today, which income group has the greatest risk of being uninsured?
-<138% of the FPL
-138-250% of the FPL
-250-400% of the FPL
->400% of the FPL - DETAILED ANSWER -<138% of the FPL: not all states expanded Medicaid
