State farm auto external claim Resource
Certification Exam questions and answers
2026\2027 A+ Grade
You're preparing an estimate on a customer's vehicle that requires refinishing of the hood and right
front fender only. The hood is the first panel listed on the estimate. According to most Collision
Estimating Guides, would refinish overlap be applicable on the hood? Choose the most correct
statement.
Select the single best answer:
A. Overlap would not be applicable on the hood refinish time as it's the first major panel. A refinish
overlap deduction would be applicable to the fender refinish time as it's an adjacent major panel.
B. A refinish overlap deduction would be applicable to the hood refinish time as it's the first major panel.
A refinish overlap deduction would also be applicable to the fender refinish time as it's an adjacent
major panel.
C. Overlap would not be applicable to the hood refinish time or to the fender refinish time as they are
not defined as major panel.
- correct answer B.)A refinish overlap deduction would be applicable to the hood refinish time as it's the
first major panel. A refinish overlap deduction would also be applicable to the fender refinish time as it's
an adjacent major pane
When estimating vehicle damage, if its determined a repair operation is necessary, you should include a
separate line item allowance on your estimate.
T or F
- correct answer True
State Farm customers can have their vehicles repaired at the repair facility of their choice.
, T or F
- correct answer True
According to State Farm Guidelines, would betterment potentially apply when refinishing a complete
vehicle?
Yes or No
- correct answer Yes
The prices State Farm pays for most repair operations is determined from:
A.) Printed or Electronic price guide
B.) Repair facility survey results
C.)Judgement Time
D.) All of the above
E.) Only A and C
- correct answer All of the above
According to current State Farm guidelines, its ACCEPTABLE to specify aftermarket/non- oem Sheet
metal ( Hoods, Fenders, Deck lids) on State Farm estimates
T or F
- correct answer False
According to current State Farm guidelines, its ACCEPTABLE to specify aftermarket/ non- oem
mechanical parts (radiators, exhaust, suspension components) on State Farm estimates.
T or F
- correct answer True
Certification Exam questions and answers
2026\2027 A+ Grade
You're preparing an estimate on a customer's vehicle that requires refinishing of the hood and right
front fender only. The hood is the first panel listed on the estimate. According to most Collision
Estimating Guides, would refinish overlap be applicable on the hood? Choose the most correct
statement.
Select the single best answer:
A. Overlap would not be applicable on the hood refinish time as it's the first major panel. A refinish
overlap deduction would be applicable to the fender refinish time as it's an adjacent major panel.
B. A refinish overlap deduction would be applicable to the hood refinish time as it's the first major panel.
A refinish overlap deduction would also be applicable to the fender refinish time as it's an adjacent
major panel.
C. Overlap would not be applicable to the hood refinish time or to the fender refinish time as they are
not defined as major panel.
- correct answer B.)A refinish overlap deduction would be applicable to the hood refinish time as it's the
first major panel. A refinish overlap deduction would also be applicable to the fender refinish time as it's
an adjacent major pane
When estimating vehicle damage, if its determined a repair operation is necessary, you should include a
separate line item allowance on your estimate.
T or F
- correct answer True
State Farm customers can have their vehicles repaired at the repair facility of their choice.
, T or F
- correct answer True
According to State Farm Guidelines, would betterment potentially apply when refinishing a complete
vehicle?
Yes or No
- correct answer Yes
The prices State Farm pays for most repair operations is determined from:
A.) Printed or Electronic price guide
B.) Repair facility survey results
C.)Judgement Time
D.) All of the above
E.) Only A and C
- correct answer All of the above
According to current State Farm guidelines, its ACCEPTABLE to specify aftermarket/non- oem Sheet
metal ( Hoods, Fenders, Deck lids) on State Farm estimates
T or F
- correct answer False
According to current State Farm guidelines, its ACCEPTABLE to specify aftermarket/ non- oem
mechanical parts (radiators, exhaust, suspension components) on State Farm estimates.
T or F
- correct answer True
