CISR Test Questions with Correct Answers 2026 | Latest Verified Answers | Certified Insurance Service Representative (CISR) Complete Study Guide | Grade A+ Exam Prep

CISR TEST QUESTIONS WITH CORRECT
gh gh gh gh




ANSWERS 2025 gh gh


Direct ghLoss gh- ghCORRECT ghANSWER gh-losses ghthat ghoccur ghdirectly ghbecause ghof gh an ghevent



indirect ghloss gh- ghCORRECT ghANSWER gh-
time ghelement, ghlosses ghthat ghresult ghfrom ghan ghinsureds ghinability ghto ghuse ghproperty ghbecause ghof
ghdirect ghlos g h s




First ghnamed ghinsured ghrights gh- ghCORRECT ghANSWER gh-- ghright ghto ghcancel

- right ghto ghmodify

- responsible ghfor ghall ghpayments

- receive ghnotice ghto ghcancellation



Basic ghCause ghof ghLoss ghForm gh- ghCORRECT ghANSWER gh-- ghfire ghand ghlighting

- explosion

- vandalism

- sprinkler ghleakage

- windstorm ghor ghhail

- smoke

- aircraft ghor ghvehicle

- riot ghor ghcivil ghcommotion

- sinkhole ghcollapse

- volcanic ghaction



basic/broad ghform ghcause ghof ghloss ghexclusions gh- ghCORRECT ghANSWER gh-- ghgovernmental ghaction

- earth ghmovement

, - nuclear ghhazard

- utility ghservices

- war ghor ghmilitary ghaction

- water

- fungus, ghwet ghrot, ghdry ghrot, ghbacteria

- ruptured ghor ghburst ghwater ghpipe



special ghexclusions gh(only ghapplies ghto ghBusiness ghincome ghand ghextra ghexpense ghform) gh-
ghCORRECT ghANSWER gh-- ghloss ghor ghdamage ghor ghdestruction ghof ghfinished ghgoods/stock



- time ghrequired ghto ghreproduce ghstock

- losses ghcauses ghto ghradio ghantennae ghor ghtowers

- delays ghin ghrebuilding ghdue ghto ghinterference ghfrom ghstrikes

- any ghother ghconsequential ghlosses ghnot ghin ghform



broad ghform ghcoverage gh- ghCORRECT ghANSWER gh-- ghwater ghleakage ghfrom ghappliances

- falling ghobjects

- weight ghof ghsnow ghsleet ghor ghice

- collapse gh(covered ghfrom ghweight ghof ghproperty ghor ghpeople, ghrain, ghcaused ghby ghany ghof ghthe
ghnamed ghperils)



- collapse ghincluded ghwithin ghpolicy ghlimits, ghnot ghan gh exception



collapse ghcoverage ghexclusions gh- ghCORRECT ghANSWER gh--
not ghcovered ghif ghinsured ghknows ghabout ghit ghor ghshould ghhave ghknown ghabout ghit

- dependent ghon ghwhen ghcollapse ghoccurred

- once ghbuilt, ghonly ghcovered ghif ghone ghof ghthe ghnamed ghperils



special ghform gh- ghopen ghperil ghpolicy gh(everything ghcovered, ghexcept ghthese ghthings) gh- ghCORRECT
ghANSWER gh- gh22 ghof ghthem