CISR Commercial Casualty I Lesson 1 L Questions
gh gh gh gh gh gh gh
with Correct Answers 2025
gh gh gh gh
Legal ghLiability gh- ghCORRECT ghANSWER gh-
A ghresponsibility ghor ghobligation ghto ghothers, ghwhich ghcourts ghrecognize ghand ghenforce. ghIn ghgeneral
ghfailure ght gho ghmeet ghthis ghduty ghoften ghresults ghin ghthe ghimposition ghof ghmonetary ghdamages.
3 ghTypes ghof ghLegal ghLiability gh- ghCORRECT ghANSWER gh-
Tort ghLiability, ghStatutory ghLiability, ghContractual ghLiability
4 ghTypes ghof ghTort ghLiability gh- ghCORRECT ghANSWER gh-
Negligence, ghIntentional ghTorts, ghStrict ghLiability, ghAbsolute ghLiability
Name ghthe ghfour ghrequirements ghof gha ghnegligent ghtort gh(long ghversion) gh- ghCORRECT ghANSWER gh-
1. ghDuty ghowed ghby ghnegligent ghparty ghto ghanother ghparty, gh2. ghBreach ghof ghthat ghDuty, gh3. ghActual
ghInjury ghor ghLo ghss ghmust ghoccur, gh4. ghThere ghhas ghto ghbe gha ghclose ghcause ghand gheffect gh(proximate
ghcause) ghrelationship ghbetwe ghen ghthe ghbreach ghof ghthat ghduty ghand ghthe ghinjury ghor ghloss.
4 ghrequirements ghof gha ghnegligent ghtort gh(short ghversion) gh- ghCORRECT ghANSWER gh-
1. ghDuty ghowed, gh2. ghBreach ghof ghDuty, gh3. ghProximate ghCause, gh4. ghDamages
Intentional ghTort ghDefinition gh- ghCORRECT ghANSWER gh-
An ghintentional ghor ghvoluntary ghact ghwhere ghthe ghperson ghor ghorganization ghcommitting ghthe ghact ghis
ghexpressl ghy ghor ghimplicitly ghdeemed ghto ghhave ghpossessed ghintent ghor ghpurpose ghto ghinjure. ghThe
ghperson ghor ghorganizatio ghn ghcommitting ghthe ghact ghcan ghbe ghheld ghlegally ghliable ghfor ghthat ghinjury
ghor ghloss.
Intentional ghTort ghExamples gh- ghCORRECT ghANSWER gh-
1. ghLibel, gh2. ghSlander, gh3. ghWrongful ghentry ghor ghwrongful gheviction, gh4. ghAssault ghand/or ghbattery,
gh5. ghWrongf ghul ghdetention, gh6. ghFalse ghArrest, gh7. ghCopyright ghinfringement, ghtrademark
ghinfringement, ghetc...
Strict ghLiability gh(Tort) ghDefinition gh- ghCORRECT ghANSWER gh-
Concept ghapplied ghby ghthe ghcourts ghin ghproduct ghliability ghsuits ghin ghwhich gha ghmanufacturer,
ghdistributor gh or ghs
, eller ghis ghliable ghfor ghany ghand ghall ghdefective ghor ghhazardous ghproducts ghthat ghunduly ghthreaten gha
ghconsumer' ghs ghhealth ghand ghsafety.
Strict ghLiability gh(Tort-Products ghLiability) ghCoverage ghtrigger gh- ghCORRECT ghANSWER gh-
Has ghto ghbe ghproved ghthat ghthe ghproduct ghthat ghcaused ghthe ghdamage ghwas ghdefective ghand ghthe
ghdefect ghrende ghred ghthat ghproduct ghunreasonably ghdangerous. ghThe ghelement ghof ghproximate
ghcause ghis ghnot ghapplicable.
Defective ghProduct gh(Tort-Strict/Products ghLiability) gh- ghCORRECT ghANSWER gh-
A ghdefect ghin ghmanufacture, ghdesign ghor ghfailure ghto ghadequately ghwarn ghof gha ghhazard ghinvolved ghin
ghthe ghfores gheeable ghuse ghof ghthe ghproduct. gh(ladder ghthat ghonly ghholds gh250 ghpounds ghbut ghdoesn't
ghhave ghthat ghclearly ghdis ghplayed ghas gha ghwarning ghon ghthe ghproduct)
Absolute ghLiability gh(Tort) ghDefinition gh- ghCORRECT ghANSWER gh-
When ghconditions ghor ghactivities ghare ghinherently ghdangerous. ghLiability ghwithout ghregard ghto ghfault.
ghCertai g h n ghactivities ghcreate ghsuch gha ghserious ghrisk ghof ghharm ghthat ghit ghis ghjustifiable ghto ghplace
ghliability ghfor ghany ghinjury ghor ghdamage ghon ghthe ghperson ghor ghorganization ghengaging ghin ghthe
ghactivity, gheven ghwhat ghevery ghprecaution ght gho ghprevent ghor ghreduce ghdamages ghhas ghbeen ghtaken.
ghAll ghthat ghhas ghto ghbe ghproved ghis ghthat ghan ghinjury ghor ghda ghmage ghoccurred ghbecause ghof ghthe
ghactivities.
Absolute ghLiability gh(Tort) ghExamples gh- ghCORRECT ghANSWER gh-
1. ghExplosive ghor ghblasting ghoperations, gh2. ghDangerous ghanimals, gh3. ghHazardous ghmaterial ghoperations
Statutory ghLiability ghDefinition gh- ghCORRECT ghANSWER gh-
Liability gharising ghout ghof ghspecific ghrules ghor ghlaws gh(statutes) ghenacted ghby gha ghlegislative ghbody
ghproviding ghdi ghrection ghor ghprohibition.
Statutory ghLiability ghExamples gh- ghCORRECT ghANSWER gh-
1. ghWorkers ghCompensation ghStatutes, gh2. ghDram ghShop ghor ghLiquor ghLiability ghStatutes, gh3.
ghEnvironmental ghProtection ghStatutes, gh4. ghAmericans ghWith ghDisabilities ghAct, ghrelated ghrulings
ghand ghstate ghstatutes, gh5. ghEm ghployment ghLiability ghthrough ghstatutes ghand ghEEOC ghrulings
gh gh gh gh gh gh gh
with Correct Answers 2025
gh gh gh gh
Legal ghLiability gh- ghCORRECT ghANSWER gh-
A ghresponsibility ghor ghobligation ghto ghothers, ghwhich ghcourts ghrecognize ghand ghenforce. ghIn ghgeneral
ghfailure ght gho ghmeet ghthis ghduty ghoften ghresults ghin ghthe ghimposition ghof ghmonetary ghdamages.
3 ghTypes ghof ghLegal ghLiability gh- ghCORRECT ghANSWER gh-
Tort ghLiability, ghStatutory ghLiability, ghContractual ghLiability
4 ghTypes ghof ghTort ghLiability gh- ghCORRECT ghANSWER gh-
Negligence, ghIntentional ghTorts, ghStrict ghLiability, ghAbsolute ghLiability
Name ghthe ghfour ghrequirements ghof gha ghnegligent ghtort gh(long ghversion) gh- ghCORRECT ghANSWER gh-
1. ghDuty ghowed ghby ghnegligent ghparty ghto ghanother ghparty, gh2. ghBreach ghof ghthat ghDuty, gh3. ghActual
ghInjury ghor ghLo ghss ghmust ghoccur, gh4. ghThere ghhas ghto ghbe gha ghclose ghcause ghand gheffect gh(proximate
ghcause) ghrelationship ghbetwe ghen ghthe ghbreach ghof ghthat ghduty ghand ghthe ghinjury ghor ghloss.
4 ghrequirements ghof gha ghnegligent ghtort gh(short ghversion) gh- ghCORRECT ghANSWER gh-
1. ghDuty ghowed, gh2. ghBreach ghof ghDuty, gh3. ghProximate ghCause, gh4. ghDamages
Intentional ghTort ghDefinition gh- ghCORRECT ghANSWER gh-
An ghintentional ghor ghvoluntary ghact ghwhere ghthe ghperson ghor ghorganization ghcommitting ghthe ghact ghis
ghexpressl ghy ghor ghimplicitly ghdeemed ghto ghhave ghpossessed ghintent ghor ghpurpose ghto ghinjure. ghThe
ghperson ghor ghorganizatio ghn ghcommitting ghthe ghact ghcan ghbe ghheld ghlegally ghliable ghfor ghthat ghinjury
ghor ghloss.
Intentional ghTort ghExamples gh- ghCORRECT ghANSWER gh-
1. ghLibel, gh2. ghSlander, gh3. ghWrongful ghentry ghor ghwrongful gheviction, gh4. ghAssault ghand/or ghbattery,
gh5. ghWrongf ghul ghdetention, gh6. ghFalse ghArrest, gh7. ghCopyright ghinfringement, ghtrademark
ghinfringement, ghetc...
Strict ghLiability gh(Tort) ghDefinition gh- ghCORRECT ghANSWER gh-
Concept ghapplied ghby ghthe ghcourts ghin ghproduct ghliability ghsuits ghin ghwhich gha ghmanufacturer,
ghdistributor gh or ghs
, eller ghis ghliable ghfor ghany ghand ghall ghdefective ghor ghhazardous ghproducts ghthat ghunduly ghthreaten gha
ghconsumer' ghs ghhealth ghand ghsafety.
Strict ghLiability gh(Tort-Products ghLiability) ghCoverage ghtrigger gh- ghCORRECT ghANSWER gh-
Has ghto ghbe ghproved ghthat ghthe ghproduct ghthat ghcaused ghthe ghdamage ghwas ghdefective ghand ghthe
ghdefect ghrende ghred ghthat ghproduct ghunreasonably ghdangerous. ghThe ghelement ghof ghproximate
ghcause ghis ghnot ghapplicable.
Defective ghProduct gh(Tort-Strict/Products ghLiability) gh- ghCORRECT ghANSWER gh-
A ghdefect ghin ghmanufacture, ghdesign ghor ghfailure ghto ghadequately ghwarn ghof gha ghhazard ghinvolved ghin
ghthe ghfores gheeable ghuse ghof ghthe ghproduct. gh(ladder ghthat ghonly ghholds gh250 ghpounds ghbut ghdoesn't
ghhave ghthat ghclearly ghdis ghplayed ghas gha ghwarning ghon ghthe ghproduct)
Absolute ghLiability gh(Tort) ghDefinition gh- ghCORRECT ghANSWER gh-
When ghconditions ghor ghactivities ghare ghinherently ghdangerous. ghLiability ghwithout ghregard ghto ghfault.
ghCertai g h n ghactivities ghcreate ghsuch gha ghserious ghrisk ghof ghharm ghthat ghit ghis ghjustifiable ghto ghplace
ghliability ghfor ghany ghinjury ghor ghdamage ghon ghthe ghperson ghor ghorganization ghengaging ghin ghthe
ghactivity, gheven ghwhat ghevery ghprecaution ght gho ghprevent ghor ghreduce ghdamages ghhas ghbeen ghtaken.
ghAll ghthat ghhas ghto ghbe ghproved ghis ghthat ghan ghinjury ghor ghda ghmage ghoccurred ghbecause ghof ghthe
ghactivities.
Absolute ghLiability gh(Tort) ghExamples gh- ghCORRECT ghANSWER gh-
1. ghExplosive ghor ghblasting ghoperations, gh2. ghDangerous ghanimals, gh3. ghHazardous ghmaterial ghoperations
Statutory ghLiability ghDefinition gh- ghCORRECT ghANSWER gh-
Liability gharising ghout ghof ghspecific ghrules ghor ghlaws gh(statutes) ghenacted ghby gha ghlegislative ghbody
ghproviding ghdi ghrection ghor ghprohibition.
Statutory ghLiability ghExamples gh- ghCORRECT ghANSWER gh-
1. ghWorkers ghCompensation ghStatutes, gh2. ghDram ghShop ghor ghLiquor ghLiability ghStatutes, gh3.
ghEnvironmental ghProtection ghStatutes, gh4. ghAmericans ghWith ghDisabilities ghAct, ghrelated ghrulings
ghand ghstate ghstatutes, gh5. ghEm ghployment ghLiability ghthrough ghstatutes ghand ghEEOC ghrulings
