HUMBER REAL ESTATE 2026/2027 QUESTIONS AND
SOLUTIONS RATED A+
✔✔The parcelization process (parcelizing refers to the organization of property by land
ownership as opposed to geographic location in The Registry). - ✔✔What is the key to
automated registration of land?
✔✔- Who is the registered owner
- Determine what financing exists
- Identify various issues that might affect the selling of the property - ✔✔A salesperson
can confirm what details about a property using E-Registration online?
✔✔A property information database that combines the user-friendly attributes of
conventional maps with user-friendly databases (including streets, buildings, parcels of
land, natural geographic features, crime stats, traffic counts and zoning requirements.) -
✔✔What is the 'Geographic Information System' (GIS)?
✔✔Geographic location / the land description (aka Tract Indexing) - ✔✔The Registry
System records property interests on what basis?
✔✔Parcel numbers - ✔✔The Land Titles System records property interests on what
basis?
✔✔Abstract Books - ✔✔What did The Registry System use to keep track of land
records?
✔✔Locating, organizing and condensing pertinent facts about documents and other
related materials registered on title. - ✔✔What is the definition of 'Title Searching'?
✔✔Original deed issued from the Crown (government) representing the root of title for a
particular property. - ✔✔What is a 'Crown Patent'?
✔✔A chronological listing of all conveyances, and other matters impacting title, typically
referred in relation to 40-year search requirements under registry. - ✔✔What is a 'Chain
of Title'?
✔✔Chronologically, thereby establishing priority. - ✔✔How are documents in the
abstract books organized?
✔✔Land Titles Register - ✔✔The Land Titles Act operates on the premise that the
_______ ________ __________ (a book roughly comparable to the Abstract Book in
Registry) is the sole information source for purchasers.
✔✔- Mirror principle
, - Curtain principle
- Insurance principle - ✔✔What are the 3 principles that the Land Titles system is based
on?
✔✔The only existing and valid interests remain on the Register. All prior interests that
have ended are deleted. - ✔✔How does the Land Titles Register differ from the Abstract
Book?
✔✔1885 - ✔✔What year was the Land Titles Act passed in Ontario?
✔✔Land Titles Act - ✔✔What system must register all provincial Crown patents, all land
to be subdivided and all land for condos developed under the Condominium Act?
✔✔First application - ✔✔Land registered under the Registry Act may be brought under
land titles by the owner through a process called _______ _________.
✔✔The register of title is a mirror that accurately and completely reflects, beyond all
argument, the current facts that are material to a person's title. - ✔✔Describe The Mirror
Principle according to the Land Title Act
✔✔The register is the sole source of information for proposed buyers, who need not
and indeed must not concern themselves with trusts and equities that lie behind this
curtain of information. - ✔✔Describe The Curtain Principle according to the Land Title
Act
✔✔The Mirror Principle is deemed to give the absolute correct reflection of title but, if
through human error, a flaw appears, anyone who suffers loss must be put in the same
position, so far as money can do, that they would have been in had the reflection been a
true one. - ✔✔Describe The Insurance Principle according to the Land Title Act
✔✔Under the Land Titles Act, this states that persons deprived of ownership through
selected errors or fraud are entitled to compensation, provided such compensation
cannot be obtained from other sources. - ✔✔Define the 'Land Titles Assurance Fund'
✔✔Insurance for owners and lenders regarding various risks and undisclosed interests
affecting title. - ✔✔What is 'Title Insurance'?
✔✔Province of Ontario Land Registration and Information System - ✔✔What does
POLARIS stand for?
✔✔A software package providing an electronic gateway to automated property records
in Ontario - ✔✔What is Teraview?
SOLUTIONS RATED A+
✔✔The parcelization process (parcelizing refers to the organization of property by land
ownership as opposed to geographic location in The Registry). - ✔✔What is the key to
automated registration of land?
✔✔- Who is the registered owner
- Determine what financing exists
- Identify various issues that might affect the selling of the property - ✔✔A salesperson
can confirm what details about a property using E-Registration online?
✔✔A property information database that combines the user-friendly attributes of
conventional maps with user-friendly databases (including streets, buildings, parcels of
land, natural geographic features, crime stats, traffic counts and zoning requirements.) -
✔✔What is the 'Geographic Information System' (GIS)?
✔✔Geographic location / the land description (aka Tract Indexing) - ✔✔The Registry
System records property interests on what basis?
✔✔Parcel numbers - ✔✔The Land Titles System records property interests on what
basis?
✔✔Abstract Books - ✔✔What did The Registry System use to keep track of land
records?
✔✔Locating, organizing and condensing pertinent facts about documents and other
related materials registered on title. - ✔✔What is the definition of 'Title Searching'?
✔✔Original deed issued from the Crown (government) representing the root of title for a
particular property. - ✔✔What is a 'Crown Patent'?
✔✔A chronological listing of all conveyances, and other matters impacting title, typically
referred in relation to 40-year search requirements under registry. - ✔✔What is a 'Chain
of Title'?
✔✔Chronologically, thereby establishing priority. - ✔✔How are documents in the
abstract books organized?
✔✔Land Titles Register - ✔✔The Land Titles Act operates on the premise that the
_______ ________ __________ (a book roughly comparable to the Abstract Book in
Registry) is the sole information source for purchasers.
✔✔- Mirror principle
, - Curtain principle
- Insurance principle - ✔✔What are the 3 principles that the Land Titles system is based
on?
✔✔The only existing and valid interests remain on the Register. All prior interests that
have ended are deleted. - ✔✔How does the Land Titles Register differ from the Abstract
Book?
✔✔1885 - ✔✔What year was the Land Titles Act passed in Ontario?
✔✔Land Titles Act - ✔✔What system must register all provincial Crown patents, all land
to be subdivided and all land for condos developed under the Condominium Act?
✔✔First application - ✔✔Land registered under the Registry Act may be brought under
land titles by the owner through a process called _______ _________.
✔✔The register of title is a mirror that accurately and completely reflects, beyond all
argument, the current facts that are material to a person's title. - ✔✔Describe The Mirror
Principle according to the Land Title Act
✔✔The register is the sole source of information for proposed buyers, who need not
and indeed must not concern themselves with trusts and equities that lie behind this
curtain of information. - ✔✔Describe The Curtain Principle according to the Land Title
Act
✔✔The Mirror Principle is deemed to give the absolute correct reflection of title but, if
through human error, a flaw appears, anyone who suffers loss must be put in the same
position, so far as money can do, that they would have been in had the reflection been a
true one. - ✔✔Describe The Insurance Principle according to the Land Title Act
✔✔Under the Land Titles Act, this states that persons deprived of ownership through
selected errors or fraud are entitled to compensation, provided such compensation
cannot be obtained from other sources. - ✔✔Define the 'Land Titles Assurance Fund'
✔✔Insurance for owners and lenders regarding various risks and undisclosed interests
affecting title. - ✔✔What is 'Title Insurance'?
✔✔Province of Ontario Land Registration and Information System - ✔✔What does
POLARIS stand for?
✔✔A software package providing an electronic gateway to automated property records
in Ontario - ✔✔What is Teraview?
