MARYLAND HOME IMPROVEMENT EVALUATION EXAM
2026/2027 QUESTIONS AND SOLUTIONS RATED A+
✔✔What is MSDS - ✔✔Material Safety Data Sheet and are a OSHA requirement of
Hazard Communication Standard
✔✔What is MSDS For at jobsites - ✔✔Employers must keep MSDS on hand for all
chemicals used in the workplace. The MSDS provides emergency information in case of
contact with the chemical internally or externally.
The compliance officer will confirm that all MSDS are at the jobsite
✔✔Employee rights - Retaliation - ✔✔Retaliation is prohibited! Private sector
employees who exercise their right under OSHA can be protected against employer
reprisal. Employees must notify OSHA within 30 days of the time they learn of the
alleged discriminatory action.
✔✔OSHA penalties - ✔✔See pages 5-9
Failur to abate prior violation - Civil penalty of up tp $7000 for each day
✔✔Programmed and Unprogrammed OSHA Inspections - ✔✔Programmed inspections
- are perfromed on establishments with high injury rates
Unprogrammed inspections - are used in response to fatalities, catastrophes and
complaints
✔✔MD Department of the Enviroment responibilities - ✔✔Enforcement of federal and
state environmental laws and regulations and for the issuing of permits, licenses and
certifications for activities that may affect the environment.
The MDE published the MDE guide to environmental permits and approvals that provide
guidance on permit applications and approval requirements
✔✔What is the clean water act - ✔✔establishes the basic structure for regulating
discharges of pollutants into the waters of the US
✔✔What are several Evironmental Laws that may affect your construction activities? -
✔✔The Clean water act
Clean Air Act
Endangered species act (ESA)
National Environmental Policy Act (NEPA)
National Historic Preservation Act (NHPA)
✔✔What is the required notification under Lead PRE - ✔✔Under Lead PRE, federal law
requires that contractors provide lead info to residents before renovating pre- 1978
housing. The EPA publishes a pamphlet titled Protect your family from lea din your
, home, which must be distributed to the owner and occupants before starting work.
Confirmation of receipt of the lead pamphlet or a certificate of mailing must be kept for 3
years
✔✔Sole proprietors and taxes - ✔✔Your net income from the business is reported as
ordinary income. Sole proprietors do not pay corporate income taxes
✔✔What are disadvantages of Sole proprietorship - ✔✔Unlimited personal liability
less available capital
Possible difficulty getting long term financing
dissolution of business in the even of owners death
MHIC does not transfer
✔✔What are advantages of solo propriertorship - ✔✔Minimal legal restriction
simple ownership form
low startup costs
sole ownership of profits
freedom in decision making process
✔✔What is a partnership? - ✔✔Relationship between two or more persons who join to
carry a trade or business. Each person contributes money, labor or skill and each
partner expects to share in the profits or losses
✔✔Advantages of partnership - ✔✔- Ease of formation
- Direct profit rewards
- Larger management base that a sole proprietorship
✔✔Disadvantages of partnership - ✔✔- Unlimited personal liability of general partners
- Multiple decision makers
- Limited life of business
- Changes of partners or partnership may be difficult
- Partnership dissolves in the event of a general partner's death
✔✔Use caution with partners - things to discuss: - ✔✔- Do the partners want to grow
and operate a company long term?
- To the partners want to grow a short term company to sell?
- How will the profits be distributed?
- Do the partners agree on the nature of the business, including types of jobs the
business will accept?
✔✔C Corps - ✔✔Ownership of corp by stockholders and a corporation is considered its
own legal entity. The corporation is responsibly for all assets and debts and not the
stockholders.
2026/2027 QUESTIONS AND SOLUTIONS RATED A+
✔✔What is MSDS - ✔✔Material Safety Data Sheet and are a OSHA requirement of
Hazard Communication Standard
✔✔What is MSDS For at jobsites - ✔✔Employers must keep MSDS on hand for all
chemicals used in the workplace. The MSDS provides emergency information in case of
contact with the chemical internally or externally.
The compliance officer will confirm that all MSDS are at the jobsite
✔✔Employee rights - Retaliation - ✔✔Retaliation is prohibited! Private sector
employees who exercise their right under OSHA can be protected against employer
reprisal. Employees must notify OSHA within 30 days of the time they learn of the
alleged discriminatory action.
✔✔OSHA penalties - ✔✔See pages 5-9
Failur to abate prior violation - Civil penalty of up tp $7000 for each day
✔✔Programmed and Unprogrammed OSHA Inspections - ✔✔Programmed inspections
- are perfromed on establishments with high injury rates
Unprogrammed inspections - are used in response to fatalities, catastrophes and
complaints
✔✔MD Department of the Enviroment responibilities - ✔✔Enforcement of federal and
state environmental laws and regulations and for the issuing of permits, licenses and
certifications for activities that may affect the environment.
The MDE published the MDE guide to environmental permits and approvals that provide
guidance on permit applications and approval requirements
✔✔What is the clean water act - ✔✔establishes the basic structure for regulating
discharges of pollutants into the waters of the US
✔✔What are several Evironmental Laws that may affect your construction activities? -
✔✔The Clean water act
Clean Air Act
Endangered species act (ESA)
National Environmental Policy Act (NEPA)
National Historic Preservation Act (NHPA)
✔✔What is the required notification under Lead PRE - ✔✔Under Lead PRE, federal law
requires that contractors provide lead info to residents before renovating pre- 1978
housing. The EPA publishes a pamphlet titled Protect your family from lea din your
, home, which must be distributed to the owner and occupants before starting work.
Confirmation of receipt of the lead pamphlet or a certificate of mailing must be kept for 3
years
✔✔Sole proprietors and taxes - ✔✔Your net income from the business is reported as
ordinary income. Sole proprietors do not pay corporate income taxes
✔✔What are disadvantages of Sole proprietorship - ✔✔Unlimited personal liability
less available capital
Possible difficulty getting long term financing
dissolution of business in the even of owners death
MHIC does not transfer
✔✔What are advantages of solo propriertorship - ✔✔Minimal legal restriction
simple ownership form
low startup costs
sole ownership of profits
freedom in decision making process
✔✔What is a partnership? - ✔✔Relationship between two or more persons who join to
carry a trade or business. Each person contributes money, labor or skill and each
partner expects to share in the profits or losses
✔✔Advantages of partnership - ✔✔- Ease of formation
- Direct profit rewards
- Larger management base that a sole proprietorship
✔✔Disadvantages of partnership - ✔✔- Unlimited personal liability of general partners
- Multiple decision makers
- Limited life of business
- Changes of partners or partnership may be difficult
- Partnership dissolves in the event of a general partner's death
✔✔Use caution with partners - things to discuss: - ✔✔- Do the partners want to grow
and operate a company long term?
- To the partners want to grow a short term company to sell?
- How will the profits be distributed?
- Do the partners agree on the nature of the business, including types of jobs the
business will accept?
✔✔C Corps - ✔✔Ownership of corp by stockholders and a corporation is considered its
own legal entity. The corporation is responsibly for all assets and debts and not the
stockholders.
