MO PROPERTY AND CASUALTY LATEST EXAMS
TEST PAPER QUESTIONS AND ANSWERS SURE A+
✔✔Missouri requires the following to be licensed - ✔✔Life and Annuity Producer (and
Variable Life or Annuity Producer);
• Accident and Health Producer (Health);
• Property Producer;
• Casualty Producer;
• Personal Lines Producer;
• Prepaid Legal Producer;
• Limited Lines Credit Producer (no exam required);
• Crop Producer;
• Limited Lines Travel Producer (no exam required);
• Limited Lines Surety Producer;
• Title Producer;
• Surplus Lines Broker; and
• Public Adjuster.
✔✔The following do not take the exam and do not get an appointment letter - ✔✔Third
Party Administrators (administrators) who manage health plans, and Adjusters (who
represent an insurance company).
, ✔✔An insurance license is NOT required to - ✔✔Dispense brochures and other general
information so long as there is no conversation relating to the
terms of an insurance contract.
Receive and record information from a policyholder to give to an insurance Producer for
review and
response.
✔✔Bank or trust companies selling insurance products must employ - ✔✔Licensed
products
✔✔After passing the exam, one must apply for a license within - ✔✔12 months
✔✔How long does a producers license last? - ✔✔2 years
✔✔A Producer must pay a renewal fee for each license every - ✔✔2 years
✔✔A Producer's license must be renewed - ✔✔biennially on the anniversary date of
issuance.
✔✔A Producer who voluntarily relinquishes a license by allowing the license to expire
has ___________
from the due date of the renewal fee to reinstate the license without examination. -
✔✔12 months
✔✔The Producer license must contain the: - ✔✔Producer's name, address, and
identification number, The date of issuance, The lines of authority, The license
expiration date NOT phone number or years of experience
✔✔Producers must notify the Director of an address change within - ✔✔30 days.
✔✔The following business entities may obtain a Producer's license - ✔✔corporation,
partnership, limited liability company, limited liability partnership, limited partnership.
NOT sole proprietorship
✔✔A Producer is "_____________" by the Director of Insurance, but after licensing the
Producer is "_________" by
an insurer(s); the Producer will be "________" by the insurer(s). - ✔✔A Producer is
"licensed" by the Director of Insurance, but after licensing the Producer is "hired" by an
insurer(s); the Producer will be "appointed" by the insurer(s).
✔✔The insurer must register the appointment in the Insurer's "register of appointed
Producers" within - ✔✔30 days.
TEST PAPER QUESTIONS AND ANSWERS SURE A+
✔✔Missouri requires the following to be licensed - ✔✔Life and Annuity Producer (and
Variable Life or Annuity Producer);
• Accident and Health Producer (Health);
• Property Producer;
• Casualty Producer;
• Personal Lines Producer;
• Prepaid Legal Producer;
• Limited Lines Credit Producer (no exam required);
• Crop Producer;
• Limited Lines Travel Producer (no exam required);
• Limited Lines Surety Producer;
• Title Producer;
• Surplus Lines Broker; and
• Public Adjuster.
✔✔The following do not take the exam and do not get an appointment letter - ✔✔Third
Party Administrators (administrators) who manage health plans, and Adjusters (who
represent an insurance company).
, ✔✔An insurance license is NOT required to - ✔✔Dispense brochures and other general
information so long as there is no conversation relating to the
terms of an insurance contract.
Receive and record information from a policyholder to give to an insurance Producer for
review and
response.
✔✔Bank or trust companies selling insurance products must employ - ✔✔Licensed
products
✔✔After passing the exam, one must apply for a license within - ✔✔12 months
✔✔How long does a producers license last? - ✔✔2 years
✔✔A Producer must pay a renewal fee for each license every - ✔✔2 years
✔✔A Producer's license must be renewed - ✔✔biennially on the anniversary date of
issuance.
✔✔A Producer who voluntarily relinquishes a license by allowing the license to expire
has ___________
from the due date of the renewal fee to reinstate the license without examination. -
✔✔12 months
✔✔The Producer license must contain the: - ✔✔Producer's name, address, and
identification number, The date of issuance, The lines of authority, The license
expiration date NOT phone number or years of experience
✔✔Producers must notify the Director of an address change within - ✔✔30 days.
✔✔The following business entities may obtain a Producer's license - ✔✔corporation,
partnership, limited liability company, limited liability partnership, limited partnership.
NOT sole proprietorship
✔✔A Producer is "_____________" by the Director of Insurance, but after licensing the
Producer is "_________" by
an insurer(s); the Producer will be "________" by the insurer(s). - ✔✔A Producer is
"licensed" by the Director of Insurance, but after licensing the Producer is "hired" by an
insurer(s); the Producer will be "appointed" by the insurer(s).
✔✔The insurer must register the appointment in the Insurer's "register of appointed
Producers" within - ✔✔30 days.
