UHC UNITED HEALTHCARE CORRECT EXAMS SCRIPT QUESTIONS AND ANSWERS SURE

UHC UNITED HEALTHCARE CORRECT EXAMS
SCRIPT QUESTIONS AND ANSWERS SURE A+
✔✔In states where Medicare Supplement Insurance underwriting criteria can apply, all
of the following underwriting criteria apply EXCEPT: - ✔✔Consumers may be
underwritten to determine their acceptance and, if applicable, their rate.

✔✔The new MACRA legislation, which went into effect January 1, 2020, applies to all
carriers offering Medicare supplement plans. - ✔✔TRUE

✔✔Which of the following is NOT true of Medicare Supplement Insurance Plans? -
✔✔Plan benefit amounts automatically update when Medicare changes cost sharing
amounts, such as deductibles, coinsurance and copayments. NOT

✔✔Which definition best describes Medicare Part A?
The part of Medicare that is a voluntary program offered by private insurance
companies that provides prescription drug coverage for an additional monthly premium.
The part of Medicare that offers combined medical and prescription drug coverage.
The part of Medicare that helps with the cost of inpatient hospital stays. It also helps
with hospice care and some skilled care for the homebound.
The part of Medicare that helps with the cost of medically necessary doctor visits and
other medical services, including outpatient care at hospitals and clinics, laboratory
tests, some diagnostic screenings. - ✔✔The part of Medicare that helps with the cost of

, inpatient hospital stays. It also helps with hospice care and some skilled care for the
homebound.

✔✔Which statement is true about a member of a Medicare Advantage (MA) Plan who
wants to enroll in a Medicare Supplement Insurance Plan?
When a consumer enrolls in a Medicare Supplement Insurance Plan, he/she is
automatically disenrolled from his/her MA Plan.
A member does not need a valid election period to disenroll from an MA plan.
When a consumer enrolls in a Medicare Supplement Insurance Plan, he/she is not
automatically disenrolled from his/her MA Plan.
A consumer can use a Medicare Supplement Insurance Plan and an MA Plan at the
same time. - ✔✔When a consumer enrolls in a Medicare Supplement Insurance Plan,
he/she is automatically disenrolled from his/her MA Plan.

✔✔Being 65 or older, being under 65 years of age with certain disabilities for more than
24 months, and being any age with ESRD or ALS are each eligibility requirements for
which program?
Medicaid
Original Medicare
Low Income Subsidy - ✔✔Original Medicare

✔✔To be eligible for this plan type, consumers must meet the following requirements:-
Entitled to Medicare Part A and enrolled in Part B- Reside in the plan's service
areaWhich plan is being described?
Medicare Advantage
Prescription Drug
Medicaid
Original Medicare - ✔✔Medicare Advantage

✔✔What must be explained to consumers enrolling in an HMO (Health Maintenance
Organization) MA Plan? (Select 3)
They must see contracted network providers in order to receive coverage under the
plan.
In most cases, they will pay the entire cost of the service if they see an out-of-network
provider.
Most benefits are covered out-of-network but at a higher cost.
The exception to the provider network requirement is emergency visits, urgent care and
renal dialysis services, which can be obtained from out-of-network providers. - ✔✔

✔✔What must be explained to consumers enrolling in an HMO (Health Maintenance
Organization) MA Plan? (Select 3)
They must see contracted network providers in order to receive coverage under the
plan.
In most cases, they will pay the entire cost of the service if they see an out-of-network
provider.