Oregon Real Estate | Finance 4 Exam Questions and Answers with Verified Solutions | Latest Updated 2026

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Oregon Real Estate | Finance 4 Exam Questions and Answers with Verified Solutions | Latest Updated 2026

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Institution Oregon Real Estate

Course Oregon Real Estate

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Oregon Real Estate | Finance 4 Exam Questions and Answers with Verified Solutions | Latest Updated 2026

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Oregon Real Estate | Finance 4 Exam
Questions and Answers with Verified
Solutions | Latest Updated 2026

FHA Federal Housing Administration

FHA Function Insures loans made by private lenders

FHA Funding Source Private lenders or investors fund FHA
loans

MIP Mortgage Insurance Premium paid on
FHA loans

FHA Mutual Mortgage Fund that reimburses lenders for FHA
Insurance Fund foreclosure losses

FHA Down Payment Traditionally low down payment now
about 3.5%

FHA No Prepayment Penalty FHA loans may not contain prepayment
Rule restrictions

FHA PITI Ratio FHA traditionally prefers PITI not exceed
29% of gross monthly income

, FHA Total Debt Ratio FHA traditionally prefers PITI plus other
debts not exceed 41% of gross monthly
income

FHA Appraisal Term Conditional Commitment

FHA Assumption Rule FHA loans endorsed on or after
December 1 1986 require credit review for
assumption

Simple or Blind Assumption Older FHA loans may be assumed
without qualification

Fed VA Federal Veterans Affairs

Fed VA Function Guarantees loans made by private
lenders

VA Funding Source Private lenders or investors fund VA loans

VA Down Payment Advantage VA loans may allow 0% down

Certificate of Eligibility Document showing veteran eligibility for
VA loan

CRV Certificate of Reasonable Value used in
VA appraisal

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Uploaded on: July 13, 2026
Number of pages: 7
Written in: 2025/2026
Type: Exam (elaborations)
Contains: Questions & answers

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