Mrs. Paterson is concerned about the deductibles and co-payments associat- ed
with Original Medicare. What can you tell her about Medigap as an option to
address this concern? ordinate with Original Medicare cover- age. Medigap
plans help beneficiaries cover Original Medicare benefits, but they co-
Anita Magri will turn age 65 in August
2023. Anita intends to enroll in
Origi-
emergency benefits but also covers his Medicare Part B deductible. Anita comes
nal Medicare Part A and Part B. She would also like to enroll in a Medicare
Supplement (Medigap) plan. Anita's old- er neighbor Mel has told her about the
Medigap Plan F in which he is en- rolled. It not only provides foreign travel You are
sorry to disappoint Anita, but a Medigap F plan is no longer available to those
who turn age 65 after January 1, 2020Medigap plans that offer foreign travel
benefits but do not cover the Part B de- ductible. . Anita might instead consider
other
, AHIP 2025 FINAL
to you for advice. What should you tell
her?
b.
What impact, if any, have recent regula- The Part B deductible is no longer cov-
tory changes had on Medigap plans? ered for individuals newly eligible for
Medicare starting January 1, 2020.
Mr. Rainey is experiencing paranoid
delusions and his physician feels
that
he should be hospitalized. What should Medicare will cover a total of 190 days
you tell Mr. Rainey (or his representative) of inpatient psychiatric care during
Mr. about the length of an inpatient psychi- Rainey's entire lifetime. atric hospital
stay that Medicare will cov- er?
Mrs. Shields is covered by Original
Medicare. She sustained a hip fracture
and is being successfully treated for that
condition. However, she and her physi-
cians feel that after her lengthy hos-
pital stay, she will need a month or two
of nursing and rehabilitative care. What
should you tell them about Original
Medicare's coverage of care in a skilled
nursing facility?