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New York State Auto Damage and Theft Quiz 17–71 Questions and Answers Study Guide

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Comprehensive study and review resource for the New York State Auto Damage and Theft course and examination preparation. This material is designed to help candidates review essential concepts related to auto damage claims, theft investigations, vehicle inspections, estimating procedures, insurance regulations, claims documentation, appraisal practices, fraud awareness, and industry standards. It serves as a structured revision companion for reinforcing auto claims knowledge and preparing for quizzes and assessments while studying alongside official New York State insurance training materials and applicable regulations.

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New York State Auto Damage and Theft quiz 17-71


C

,Jim Smith is involved in a collision claim and is no Consequential loss
longer able to use the vehicle to go to work. This "loss
of use" is referred to as a:


Direct loss
Indirect loss
Loss evaluation
Consequential loss


When the rear of the vehicle is damaged and there is The frame rails
a gap between the trunk lid and the quarter panel,
what else on the vehicle should the appraiser
check?


The center pillar
The trunk floor
The quarter panels
The frame rails


In auto physical damage insurance, an insured peril Direct loss
cause of loss is known as:


Direct loss
Indirect loss
Loss evaluation
Consequential loss

,If an appraiser has to forfeit his bond in New York. The $1000
amount of the bond is:


$500
$1000
$2000
$5000


Which of the following is NOT a true statement regarding The appraiser is permitted to traffic in automobile salvage if such salvage is
auto appraisers? obtained in any way as a result of appraisal services rendered by him for his own
benefit.
Each appraiser, while engaged in appraisal duties, must
carry the license issued to him by the Insurance
Department and display it, upon request, to an owner
whose vehicle is being inspected, to the repair shop
representative involved.
The appraiser must leave a legible copy of his appraisal
with that of the repair shop selected by the consumer to
make the repairs and also furnish a copy to the owner of
the vehicle.
No appraiser is permitted secure or use repair estimates
that have been obtained by the use of photographs,
telephone calls or in any manner other than a personal
inspection.
The appraiser is permitted to traffic in automobile salvage
if such salvage is obtained in any way as a result of
appraisal services rendered by him for his own benefit.

, The burden of proof that a covered loss has occurred is The insured
normally a duty of:


The insurance company
The adjuster
The appraiser
The insured


Before revoking or suspending a license, the 1o days
Superintendent must first send______notice and give the
accused an opportunity for a hearing.


3 months
45 days.
10 days.
60 days.


The linkage between the camshaft and the valves is valve train
commonly known as the:


piston.
crankshaft.
valve train.
cylinder.

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