Nan McKay Housing Choice Voucher Specialist
Exam Questions and Correct Answers (Verified
Answers) Plus Rationales 2026 Q&A
Nan McKay Housing Choice Voucher Specialist Exam
SECTION 1: PROGRAM FUNDAMENTALS AND DEFINITIONS (Questions 1-15)
1. The written contract between HUD and the PHA under which HUD agrees to
provide funding for the program, and the PHA agrees to comply with HUD
requirements, is called the:
A) HAP Contract (HUD-52641)
B) Administrative Plan
C) Annual Contributions Contract (ACC)
D) Tenancy Addendum
Correct Answer: C
Rationale: The Annual Contributions Contract (ACC) is the fundamental agreement
between HUD and a Public Housing Agency (PHA). Under the ACC, HUD provides
funding for the HCV program, and the PHA agrees to comply with all HUD
requirements and regulations. The HAP contract is between the owner and PHA,
not HUD and PHA.
,2. A HUD-required written plan that establishes local PHA policies for
administering the HCV program is called the:
A) Annual Contributions Contract
B) Administrative Plan
C) HAP Contract
D) Tenancy Addendum
Correct Answer: B
Rationale: The Administrative Plan is a HUD-required document that establishes
local PHA policies for administering the HCV program. It must be adopted and
approved by the PHA Board and submitted to HUD. It provides daily guidance to
PHA staff and includes policies on waiting list selection, definitions, and
termination standards.
3. Which federal regulation serves as the primary governing authority for the
Housing Choice Voucher (HCV) program?
A) 24 CFR Part 5
B) 24 CFR Part 982
C) 24 CFR Part 1000
D) 24 CFR Part 903
Correct Answer: B
Rationale: 24 CFR Part 982 contains the core regulatory framework for the HCV
program, including definitions, eligibility requirements, rent calculations, and
program administration. Part 5 covers general HUD requirements applicable
across multiple programs.
4. The term "admission" in the HCV program refers to:
A) The date the family applies for the program
, B) The point when the family becomes a participant, which is the effective
date of the first HAP contract
C) The date the voucher is issued
D) The date the family is selected from the waiting list
Correct Answer: B
Rationale: Under 24 CFR 982.4, "admission" is defined as the point when the
family becomes a participant in the program, using the effective date of the first
HAP contract (first day of initial lease term) as the date for this purpose.
5. The HAP contract effective date must match:
A) The date the voucher was issued
B) The lease effective date
C) The date of the RFTA
D) The date of the HQS inspection
Correct Answer: B
Rationale: The HAP contract effective date must match the lease effective date.
This ensures synchronization between the lease agreement between owner and
family and the HAP contract between owner and PHA.
6. When the family moves into a new unit within the same building complex, what
must the PHA do?
A) Approve a new tenancy and execute a new HAP contract
B) Continue the existing HAP contract
C) Issue a new voucher only
D) Require the family to find a different unit
, Correct Answer: A
Rationale: If the family moves into a new unit (even within the same building), the
unit changes and results in a new address. Therefore, the PHA must approve a
new tenancy and execute a new HAP contract.
7. The Request for Tenancy Approval (RFTA) is submitted by:
A) The owner directly to HUD
B) The family to the PHA with a copy of the proposed lease
C) The PHA to the owner
D) HUD to the PHA
Correct Answer: B
Rationale: The family submits the Request for Tenancy Approval (RFTA) to the PHA
with a copy of the proposed lease to request approval of a unit before lease-up.
This form initiates the process of approving a specific unit for HCV assistance.
8. Which of the following documents has a "shelf life" (usually one year unless
extended)?
A) Administrative Plan
B) ACC
C) HUD Notices
D) HAP Contract
Correct Answer: C
Rationale: HUD Notices typically have a shelf life of about one year unless
extended by HUD. These notices provide interim guidance to PHAs on program
implementation and changes.
Exam Questions and Correct Answers (Verified
Answers) Plus Rationales 2026 Q&A
Nan McKay Housing Choice Voucher Specialist Exam
SECTION 1: PROGRAM FUNDAMENTALS AND DEFINITIONS (Questions 1-15)
1. The written contract between HUD and the PHA under which HUD agrees to
provide funding for the program, and the PHA agrees to comply with HUD
requirements, is called the:
A) HAP Contract (HUD-52641)
B) Administrative Plan
C) Annual Contributions Contract (ACC)
D) Tenancy Addendum
Correct Answer: C
Rationale: The Annual Contributions Contract (ACC) is the fundamental agreement
between HUD and a Public Housing Agency (PHA). Under the ACC, HUD provides
funding for the HCV program, and the PHA agrees to comply with all HUD
requirements and regulations. The HAP contract is between the owner and PHA,
not HUD and PHA.
,2. A HUD-required written plan that establishes local PHA policies for
administering the HCV program is called the:
A) Annual Contributions Contract
B) Administrative Plan
C) HAP Contract
D) Tenancy Addendum
Correct Answer: B
Rationale: The Administrative Plan is a HUD-required document that establishes
local PHA policies for administering the HCV program. It must be adopted and
approved by the PHA Board and submitted to HUD. It provides daily guidance to
PHA staff and includes policies on waiting list selection, definitions, and
termination standards.
3. Which federal regulation serves as the primary governing authority for the
Housing Choice Voucher (HCV) program?
A) 24 CFR Part 5
B) 24 CFR Part 982
C) 24 CFR Part 1000
D) 24 CFR Part 903
Correct Answer: B
Rationale: 24 CFR Part 982 contains the core regulatory framework for the HCV
program, including definitions, eligibility requirements, rent calculations, and
program administration. Part 5 covers general HUD requirements applicable
across multiple programs.
4. The term "admission" in the HCV program refers to:
A) The date the family applies for the program
, B) The point when the family becomes a participant, which is the effective
date of the first HAP contract
C) The date the voucher is issued
D) The date the family is selected from the waiting list
Correct Answer: B
Rationale: Under 24 CFR 982.4, "admission" is defined as the point when the
family becomes a participant in the program, using the effective date of the first
HAP contract (first day of initial lease term) as the date for this purpose.
5. The HAP contract effective date must match:
A) The date the voucher was issued
B) The lease effective date
C) The date of the RFTA
D) The date of the HQS inspection
Correct Answer: B
Rationale: The HAP contract effective date must match the lease effective date.
This ensures synchronization between the lease agreement between owner and
family and the HAP contract between owner and PHA.
6. When the family moves into a new unit within the same building complex, what
must the PHA do?
A) Approve a new tenancy and execute a new HAP contract
B) Continue the existing HAP contract
C) Issue a new voucher only
D) Require the family to find a different unit
, Correct Answer: A
Rationale: If the family moves into a new unit (even within the same building), the
unit changes and results in a new address. Therefore, the PHA must approve a
new tenancy and execute a new HAP contract.
7. The Request for Tenancy Approval (RFTA) is submitted by:
A) The owner directly to HUD
B) The family to the PHA with a copy of the proposed lease
C) The PHA to the owner
D) HUD to the PHA
Correct Answer: B
Rationale: The family submits the Request for Tenancy Approval (RFTA) to the PHA
with a copy of the proposed lease to request approval of a unit before lease-up.
This form initiates the process of approving a specific unit for HCV assistance.
8. Which of the following documents has a "shelf life" (usually one year unless
extended)?
A) Administrative Plan
B) ACC
C) HUD Notices
D) HAP Contract
Correct Answer: C
Rationale: HUD Notices typically have a shelf life of about one year unless
extended by HUD. These notices provide interim guidance to PHAs on program
implementation and changes.