CA ADJUSTERS LICENSE PSI PRACTICE TEST
PAPER 2026 FULL TWO HUNDRED
QUESTIONS WITH DETAILED SOLUTIONS
AND EXPLANATIONS ONE HUNDRED
PERCENT CORRECT GRADED A+
⩥ The limited Mexico coverage endorsement applies to trips into
Mexico with a duration of ___ days or less. Answer: 10
⩥ All premiums and any policy fees in pet insurance shall be refunded
within___ days of notification of cancellation. Answer: 30
⩥ What is the peril included in DP-2 that is not in DP-1?
A. explosion
B. Falling objects
C. Volcanic eruption
D. Sinkhole Collapse. Answer: Falling objects
⩥ For a total loss of a furnished residence declared "state of emergency"
an insurer must provide payment for contents of no less than what %?.
Answer: 30%
, ⩥ How often must an insurer advise a claimant of the status of an
unresolved investigation subsequent to the receipt of proof of claim?.
Answer: 30?
⩥ Under a building & personal property coverage form, if the insureds
building has been vacant for more than 60 days and is damaged by a fire,
the loss is reduced by what percentage. Answer: 15%
⩥ If an employee steals money from insureds company, what kind of
insurance do they need?. Answer: Crime Insurance
⩥ One of the major advantages of the Commercial Line Package policy
over coverage on a monoline basis is the. Answer: Convenience of
having the coverage in one policy
⩥ When a loss requires replacement of items & the replaced items do
NOT match, the insurer shall -. Answer: Replace all items in damaged
area to conform to a reasonably uniform appearance
⩥ All of the following are duties of the mortgagee except. Answer:
Reimburse the insurer for any loss payments
PAPER 2026 FULL TWO HUNDRED
QUESTIONS WITH DETAILED SOLUTIONS
AND EXPLANATIONS ONE HUNDRED
PERCENT CORRECT GRADED A+
⩥ The limited Mexico coverage endorsement applies to trips into
Mexico with a duration of ___ days or less. Answer: 10
⩥ All premiums and any policy fees in pet insurance shall be refunded
within___ days of notification of cancellation. Answer: 30
⩥ What is the peril included in DP-2 that is not in DP-1?
A. explosion
B. Falling objects
C. Volcanic eruption
D. Sinkhole Collapse. Answer: Falling objects
⩥ For a total loss of a furnished residence declared "state of emergency"
an insurer must provide payment for contents of no less than what %?.
Answer: 30%
, ⩥ How often must an insurer advise a claimant of the status of an
unresolved investigation subsequent to the receipt of proof of claim?.
Answer: 30?
⩥ Under a building & personal property coverage form, if the insureds
building has been vacant for more than 60 days and is damaged by a fire,
the loss is reduced by what percentage. Answer: 15%
⩥ If an employee steals money from insureds company, what kind of
insurance do they need?. Answer: Crime Insurance
⩥ One of the major advantages of the Commercial Line Package policy
over coverage on a monoline basis is the. Answer: Convenience of
having the coverage in one policy
⩥ When a loss requires replacement of items & the replaced items do
NOT match, the insurer shall -. Answer: Replace all items in damaged
area to conform to a reasonably uniform appearance
⩥ All of the following are duties of the mortgagee except. Answer:
Reimburse the insurer for any loss payments
