UHC CERTIFICATION FINAL PAPER 2026
VERIFIED QUESTIONS WITH SOLUTIONS
GRADED A+
⩥ when providing gifts, you must offer to
Answer: all persons whether or not they're eigible for medicare
⩥ giving gifts to solicit business is
Answer: prohibited
⩥ what is the real on meals for sales/marketing events?
Answer: it is prohibited including personal and individual marketing
appointments
⩥ agents may serve light refreshments providing the items cannot be
combined to equal a
Answer: meal.
⩥ Are you required to disclose compensation?
Answer: no
⩥ Define compensation according to CMS?
,Answer: monetary or non-monetary remuneration of any kind relating to
the sale or renewal of a policy including, but not limited to, commission,
bonuses, gifts, prizes, awards, and referral/finder's fees.
⩥ What does compensation not involve?
Answer: payment of fees to comply with stat appointment laws.: costs
related to training, certification, and testing requirements;
reimbursement for mileage to and from educational and marketing/sales
events or marketing appointments with consumers
⩥ What does ISR stand for?
Answer: internal sales representitives
⩥ What is a sales incentive plan?
Answer: Employed agents are paid an incentive when specific goals
have been met.
⩥ referral/finder's fees?
Answer: UHC does not sponsor a lead referral program; therefore, no
payment is made in exchange for a referral or as a result of referred
consumer's enrollment
⩥ Marketing fees?
, Answer: Agents are prohibited from charging a consimer or member any
type of fee for the marketing of a Medicare insurance product, including
but not limited to : entrance fees to attend educational or marketing/sales
events, fees to conduct a personal/individual meeting appointment, or to
cover the cost of materials
⩥ What is another name for compensation recovery?
Answer: charge backs
⩥ What is compensation recovery?
Answer: Incentive amounts are deducted from a SIP participant's
incentive payment for previously paid advances on sales that aren't
earned. generally the result of a member's rapid disenrollment from their
plan, but can occur for other reasons.
⩥ When does rapid dis-enrollment occur?
Answer: it occurs when a member voluntarily dis-enrolls or moves from
one UHC plan to another prior to the member's FOURTH month
effective date following the original effective date.
⩥ What does EDC stand for?
Answer: external distribution channel
⩥ What does ICA stand for?
VERIFIED QUESTIONS WITH SOLUTIONS
GRADED A+
⩥ when providing gifts, you must offer to
Answer: all persons whether or not they're eigible for medicare
⩥ giving gifts to solicit business is
Answer: prohibited
⩥ what is the real on meals for sales/marketing events?
Answer: it is prohibited including personal and individual marketing
appointments
⩥ agents may serve light refreshments providing the items cannot be
combined to equal a
Answer: meal.
⩥ Are you required to disclose compensation?
Answer: no
⩥ Define compensation according to CMS?
,Answer: monetary or non-monetary remuneration of any kind relating to
the sale or renewal of a policy including, but not limited to, commission,
bonuses, gifts, prizes, awards, and referral/finder's fees.
⩥ What does compensation not involve?
Answer: payment of fees to comply with stat appointment laws.: costs
related to training, certification, and testing requirements;
reimbursement for mileage to and from educational and marketing/sales
events or marketing appointments with consumers
⩥ What does ISR stand for?
Answer: internal sales representitives
⩥ What is a sales incentive plan?
Answer: Employed agents are paid an incentive when specific goals
have been met.
⩥ referral/finder's fees?
Answer: UHC does not sponsor a lead referral program; therefore, no
payment is made in exchange for a referral or as a result of referred
consumer's enrollment
⩥ Marketing fees?
, Answer: Agents are prohibited from charging a consimer or member any
type of fee for the marketing of a Medicare insurance product, including
but not limited to : entrance fees to attend educational or marketing/sales
events, fees to conduct a personal/individual meeting appointment, or to
cover the cost of materials
⩥ What is another name for compensation recovery?
Answer: charge backs
⩥ What is compensation recovery?
Answer: Incentive amounts are deducted from a SIP participant's
incentive payment for previously paid advances on sales that aren't
earned. generally the result of a member's rapid disenrollment from their
plan, but can occur for other reasons.
⩥ When does rapid dis-enrollment occur?
Answer: it occurs when a member voluntarily dis-enrolls or moves from
one UHC plan to another prior to the member's FOURTH month
effective date following the original effective date.
⩥ What does EDC stand for?
Answer: external distribution channel
⩥ What does ICA stand for?
