DELAWARE REAL ESTATE
COMPREHENSIVE TEST BANK FULL
QUESTIONS AND VERIFIED ANSWERS
LEARNING PACKAGE
●● Client
Answer: Someone you represent and owe all fiduciary duties
●● Agent
Answer: Acts on behalf of another at that person's request
●● Fiduciary
Answer: Person placed in position of trust and owes loyalty to another
●● Principal
Answer: Represented party to a transaction
●● Agency
Answer: The fiduciary relationship between a principal and an agent
●● Non-agent
,Answer: Facilitator or transactional agent
●● Federal Fair Housing Act
Answer: Title VIII of the Civil Rights Act of 1968; prohibits
discrimination in housing based on race, color, religion, national origin,
sex, familial status, and disability.
●● Delaware Fair Housing Act
Answer: The state law that prohibits housing discrimination and includes
the federal protected classes plus additional state-level protections.
●● Delaware Division of Human & Civil Rights
Answer: The state agency responsible for enforcing Delaware's fair
housing law and taking complaints of discrimination.
●● Protected Classes (Federal)
Answer: Race; color; religion; national origin; sex; familial status;
disability.
●● Protected Classes (Delaware)
Answer: Race; color; religion; national origin; sex; familial status;
disability; creed; marital status; age (18+); sexual orientation; gender
identity or expression; source of income; housing status.
,●● Creed
Answer: A belief system (religious or non-religious) that is protected
under Delaware law from housing discrimination.
●● Marital Status
Answer: Protection under Delaware law for individuals who are married,
single, divorced, widowed, or domestic partners in housing decisions.
●● Age
Answer: In Delaware, age is protected in housing for persons 18 years or
older under the Fair Housing Act.
●● Sexual Orientation
Answer: Protection under Delaware law for individuals regardless of
their sexual orientation in housing matters.
●● Gender Identity or Expression
Answer: Protection under Delaware law for individuals whose gender
identity or expression differs from the sex assigned at birth.
●● Source of Income
Answer: In Delaware, the lawful source of income (including subsidies,
vouchers, etc.) is a protected class under housing law.
, ●● Housing Status
Answer: A protected category under Delaware law meaning an
individual's overnight residence situation.
●● Prohibited Actions
Answer: Actions Delaware law forbids, such as refusing to rent or sell
housing, setting unequal terms, steering, or making discriminatory
advertising based on any protected class.
●● Exemptions
Answer: Specific situations where certain housing rules may not fully
apply, such as some owner-occupied units or qualified housing for older
persons.
●● Consequences of Violations
Answer: Legal and administrative penalties for violating fair housing
laws, including investigations, fines, and possible relief for victims.
●● Seller Agency
Answer: Representing the interests of seller clients and advocating for
them throughout the transaction
●● Customer (Delaware)
COMPREHENSIVE TEST BANK FULL
QUESTIONS AND VERIFIED ANSWERS
LEARNING PACKAGE
●● Client
Answer: Someone you represent and owe all fiduciary duties
●● Agent
Answer: Acts on behalf of another at that person's request
●● Fiduciary
Answer: Person placed in position of trust and owes loyalty to another
●● Principal
Answer: Represented party to a transaction
●● Agency
Answer: The fiduciary relationship between a principal and an agent
●● Non-agent
,Answer: Facilitator or transactional agent
●● Federal Fair Housing Act
Answer: Title VIII of the Civil Rights Act of 1968; prohibits
discrimination in housing based on race, color, religion, national origin,
sex, familial status, and disability.
●● Delaware Fair Housing Act
Answer: The state law that prohibits housing discrimination and includes
the federal protected classes plus additional state-level protections.
●● Delaware Division of Human & Civil Rights
Answer: The state agency responsible for enforcing Delaware's fair
housing law and taking complaints of discrimination.
●● Protected Classes (Federal)
Answer: Race; color; religion; national origin; sex; familial status;
disability.
●● Protected Classes (Delaware)
Answer: Race; color; religion; national origin; sex; familial status;
disability; creed; marital status; age (18+); sexual orientation; gender
identity or expression; source of income; housing status.
,●● Creed
Answer: A belief system (religious or non-religious) that is protected
under Delaware law from housing discrimination.
●● Marital Status
Answer: Protection under Delaware law for individuals who are married,
single, divorced, widowed, or domestic partners in housing decisions.
●● Age
Answer: In Delaware, age is protected in housing for persons 18 years or
older under the Fair Housing Act.
●● Sexual Orientation
Answer: Protection under Delaware law for individuals regardless of
their sexual orientation in housing matters.
●● Gender Identity or Expression
Answer: Protection under Delaware law for individuals whose gender
identity or expression differs from the sex assigned at birth.
●● Source of Income
Answer: In Delaware, the lawful source of income (including subsidies,
vouchers, etc.) is a protected class under housing law.
, ●● Housing Status
Answer: A protected category under Delaware law meaning an
individual's overnight residence situation.
●● Prohibited Actions
Answer: Actions Delaware law forbids, such as refusing to rent or sell
housing, setting unequal terms, steering, or making discriminatory
advertising based on any protected class.
●● Exemptions
Answer: Specific situations where certain housing rules may not fully
apply, such as some owner-occupied units or qualified housing for older
persons.
●● Consequences of Violations
Answer: Legal and administrative penalties for violating fair housing
laws, including investigations, fines, and possible relief for victims.
●● Seller Agency
Answer: Representing the interests of seller clients and advocating for
them throughout the transaction
●● Customer (Delaware)
