CEBS GBA 2 EXAM | COMPLETE QUESTIONS WITH
EXPERT SOLUTIONS| 2026 LATEST UPDATED| A+
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Terms in this set (100)
According to the RAND Health Insurance Experiment, B.) Prior utilization
which variable has the greatest power in explaining
health expenditures?
A.) Welfare eligibility
B.) Prior utilization
C.) Physical health (based on self-reported measures)
D.) General health (based on self-reported measures)
E.) Mental health (based on self-reported measures)
A provision in some group life insurance plans that A.) Accelerated death benefits
provides for the payment of all or part of the death
benefit in the event of the insured's terminal illness is
called:
A.) Accelerated death benefits
B.) Waiver of premiums
C.) Maturity value benefits
D.) Continuation-of-protection
E.) Assignment
What reasons are given for the Silver plan being a B.) Cost-sharing subsidies to lower out-of-pocket costs are available only to
popular choice among all the Affordable Care Act people who select the Silver plan.
(ACA) health plans?
A.) The Silver plan has the greatest actuarial value of all
the plans.
B.) Cost-sharing subsidies to lower out-of-pocket costs
are available only to people who select the Silver plan.
C.) The Silver plan has the greatest benefits, even more
than the Gold and Platinum plans.
D.) The Silver plan has the lowest out-of-pocket costs of
any plan even before any subsidies.
E.) Many people select the Silver plan because they are
not eligible for the Gold or Platinum plans.
,Which of the following measures of cost is generally D.) The employee's out-of-pocket price
used by analysts when they are examining the impact of
insurance premiums on employees' choice of health
insurance plans?
A.) The loading percentage
B.) The total gross premium
C.) The insurer's profit
D.) The employee's out-of-pocket price
E.) The expected future gross premium
Which of the following statements regarding C.) No single organization is responsible for recognizing PCMHs.
recognition as a patient-centered medical home
(PCMH) is correct?
A.) The only organization that can officially recognize a
PCMH is the Federally Qualified Health Center
Demonstration.
B.) The only organization that can officially recognize a
PCMH is the National Committee for Quality Assurance
(NCQA).
C.) No single organization is responsible for
recognizing PCMHs.
D.) The main organization that recognizes PCMHs is the
Joint Commission and the Accreditation Commission for
Health Care.
E.) A PCMH can be recognized only by the state in
which it is domiciled.
Which of the following statements regarding private D.) Private exchanges could affect SHOP exchanges by siphoning enrollment
health insurance exchanges and Small Business Health from them and thereby reducing revenue (administrative fees) critical to
Options Program (SHOP) exchanges is correct? SHOPs' financial viability.
A.) A lot of evidence has been produced to show that
private exchanges have been designed to make it
easier for small business to self-insure.
B.) The income tax incentives previously provided to
small employers in the SHOP program have expired.
C.) Recently states were given the option of making
SHOP exchanges mandatory for all employers with
fewer than 200 employees.
D.) Private exchanges could affect SHOP exchanges by
siphoning enrollment from them and thereby reducing
revenue (administrative fees) critical to SHOPs' financial
viability.
E.) Unlike private exchanges, SHOP exchanges do not
have the ability to offer small employers a number of
plan choices.
What is the waiting period for Social Security Disability C.) Five consecutive months
Income (SSDI) benefits?
A.) One month
B.) Three consecutive months
C.) Five consecutive months
D.) Six consecutive months
E.) Twelve consecutive months
, "Desktop medicine" is a fully integrated approach using B.) Help track patients through their plan of care
information technology whose primary goal is to:
A.) Recruit prospective health plan subscribers
B.) Help track patients through their plan of care
C.) Encourage patient self-diagnosis using the Internet
D.) Gather health status metrics for large patient
populations
E.) Expedite health provider use of technology
Until now, the biggest source of cost savings with C.) Employees choosing less generous plans
private health insurance exchanges has been:
A.) Transition to the defined contribution approach
B.) Increased use of technology
C.) Employees choosing less generous plans
D.) Better health education of employees
E.) Elimination or reduction in administrative waste
Out-of-network health care accounts for approximately B.) 10
what percentage of total covered health insurance
expenses?
A.) 3
B.) 10
C.) 20
D.) 25
E.) 30
The major advantage of term insurance for the A.) A substantial amount of life insurance can be purchased for relatively
policyowner is the fact that: modest premiums
A.) A substantial amount of life insurance can be
purchased for relatively modest premiums
B.) It provides lifetime protection if the insured
continues to pay the premiums
C.) The premiums remain at the same level for the life of
the insured
D.) With a policy rider it can be used to provide
retirement
E.) Premiums are highly competitive especially for those
at older ages
EXPERT SOLUTIONS| 2026 LATEST UPDATED| A+
Save
Terms in this set (100)
According to the RAND Health Insurance Experiment, B.) Prior utilization
which variable has the greatest power in explaining
health expenditures?
A.) Welfare eligibility
B.) Prior utilization
C.) Physical health (based on self-reported measures)
D.) General health (based on self-reported measures)
E.) Mental health (based on self-reported measures)
A provision in some group life insurance plans that A.) Accelerated death benefits
provides for the payment of all or part of the death
benefit in the event of the insured's terminal illness is
called:
A.) Accelerated death benefits
B.) Waiver of premiums
C.) Maturity value benefits
D.) Continuation-of-protection
E.) Assignment
What reasons are given for the Silver plan being a B.) Cost-sharing subsidies to lower out-of-pocket costs are available only to
popular choice among all the Affordable Care Act people who select the Silver plan.
(ACA) health plans?
A.) The Silver plan has the greatest actuarial value of all
the plans.
B.) Cost-sharing subsidies to lower out-of-pocket costs
are available only to people who select the Silver plan.
C.) The Silver plan has the greatest benefits, even more
than the Gold and Platinum plans.
D.) The Silver plan has the lowest out-of-pocket costs of
any plan even before any subsidies.
E.) Many people select the Silver plan because they are
not eligible for the Gold or Platinum plans.
,Which of the following measures of cost is generally D.) The employee's out-of-pocket price
used by analysts when they are examining the impact of
insurance premiums on employees' choice of health
insurance plans?
A.) The loading percentage
B.) The total gross premium
C.) The insurer's profit
D.) The employee's out-of-pocket price
E.) The expected future gross premium
Which of the following statements regarding C.) No single organization is responsible for recognizing PCMHs.
recognition as a patient-centered medical home
(PCMH) is correct?
A.) The only organization that can officially recognize a
PCMH is the Federally Qualified Health Center
Demonstration.
B.) The only organization that can officially recognize a
PCMH is the National Committee for Quality Assurance
(NCQA).
C.) No single organization is responsible for
recognizing PCMHs.
D.) The main organization that recognizes PCMHs is the
Joint Commission and the Accreditation Commission for
Health Care.
E.) A PCMH can be recognized only by the state in
which it is domiciled.
Which of the following statements regarding private D.) Private exchanges could affect SHOP exchanges by siphoning enrollment
health insurance exchanges and Small Business Health from them and thereby reducing revenue (administrative fees) critical to
Options Program (SHOP) exchanges is correct? SHOPs' financial viability.
A.) A lot of evidence has been produced to show that
private exchanges have been designed to make it
easier for small business to self-insure.
B.) The income tax incentives previously provided to
small employers in the SHOP program have expired.
C.) Recently states were given the option of making
SHOP exchanges mandatory for all employers with
fewer than 200 employees.
D.) Private exchanges could affect SHOP exchanges by
siphoning enrollment from them and thereby reducing
revenue (administrative fees) critical to SHOPs' financial
viability.
E.) Unlike private exchanges, SHOP exchanges do not
have the ability to offer small employers a number of
plan choices.
What is the waiting period for Social Security Disability C.) Five consecutive months
Income (SSDI) benefits?
A.) One month
B.) Three consecutive months
C.) Five consecutive months
D.) Six consecutive months
E.) Twelve consecutive months
, "Desktop medicine" is a fully integrated approach using B.) Help track patients through their plan of care
information technology whose primary goal is to:
A.) Recruit prospective health plan subscribers
B.) Help track patients through their plan of care
C.) Encourage patient self-diagnosis using the Internet
D.) Gather health status metrics for large patient
populations
E.) Expedite health provider use of technology
Until now, the biggest source of cost savings with C.) Employees choosing less generous plans
private health insurance exchanges has been:
A.) Transition to the defined contribution approach
B.) Increased use of technology
C.) Employees choosing less generous plans
D.) Better health education of employees
E.) Elimination or reduction in administrative waste
Out-of-network health care accounts for approximately B.) 10
what percentage of total covered health insurance
expenses?
A.) 3
B.) 10
C.) 20
D.) 25
E.) 30
The major advantage of term insurance for the A.) A substantial amount of life insurance can be purchased for relatively
policyowner is the fact that: modest premiums
A.) A substantial amount of life insurance can be
purchased for relatively modest premiums
B.) It provides lifetime protection if the insured
continues to pay the premiums
C.) The premiums remain at the same level for the life of
the insured
D.) With a policy rider it can be used to provide
retirement
E.) Premiums are highly competitive especially for those
at older ages
