Exam 2026 Questions with
Correct Answers
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, 5 qualifications to become a General Lines agent - Answer ✅1. At least 18 years of age
2. United States citizen or legal alien
3. Bona fide resident of Florida
4. Place of business located in Florida
5. Not licensed for purpose of writing controlled business
Department of Financial Services (DFS) - Answer ✅1. Approves issuance of licenses to agents,
CR, and adjusters
2. Supervisions of claims
3. Investigate charges of unethical conduct and take judicial actions
Office of Insurance Regulation (OIR) - Answer ✅1. Examines the qualifications of the insurance
companies doing business in FL
2. Examines the financial conditions of companies
3. Approves forms, rules, and rates
Office of Financial Regulation (OFR) - Answer ✅1. Provides regulatory oversight to FL's financial
providers
2. Reports to the FL Service Commission
FL Surplus Lines Service Office - Answer ✅1. Oversees the surplus lines industry
2. Reviews all surplus lines policies and documents
3. Collects surplus lines and taxes and fees
Risk - Answer ✅Chance of financial loss