CERTIFIED PENNSYLVANIA
EVALUATOR (CPE) COMPREHENSIVE
STUDY GUIDE 2026 FULL QUESTIONS
AND SOLUTIONS GRADED A+
◍ The Preamble states that USPAP is.
Answer: for appraisers and users of appraisal services.
◍ Act.
Answer: The Motor Vehicle Physical Damage Appraiser Act (63 P. S. § §
851—863).
◍ Aftermarket crash part.
Answer: A nonoriginal equipment manufacturer (non-OEM) replacement
part, either new or used, for any of the nonmechanical parts that generally
constitute the exterior of the motor vehicle, including inner and outer panels.
◍ Appraisal.
Answer: A written monetary estimate of physical damage sustained to a
motor vehicle when the making of the estimate is assigned in order to allow
the return of the vehicle to its predamaged condition.
◍ The stated purpose of USPAP.
Answer: Promote and maintain a high level of public trust in appraisal
practice.
◍ When obligated by law or regulation an appraiser must.
Answer: comply with USPAP.
◍ Appraisal (ii).
Answer: The term includes estimates made by the insurer, its employes, its
agents or related entities or individuals or entities assigned to make the
, estimate.
◍ Appraiser.
Answer: A natural person in this Commonwealth who makes appraisals of
motor vehicle physical damage.
◍ Commissioner.
Answer: The Insurance Commissioner of the Commonwealth.
◍ Consumer.
Answer: The owner of the motor vehicle which has sustained damage or the
owner's representative.
◍ Dealer.
Answer: An individual licensed, active and knowledgeable in the sale of
used motor vehicles similar to that being appraised.
◍ Insurer.
Answer: All companies, associations and exchanges engaged in the
insurance business of insurance companies and self-insurers.
◍ Motor vehicle.
Answer: A motorized device, including a trailer attached thereto, in, upon or
by which a person or property is or may be transported or drawn upon a
public highway.
◍ USPAP applies to which types of properties?.
Answer: Tangible and Intangible
◍ Valuation services.
Answer: is not a subset of appraisal practice.
◍ Predamaged condition.
Answer: The function and appearance of the motor vehicle just prior to
when the damage in question was sustained.
◍ Competency.
Answer: Demonstrated by providing written documentation of a minimum
of 6 months continuous experience within the previous 3 years at an
, occupation, such as body repair, that directly involves the estimation of
physical damage to motor vehicles.
◍ An appraiser has the professional responsibility.
Answer: to identify the capacity in which he or she is performing.
◍ Reasons why an appraiser would prepare an appraisal assignment in
conformance with USPAP.
Answer: 1. Agreement with client.2. Law or regulation.3. Voluntary choice.
◍ Education or training.
Answer: Successful completion of education or training related to appraising
motor vehicle physical damage taken within the previous 3 years.
◍ Application denial.
Answer: An application for a license may be denied if the applicant has
provided incorrect, misleading or incomplete answers to interrogatories on
forms incidental to applying for a license.
◍ An appraiser who provides an appraisal service that is not an appraisal,
appraisal review, or appraisal consulting assignment does not have workfile
obligations associated with the assignment..
Answer: True
◍ An individual is not prohibited from providing valuation services that
involve advocacy while acting as an appraiser..
Answer: False
◍ When performing valuation services outside of appraisal practice, appraisers
must be careful not to _________________ the client and other intended
users about their role..
Answer: Mislead
◍ License Denial.
Answer: The applicant has been denied a license or has had an existing
license revoked, suspended or not renewed by the Department or a
regulatory authority in another state, territory or possession of the United
, States, or in the District of Columbia, or the Canadian provinces.
◍ Professional Competence.
Answer: The applicant does not possess the professional competence and
trustworthiness required to engage in conducting motor vehicle appraisals.
◍ Criminal Conduct.
Answer: An applicant has pleaded guilty, entered a plea of nolo contendere
or has been found guilty of a felony in a court of competent jurisdiction, or
has pleaded guilty, entered a plea of nolo contendere or been found guilty of
criminal conduct which relates to the applicant's suitability to conduct motor
vehicle appraisals.
◍ Examples of Criminal Violations.
Answer: Examples of criminal violations which the Department may
consider related to the applicant's suitability to engage in the business of an
appraiser include: unlawful practices, embezzlement, obtaining money
under false pretenses, conspiracy to defraud, bribery or corrupt influence,
perjury or false swearing, unlicensed activity or a criminal offense involving
moral turpitude or harm to another.
◍ Non-Considered Violations.
Answer: Examples of violations or incidents which the Department will not
consider related to the applicant's suitability to engage in the business of an
appraiser are all summary offenses, records of arrests if there is no
conviction of a crime based on the arrest, convictions which have been
annulled or expunged or convictions for which the applicant has received a
pardon from the Governor.
◍ USPAP states that in a situation when an individual is not required by law,
regulation, or agreement to comply with USPAP:.
Answer: The individual should still comply when acting as an appraiser.
◍ An appraiser is engaged to teach an appraisal course. What parts of USPAP
apply?.
Answer: The parts of USPAP that apply generally to appraisal practice.
EVALUATOR (CPE) COMPREHENSIVE
STUDY GUIDE 2026 FULL QUESTIONS
AND SOLUTIONS GRADED A+
◍ The Preamble states that USPAP is.
Answer: for appraisers and users of appraisal services.
◍ Act.
Answer: The Motor Vehicle Physical Damage Appraiser Act (63 P. S. § §
851—863).
◍ Aftermarket crash part.
Answer: A nonoriginal equipment manufacturer (non-OEM) replacement
part, either new or used, for any of the nonmechanical parts that generally
constitute the exterior of the motor vehicle, including inner and outer panels.
◍ Appraisal.
Answer: A written monetary estimate of physical damage sustained to a
motor vehicle when the making of the estimate is assigned in order to allow
the return of the vehicle to its predamaged condition.
◍ The stated purpose of USPAP.
Answer: Promote and maintain a high level of public trust in appraisal
practice.
◍ When obligated by law or regulation an appraiser must.
Answer: comply with USPAP.
◍ Appraisal (ii).
Answer: The term includes estimates made by the insurer, its employes, its
agents or related entities or individuals or entities assigned to make the
, estimate.
◍ Appraiser.
Answer: A natural person in this Commonwealth who makes appraisals of
motor vehicle physical damage.
◍ Commissioner.
Answer: The Insurance Commissioner of the Commonwealth.
◍ Consumer.
Answer: The owner of the motor vehicle which has sustained damage or the
owner's representative.
◍ Dealer.
Answer: An individual licensed, active and knowledgeable in the sale of
used motor vehicles similar to that being appraised.
◍ Insurer.
Answer: All companies, associations and exchanges engaged in the
insurance business of insurance companies and self-insurers.
◍ Motor vehicle.
Answer: A motorized device, including a trailer attached thereto, in, upon or
by which a person or property is or may be transported or drawn upon a
public highway.
◍ USPAP applies to which types of properties?.
Answer: Tangible and Intangible
◍ Valuation services.
Answer: is not a subset of appraisal practice.
◍ Predamaged condition.
Answer: The function and appearance of the motor vehicle just prior to
when the damage in question was sustained.
◍ Competency.
Answer: Demonstrated by providing written documentation of a minimum
of 6 months continuous experience within the previous 3 years at an
, occupation, such as body repair, that directly involves the estimation of
physical damage to motor vehicles.
◍ An appraiser has the professional responsibility.
Answer: to identify the capacity in which he or she is performing.
◍ Reasons why an appraiser would prepare an appraisal assignment in
conformance with USPAP.
Answer: 1. Agreement with client.2. Law or regulation.3. Voluntary choice.
◍ Education or training.
Answer: Successful completion of education or training related to appraising
motor vehicle physical damage taken within the previous 3 years.
◍ Application denial.
Answer: An application for a license may be denied if the applicant has
provided incorrect, misleading or incomplete answers to interrogatories on
forms incidental to applying for a license.
◍ An appraiser who provides an appraisal service that is not an appraisal,
appraisal review, or appraisal consulting assignment does not have workfile
obligations associated with the assignment..
Answer: True
◍ An individual is not prohibited from providing valuation services that
involve advocacy while acting as an appraiser..
Answer: False
◍ When performing valuation services outside of appraisal practice, appraisers
must be careful not to _________________ the client and other intended
users about their role..
Answer: Mislead
◍ License Denial.
Answer: The applicant has been denied a license or has had an existing
license revoked, suspended or not renewed by the Department or a
regulatory authority in another state, territory or possession of the United
, States, or in the District of Columbia, or the Canadian provinces.
◍ Professional Competence.
Answer: The applicant does not possess the professional competence and
trustworthiness required to engage in conducting motor vehicle appraisals.
◍ Criminal Conduct.
Answer: An applicant has pleaded guilty, entered a plea of nolo contendere
or has been found guilty of a felony in a court of competent jurisdiction, or
has pleaded guilty, entered a plea of nolo contendere or been found guilty of
criminal conduct which relates to the applicant's suitability to conduct motor
vehicle appraisals.
◍ Examples of Criminal Violations.
Answer: Examples of criminal violations which the Department may
consider related to the applicant's suitability to engage in the business of an
appraiser include: unlawful practices, embezzlement, obtaining money
under false pretenses, conspiracy to defraud, bribery or corrupt influence,
perjury or false swearing, unlicensed activity or a criminal offense involving
moral turpitude or harm to another.
◍ Non-Considered Violations.
Answer: Examples of violations or incidents which the Department will not
consider related to the applicant's suitability to engage in the business of an
appraiser are all summary offenses, records of arrests if there is no
conviction of a crime based on the arrest, convictions which have been
annulled or expunged or convictions for which the applicant has received a
pardon from the Governor.
◍ USPAP states that in a situation when an individual is not required by law,
regulation, or agreement to comply with USPAP:.
Answer: The individual should still comply when acting as an appraiser.
◍ An appraiser is engaged to teach an appraisal course. What parts of USPAP
apply?.
Answer: The parts of USPAP that apply generally to appraisal practice.
