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Insuring Personal Residential Property Practice Questions With Detailed Explanations 2026

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INSURING PERSONAL RESIDENTIAL PROPERTY PRACTICE QUESTIONS WITH DETAILED EXPLANATIONS 2026

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INSURING PERSONAL RESIDENTIAL PROPERTY
PRACTICE QUESTIONS WITH DETAILED
EXPLANATIONS 2026

◉ Named insured.
Answer: Person named on dec page


◉ If a spouse moves out, how long are they automatically covered
for.
Answer: 90 Days


◉ Residence Employee.
Answer: An employee whose duties are related to the maintenance
or use of the residence premises, including household and domestic
services.


◉ What is an example of a Residence Employee?.
Answer: Nanny or a cook


◉ What is the definition of a business?.
Answer: Includes trade, profession or occupation engaged in either a
full or part time basis

, ◉ HO-1.
Answer: Building: Basic
Contents: Basic


◉ HO-2.
Answer: Building: Broad
Contents: Broad


◉ HO-3.
Answer: Building: Special
Contents: Broad


◉ HO-4.
Answer: Apartment


◉ HO-5.
Answer: Building: Special
Contents: Special


◉ HO-6.
Answer: Condo

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