215 Test Questions And Answers
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insured has a basic expense and major medical policy. He is injured in an accident, which require
several major surgeries. This quickly exhaust his basic expense policy. What must he before his
major medical starts? - ✔✔✔-pay special deductible on his major medical policy
pays a benefit for each day the insured is in a hospital - ✔✔✔-Hospital Indemnity policy
early detection through regular check-ups - ✔✔✔-purpose of HMO
this provision allows the insurance company to limit the insurance benefits to his or her average
income over the last how many months? - ✔✔✔-24 months
Who must initial the changes on a policy? - ✔✔✔-applicant
company promise to pay - ✔✔✔-Insuring clause
allows the insured to purchase a smaller amount of insurance the same type of insurance policy
- ✔✔✔-paid-up addition option
proof of loss, under a health policy, must be submitted within how many days? - ✔✔✔-90 days
the section of a health policy that states the causes of eligible loss under which an insured is
assumed to be disabled - ✔✔✔-Insuring clause
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