CA LIFE INSURANCE FINAL SCRIPT 2026
CERTIFICATION QUESTIONS ANSWERS
COMPLETE A+
◉ In the event of receiving notice of a claim or other claim
communication, all of the following timelines are accurate EXCEPT
Answer: - every licensee or claims agents shall transmit notice of the
claim to the insurer in no more than 5 calendar days
◉ When can a person act as agent of an insurer?
Answer: - when the insurer has filed notice of appointment with the
commissioner
◉ Who is eligible to an insurer?
Answer: - any person, company, organization, or corporation that is
capable of making a contract.
◉ ALL of the following are TRUE regarding the process to change the
California Code of Regulations EXCEPT
Answer: - the Office of Administrative Law (OAL) may substitute its
judgment for that of the rulemaking agency.
, ◉ Which is an ACCURATE statement regarding dependent coverage
under a group insurance policy?
Answer: - the coverage must not exceed more than 100 percent of
the coverage for the insured employee.
◉ The entire contract provision states that
Answer: - the insurance policy represents the contract between the
insurer and the policyowner that no entirety, assuring the
policyowner that no changes to the contract can be made once the
contract has been issued.
◉ Which policy covers children in a family even if they are born after
the policy is issued life insurance
Answer: - TERM insurance is not a policy written in the name of a
child, but is a RIDER to a parent's life insurance policy that covers all
children, even before they are born
◉ The entire provision states that
Answer: - the insurance policy represents the contract between the
insurer and the policy owner in its entirety, assuring the policy
owner that no changes to the contract can be made once the contract
has been issued.
◉ A life insurance policy written after 1988 that fails to meet the
seven pay test is known as?
CERTIFICATION QUESTIONS ANSWERS
COMPLETE A+
◉ In the event of receiving notice of a claim or other claim
communication, all of the following timelines are accurate EXCEPT
Answer: - every licensee or claims agents shall transmit notice of the
claim to the insurer in no more than 5 calendar days
◉ When can a person act as agent of an insurer?
Answer: - when the insurer has filed notice of appointment with the
commissioner
◉ Who is eligible to an insurer?
Answer: - any person, company, organization, or corporation that is
capable of making a contract.
◉ ALL of the following are TRUE regarding the process to change the
California Code of Regulations EXCEPT
Answer: - the Office of Administrative Law (OAL) may substitute its
judgment for that of the rulemaking agency.
, ◉ Which is an ACCURATE statement regarding dependent coverage
under a group insurance policy?
Answer: - the coverage must not exceed more than 100 percent of
the coverage for the insured employee.
◉ The entire contract provision states that
Answer: - the insurance policy represents the contract between the
insurer and the policyowner that no entirety, assuring the
policyowner that no changes to the contract can be made once the
contract has been issued.
◉ Which policy covers children in a family even if they are born after
the policy is issued life insurance
Answer: - TERM insurance is not a policy written in the name of a
child, but is a RIDER to a parent's life insurance policy that covers all
children, even before they are born
◉ The entire provision states that
Answer: - the insurance policy represents the contract between the
insurer and the policy owner in its entirety, assuring the policy
owner that no changes to the contract can be made once the contract
has been issued.
◉ A life insurance policy written after 1988 that fails to meet the
seven pay test is known as?
