AAERT CDR FINAL EXAM STUDY GUIDE 2026 ACCURATE QUESTIONS
AND CORRECT DETAILED ANSWERS WITH RATIONALES GUARANTEED
PASS
Euo
Examination under oath-formal proceeding used by insurance
companies to obtain information about a claim
-usually need: insurance company name, date of loss, claim number,
insured's name
-no read and sign
-scheduled by the law firm hired by the insurance company
What is the purpose of an euo
To secure all relevant facts, determine what additional information
or cooperation is needed from the insured
Insurance carriers most effective tool for discovering and combating
fraudulent claims
Euo
Who appears at an euo
Insurer
,Insured (any person falling within the policy definition-spouses,
residing family, business partners, managers, etc)
Insured's council(may not obj or ask q)
Adverse witness
Testimony is prejudicial to the case of the party who called them
Affidavit
Written statement of facts made under oath
Mitigating circumstances
Considerations which aggravate or decrease a sentence imposed in
criminal cases
Allocution
Formal statement by convicted defendant as to whether there is any
reason why judgment should not be rendered against them
Arbitration
Dispute mediation by an impartial third party
, Arraignment
Bringing the accused person into court to plead in a criminal charge
Bench conference
Discussion between attorneys and the judge outside the hearing of
the jury. May or may not be on the record
Bench warrant
Authority to find and bring to court someone who fails to appear
Beyond reasonable doubt
The standard for conviction in a criminal trial
(usually the plaintiff/prosecutor)
Preponderance of evidence
The standard for winning in a civil matter
AND CORRECT DETAILED ANSWERS WITH RATIONALES GUARANTEED
PASS
Euo
Examination under oath-formal proceeding used by insurance
companies to obtain information about a claim
-usually need: insurance company name, date of loss, claim number,
insured's name
-no read and sign
-scheduled by the law firm hired by the insurance company
What is the purpose of an euo
To secure all relevant facts, determine what additional information
or cooperation is needed from the insured
Insurance carriers most effective tool for discovering and combating
fraudulent claims
Euo
Who appears at an euo
Insurer
,Insured (any person falling within the policy definition-spouses,
residing family, business partners, managers, etc)
Insured's council(may not obj or ask q)
Adverse witness
Testimony is prejudicial to the case of the party who called them
Affidavit
Written statement of facts made under oath
Mitigating circumstances
Considerations which aggravate or decrease a sentence imposed in
criminal cases
Allocution
Formal statement by convicted defendant as to whether there is any
reason why judgment should not be rendered against them
Arbitration
Dispute mediation by an impartial third party
, Arraignment
Bringing the accused person into court to plead in a criminal charge
Bench conference
Discussion between attorneys and the judge outside the hearing of
the jury. May or may not be on the record
Bench warrant
Authority to find and bring to court someone who fails to appear
Beyond reasonable doubt
The standard for conviction in a criminal trial
(usually the plaintiff/prosecutor)
Preponderance of evidence
The standard for winning in a civil matter
