Georgia Property & Casualty Insurance Exam and
Practice Exam Newest 2026 Test Bank| Complete 550
Real Exam Questions and Correct Verified Answers/
Already Graded A+| Georgia P & C Test Bank 2026
(Brand New!!)
1. How many hours of prelicensing education are required for a
Property & Casualty license in Georgia?
A) 20 hours
B) 30 hours
C) 40 hours
D) 50 hours
Answer: C
Rationale: Georgia requires 40 hours of approved prelicensing
education for a Property & Casualty license. This is a specific
1
,state requirement that must be completed before sitting for the
licensing exam.
2. How often must a Georgia P&C licensee renew their license?
A) Annually
B) Every 2 years
C) Every 3 years
D) Every 4 years
Answer: B
Rationale: Georgia P&C licenses renew biennially (every 2
years) by the licensee's birthday. The renewal deadline is the
last day of the licensee's birth month every two years.
3. What is the minimum continuing education (CE) hours required
per renewal period for a Georgia P&C licensee?
2
, A) 12 hours
B) 24 hours
C) 30 hours
D) 40 hours
Answer: B
Rationale: Georgia requires 24 hours of CE per 2-year renewal
cycle. This must include at least 3 hours of ethics education.
Failure to complete CE results in license expiration.
4. The Georgia Insurance Commissioner is appointed by:
A) The Governor
B) Popular vote
C) The General Assembly
D) The Insurance Industry Council
3
, Answer: A
Rationale: The Georgia Insurance Commissioner is appointed by
the Governor of Georgia. This differs from some states where
the Commissioner is elected.
5. Which of the following is NOT a legally permissible reason for
license denial or revocation in Georgia?
A) Felony conviction involving dishonesty
B) Failure to pay child support
C) Having a lapse in auto insurance for 30 days
D) Using fraudulent advertising
Answer: C
Rationale: A simple lapse in personal auto insurance is not
grounds for license discipline unless tied to fraud or
4
Practice Exam Newest 2026 Test Bank| Complete 550
Real Exam Questions and Correct Verified Answers/
Already Graded A+| Georgia P & C Test Bank 2026
(Brand New!!)
1. How many hours of prelicensing education are required for a
Property & Casualty license in Georgia?
A) 20 hours
B) 30 hours
C) 40 hours
D) 50 hours
Answer: C
Rationale: Georgia requires 40 hours of approved prelicensing
education for a Property & Casualty license. This is a specific
1
,state requirement that must be completed before sitting for the
licensing exam.
2. How often must a Georgia P&C licensee renew their license?
A) Annually
B) Every 2 years
C) Every 3 years
D) Every 4 years
Answer: B
Rationale: Georgia P&C licenses renew biennially (every 2
years) by the licensee's birthday. The renewal deadline is the
last day of the licensee's birth month every two years.
3. What is the minimum continuing education (CE) hours required
per renewal period for a Georgia P&C licensee?
2
, A) 12 hours
B) 24 hours
C) 30 hours
D) 40 hours
Answer: B
Rationale: Georgia requires 24 hours of CE per 2-year renewal
cycle. This must include at least 3 hours of ethics education.
Failure to complete CE results in license expiration.
4. The Georgia Insurance Commissioner is appointed by:
A) The Governor
B) Popular vote
C) The General Assembly
D) The Insurance Industry Council
3
, Answer: A
Rationale: The Georgia Insurance Commissioner is appointed by
the Governor of Georgia. This differs from some states where
the Commissioner is elected.
5. Which of the following is NOT a legally permissible reason for
license denial or revocation in Georgia?
A) Felony conviction involving dishonesty
B) Failure to pay child support
C) Having a lapse in auto insurance for 30 days
D) Using fraudulent advertising
Answer: C
Rationale: A simple lapse in personal auto insurance is not
grounds for license discipline unless tied to fraud or
4
