TENNESSEE GRC GENERAL PEST AND
RODENT CONTROL TEST BANK 2026
COMPLETE SOLUTIONS GRADED A+
⩥ Which of these is NOT a fair marketing practice when an existing
insurance policy is being replaced?
Answer: Reduce the cost by lowering the commission
⩥ In Tennessee, a(n) _______ insurance company is one formed under
the laws of a state outside of Tennessee.
Answer: foreign
⩥ If an insurance producer applicant is required to a written
examination, what is also required?
Answer: A fingerprint-based criminal background check
⩥ Who would be liable for an insurance claim on a policy sold by a
Tennessee producer and issued by an insurance company NOT
authorized to conduct business in Tennessee?
Answer: The producer
*The producer is liable for all insurance contracts unlawfully made in
TN with an insurance company not authorized to do business in TN.
, ⩥ A Long-Term Care policy sold in Tennessee MUST be
Answer: Guaranteed renewable
⩥ B is an insurance producer who occasionally engages in financial
planning. If B sells an insurance policy during the course of a financial
planning seminar, B must disclose to the client
Answer: that a commission will be earned in addition to any fee charged
for financial planning
⩥ When engaged in an insurance transaction in Tennessee, the producer
represents the
Answer: insurer
⩥ The Commissioner would like to hold a hearing against a producer.
Before the hearing os held, a notice
Answer: must be sent by registered or certified mail to the producer's
address on file
⩥ All of these statements regarding referrals are true EXCEPT:
-The Commissioner may establish by rule a maximum amount for each
referral
-The person making the referral may not discuss the specific policy
terms and conditions
-Referral fees may not be tied to the purchase of a policy
RODENT CONTROL TEST BANK 2026
COMPLETE SOLUTIONS GRADED A+
⩥ Which of these is NOT a fair marketing practice when an existing
insurance policy is being replaced?
Answer: Reduce the cost by lowering the commission
⩥ In Tennessee, a(n) _______ insurance company is one formed under
the laws of a state outside of Tennessee.
Answer: foreign
⩥ If an insurance producer applicant is required to a written
examination, what is also required?
Answer: A fingerprint-based criminal background check
⩥ Who would be liable for an insurance claim on a policy sold by a
Tennessee producer and issued by an insurance company NOT
authorized to conduct business in Tennessee?
Answer: The producer
*The producer is liable for all insurance contracts unlawfully made in
TN with an insurance company not authorized to do business in TN.
, ⩥ A Long-Term Care policy sold in Tennessee MUST be
Answer: Guaranteed renewable
⩥ B is an insurance producer who occasionally engages in financial
planning. If B sells an insurance policy during the course of a financial
planning seminar, B must disclose to the client
Answer: that a commission will be earned in addition to any fee charged
for financial planning
⩥ When engaged in an insurance transaction in Tennessee, the producer
represents the
Answer: insurer
⩥ The Commissioner would like to hold a hearing against a producer.
Before the hearing os held, a notice
Answer: must be sent by registered or certified mail to the producer's
address on file
⩥ All of these statements regarding referrals are true EXCEPT:
-The Commissioner may establish by rule a maximum amount for each
referral
-The person making the referral may not discuss the specific policy
terms and conditions
-Referral fees may not be tied to the purchase of a policy
