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  • University Of South Africa (Unisa)
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MNB3702 Assignment 3 Semester 1 Memo | Due 4 June 2026

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MNB3702 Assignment 3 Semester 1 Memo | Due 4 June 2026. All questions fully answered. ASSESSMENT GUIDELINES You are expected to conduct secondary market research by assessing academic literature offered through the prescribed textbook as well as journal articles accessible through the Unisa library and Google Scholar to demonstrate how South African SMEs critically assess your SME competitive advantage, apply your theoretical understanding of its growth through JV, discuss challenges associated with cash flow and critically assessing the extent to which local institutions shape the financial planning and management of your SME in a foreign African host country. Please do not contact any SME directly for commentary and interviews – Prescribed textbook as well as research journal articles have adequate information for you to successfully complete this assessment without taking up the time of organisational executives.

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TABLE OF CONTENT
1. INTRODUCTION Page 3
2. COMPETITIVE ADVANTAGE OF AN AFRICAN SME Page 3
3. GROWTH THROUGH JOINT VENTURE Page 5
4. THE IMPORTANCE OF CASH FLOW Page 6
5. THE FINANCIAL PLANNING AND MANAGEMENT Page 7
6. CONCLUSION Page 8
7. REFLECTIONS Page 8
REFERENCES Page 9

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